As 2018 is coming to an end, we bring to you a summary of the best of IndiaLends blog. We are happy to inform that our IndiaLends blog helped a lot of our customers on personal finance. From personal loans, Credit cards, and credit score to Aadhaar, Tax and general personal finance articles, our blog has tried to answer almost all the queries related to personal finance. So, as we are about to start a new year, let’s recall the Best IndiaLends Blog Posts of 2018. Please note the articles listed below are in no particular order.

Let’s go!

Personal Loan

Personal Loan: Application Checklist

Find out what all is a part of your personal loan application checklist that can give you easy and fast approval.

10 Sure Shot Ways To Get An Easy Personal Loan Approval Online

Taking a personal loan is a big step and involves a lot of planning and it would sting if your application gets rejected. Here are 10 sure shot ways to get easy approval on personal loan online.

Best Personal Loan Interest Rates in India

Although a personal loan is the best way to finance short-term requirements, one of the important factors that determine the decision of taking it is interest rates. Read on to know the best personal loan interest rates in India.

How is an EMI calculated?

As the cost of living is increasing day by day, loans or other forms of credit has now become part of our livelihood. However, EMI is the foremost factor that is considered when deciding on a loan. In here, find the meaning, the factors affecting your EMI and the different ways to calculate it.

What Is The Impact of GST On A Personal Loan?

The One Nation, One Tax, One Market concept of GST has been one of the most remarkable reforms in the tax regime. Find out how Goods and Service Tax will impact the loan sector especially the personal loan segment.

Short-Term Personal Loans – A Complete Guide

A medical emergency, a cash crunch or even shortfall of funds during wedding planning can be fixed by a short-term personal loan. In here, find out everything about small personal loans including the features, eligibility criteria and documents required.

Human Rights Day: 5 Rights Of A Loan Defaulter

An unfortunate instance such as loss of job, medical emergency or others, can lead to a loan default. Although, you should try your best to avoid defaulting, here are 5 rights of a loan defaulter.

Credit Cards

How Do Credit Cards Actually Help You Save Money?

A credit card can help you maximize your savings in a lot of ways. Some of these credit card tips and tricks might not be well known, but experts have been taking advantage of them for years now. Read on.

Applying For A Credit Card- Key Points To Remember

A credit card if used with utmost care can prove to be an immense boon but if not managed properly you may end with a low credit score and high debt. Often times we don’t consider certain important aspects when we apply for credit card and grieve on our negligence later. However, we have a garnered a list of things to consider before applying for a credit card and making the most of it.

Types Of Credit Cards

There might be several questions jostling your mind like what are the types of credit cards? How are they beneficial to me? Time to give a break to such thoughts, as we have made a list of types of credit cards in India and their uses so you can compare credit cards. Find out.

Secured And Unsecured Credit Cards

Read on to know everything about secured and unsecured credit cards, and decide which one suits you better.

Is cash really better than credit cards?

It’s a popular idea that cash is always the best option. However, is it really better than credit cards? Find out.

How To Pay Off Credit Card Debt When You Have No Money In Six Months

Find out how Shubham Pandey, a customer, got rid of my credit card debt of ₹3 lakhs in just six months.

Credit Score

Understanding Credit Report: Everything You Need To Know

What is a credit report? How different is it from a credit score? Find out everything from scratch.

Why Is Your Credit Report Important?

The first thing most financial advisers tell you to do is check your free credit report online. It’s a piece of easy advice to give; something we have heard all too often! However, most of us don’t really understand its importance, or how to understand it. Read on to know why!

Why is it important to check your credit report regularly?

Most financial advisors tell you that it is important that you stay updated about your credit report. They ask you to check your free credit report online regularly. Know why!

Things You Didn’t Know Affects Your Credit Score

Here is a garnered a list of some things which might affect your credit score, things you didn’t know about and how you can take preventive measures against it.

How To Build A Good Credit Score?

Know the easy tips and tricks to build a good credit score.

Hard and Soft Credit Inquiries | What’s The Difference?

Is there any difference between a hard inquiry and a soft inquiry? Does a soft inquiry affect your credit score in any way? Find out.

Generic

Why Is The Government Linking Everything To Aadhaar?

Aadhaar, the 12-digit unique identification number has created a lot of news in 2018. The push by the government to link Aadhaar card with a hostile number of services to the recent Aadhaar judgment, there was a lot going on. So, why is the government trying to link everything to Aadhaar? Find out.

How To Become A Millionaire | 5 Easy Steps To Become Wealthy

Find out the 5 simple ways that can help you reach your goal to become a millionaire.

Tax Woes Go Away: How To Reduce Income Tax On Your Salary

We keep looking for ways to reduce our taxes. In the same pursuit, we bring you these tested (and legal) ways to reduce taxes on your salary.

5 Money Lessons I Wish My Parents Had Taught Me

We all agree that home for anyone is the first school especially the financial lessons our mother has taught us. However, apart from the simple lessons that we observed and learned from our parents, here are five money lessons we wish our parents had taught us.

How to Save Money on Food?

Food is one of the major expenses for an individual; which is why here are a few ways that tell you how to save money on food.

IndiaLends Work Culture

Navaratri Celebrations

Do you know how important is your place of work? If you work 9 hours a day, 5 days a week, you end up spending more than 2600 hours each year at work. We at IndiaLends believe that all work can make our lives dull. Hence, this Navratri we decided to paint our office with the colors of fun! Check out here!

Diwali Celebrations

When you spend more than 1842 hours in a year with your colleagues, your office becomes your second home. This is why office celebrations play an important role in an employee’s life. Here’s a sneak peek into our week-long Diwali celebrations that started from 2nd Nov till 6th Nov.

Which blog article did you find the most informative and favorite? Comment below!

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