Jupiter Auto Insurance, a Nashville-based provider, has been in business since 2009 and specializes in coverage for high-risk drivers. Read on for Jupiter Auto Insurance reviews, coverage, discounts, and to see if it is a good fit for you.

Whenever you shop for car Insurance, we recommend getting quotes from the best auto insurance companies so you can compare coverage and rates. In addition to the insurance company you choose, factors such as your age, vehicle make and model, and driving history can affect your premium, so what’s best for your neighbor might not be best for you.

Use the tool below to collect and compare quotes from providers available in your state.

Jupiter auto insurance is available to drivers in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has an A+ rating from the BBB and 4.2 stars out of 5.0 on Trustpilot.

According to its website, Jupiter doesn’t offer many coverage options. However, Jupiter does specialize in attracting SR-22 and high-risk drivers, so it might be a good last-resort option if you get turned down by other companies.

Jupiter Auto Insurance Pros And Cons

Jupiter Auto Insurance sells two main products: car insurance and renters insurance. It also offers commercial auto insurance through Progressive, and it sells motorcycle insurance policies by Dairyland Motorcycle Insurance.

Coverage from Jupiter Auto Insurance is pretty basic. You can get your state’s required coverages, plus a couple more options. Here’s the whole coverage menu:

• Bodily injury liability
• Property damage liability
• Collision coverage
• Comprehensive insurance
• Medical payments (MedPay)
• Personal injury protection (PIP)
• Uninsured motorist
• Underinsured motorist
• Roadside assistance
• Rental coverage

Almost every other car insurance company offers those coverage options, including roadside assistance and rental coverage. Jupiter Auto Insurance’s website doesn’t say exactly what’s covered with roadside assistance, but if you’re a driver in Indiana, it will cost between $10 and $12 per month. You can probably expect similar rates in other states.

If roadside assistance is important to you, you should weigh your options. Starting prices for a AAA membership can cost between $50 and $75, depending on your state. Choosing a company like AAA might offer you more coverage than Jupiter’s $120/year roadside assistance.

Jupiter’s website claims it has many discounts, but it doesn’t list them all out in one place. Digging around, we were able to find the discounts listed below. Depending on your state, you might be able to find the following and more:

• Safe driver
• Multi-car
• Policy paid in full
• Autopay

A large portion of the website is dedicated to attracting new independent agents and to providing tools for them. A live agent would be your best option to learn more about Jupiter’s auto coverage options.

For an easier quote process, you can use this tool:

We’ll take a closer look at a couple of the reviews we found online. A majority of the negative reviews are about issues with claims, poor customer service, and a lack of communication from the company.

Positive Jupiter Auto Insurance Reviews

“Getting a quote was very quick and easy compared to other places. They had a good price and a low down payment so I went with them. Plus I can do it all on my phone and pay on my phone without having to talk to anybody which I like.”

– Alan via Trustpilot

Negative Jupiter Auto Insurance Reviews

“The site only let me select liability. I have 3 cars. 1 needed full coverage. The other 2 needed liability. The quote was the highest I’ve had yet, and it wasn’t for what I needed!”

– Michelle via Trustpilot

“Poor claims process. Worst I’ve ever received. Literally. It’s the sole reason I’m leaving. Equity was cheaper and was actually helpful in the event of a claim.”

– Colleen D. via Trustpilot

Jupiter Auto Insurance’s app, Jupiter Connect, lets you file a claim and request roadside assistance. It doesn’t allow you to make payments, however. You can also use it to learn about your driving skills. It can give you stats on your speeding, acceleration, hard braking, and more.

Those stats, though, are just for educational purposes. You won’t get a special discount for getting a good score on the app. Jupiter Connect has a rating of 4.2 out of 5.0 stars on Google Play.

Overall, we give Jupiter 3.3 out of 5.0 stars. Through our comprehensive research of the company, we think it’s best you consider some other providers. Unless Jupiter is your only option for insurance, we think you can get better coverage and prices from a variety of other companies.

To compare quotes from top providers, you can use this tool to explore your options:

Recently, we ranked the best auto insurance companies on things like price, discounts, availability, technology, and more. We think State Farm and USAA are both great options if you are shopping around for insurance. Remember, getting more auto insurance quotes can only help you find the best price.

State Farm: Best Overall Provider

If you want to avoid a glitchy technology experience, you should take a look at State Farm. The nation’s largest auto insurer has a number of digital offerings that make it easy to manage your car insurance and get discounts:

• State Farm Mobile App: With State Farm’s app, you can file claims, request roadside assistance, manage your policy, and more.
• Drive Safe and Save: This is State Farm’s usage-based option. You can get a discount of up to 30 percent off your premium for being a good driver. Also, it won’t raise your rates if you can’t stop drifting around corners at 3:00 am.
• Steer Clear^®: This educational program is for drivers under the age of 25. Drivers complete hours and in-app training modules to pass the course and get a certification. Along with the certification comes a discount of 15 percent.

If you are a student under the age of 25 with good grades, even if you have already graduated from college, you can also take advantage of State Farm’s 25 percent good student discount. Combining the student discount and the Steer Clear discount makes State Farm a great option for students.

To learn more, read our full State Farm auto insurance review.

USAA: Best For Military Members

If you or your family have any military affiliations, you should definitely check out USAA. Its insurance quotes often track well below those from anywhere else. If you live in Texas, you can also get USAA’s SafePilot^® app, which gives discounts based on your driving skills.

To get USAA, you need to meet one of the following requirements:

• You are an active or former member of the military.
• You are a member of a commissioning program.
• Your spouse or one of your parents has had a USAA auto or home policy.

USAA provides some great discount options to service members that are expecting a deployment. You can get 15 percent off your premium if you take your vehicle to the base and garage it there, or you can get 60 percent off if you store your vehicle at home during deployment. Remember, unless you sell your vehicle, you are required to have coverage as an owner.

To learn more, read our USAA auto insurance review.

Here are some frequently asked questions about Jupiter Auto Insurance:

Our review team extensively researches auto insurance providers to deliver informed and unbiased assessments of leading companies. We evaluate several key rating factors that are important to consumers to determine which providers are the best in the industry:

• Reliability: It’s important that an auto insurer is able to meet its claims obligations. Companies with a strong financial strength rating from AM Best score best in this category. Established insurers with a long history of reliable service also receive positive marks.
• Availability: Insurance companies that offer wider availability to consumers in terms of state availability and few eligibility requirements are more likely to meet consumer needs.
• Coverage: To determine our coverage score, we look at the number of coverage options available as well as coverage limits and deductible options. Our ratings also take into account additional services and benefits like roadside assistance.
• Pricing: Cost can be difficult to compare between insurers because so many factors impact annual premiums. The cheapest insurer for one driver may not be the cheapest for another. To determine our cost score, we look at insurance rate estimates generated by Quadrant Information Services, discount opportunities, and consumer reports.
• Service: We comb through customer reviews on sites like the Better Business Bureau (BBB) to learn about customer experiences. Insurers with a low volume of complaints score well in this area. We also consider the claims process, giving higher ratings to car insurance providers that offer a smooth experience.
• Technology: Providers with an online quote tool, easy-to-use claims app and a usage-based insurance app score best in this category.

*Data accurate at time of publication.