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You are planning to buy a home. We will go through the necessary steps to get home loan: some before you apply for it and some after you apply for it.

# Before you begin shopping for your home, it’s good to figure out your budget. This prevents any of those nasty surprises later on, making home ownership enjoyable rather than an overwhelming burden.

# 2 Get Pre-qualified for a home loan: Getting pre-qualified for a home loan is a good idea because it gives you an idea how much you can borrow.