2020-02-12 11:00
From clothes to groceries, you can buy just about anything online these days. And for a growing number of consumers, that list now includes cars.
A vehicle is one of the largest purchases y… Read More
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Insurance Tips Blog From Mccartin Insurance Blog
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Read tips about life insurance, car insurance, home insurance and other types of insurance. Also, seasonal tips about the weather.
2020-02-05 11:00
Memories stay with you for life. But old tapes and film reels aren’t designed to hold them for nearly as long.
It’s true that film, VHS tapes and DVDs can preserve your home mov… Read More
2020-01-27 11:00
It doesn’t matter the season: heavy rain and wet roads can occur at any time of the year. That means slick roads, limited visibility and yes, hydroplaning.
No matter the weather, havi… Read More
2020-01-20 11:00
As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate… an animal that’s made itself at hom… Read More
2020-01-13 11:00
While no one likes thinking about their own mortality, writing a will is an important part of planning for your family’s future. (So is finding the right life insurance.)
When cr… Read More
2019-12-26 11:00
Severe winter weather can catch us off guard. Even adults sometimes hope for a snow day… but odds are we’re not getting one. In many cases, you still have to brave the cold, cl… Read More
2019-12-19 11:00
Icicles are hanging from the roof, the ground is slick beneath your feet and you can spot snow, ice and debris above your head. The telltale signs are all there: You have an ice dam.
W… Read More
2019-12-12 11:00
When winter arrives, so do difficult driving conditions like whiteouts and black ice.
Road salt helps melt ice, which definitely makes the roads safer. However, there are som… Read More
2019-12-05 11:00
There are few things in life worse than losing your home to fire or a natural disaster.
Except, that is, discovering in the aftermath that you don’t have enough homeowners insura… Read More
2019-11-22 11:00
Skimmers are small devices that scammers attach to a legitimate credit or debit card reader. The skimmer steals your personal information through your credit card’s magnetic strip or… Read More
2019-11-15 11:22
During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.
A recent study by the American Red Cross found that many homeown… Read More
2019-11-12 14:37
Anyone who has been the victim of a ransomware attack or who has lost their data due to an equipment failure can tell you that the most expensive and time consuming part of the ordeal invol… Read More
2019-11-08 11:00
There’s nothing better than that new car feeling. But before you drive your new ride off the lot, you often have to decide what to do with the car in your driveway.
When it comes to g… Read More
2019-11-01 11:00
Reducing the risk of a potential fire at your business is one of the most important things you can do to help protect your customers, employees and property.
The U.S. Fire Administrati… Read More
2019-10-25 11:00
In the simplest sense, the lights in your house are there to help you see. But they’re capable of so much more. Like your floor plan and color scheme, home lighting can also help set… Read More
2019-10-18 11:00
Ever been carefully driving along when—whack!—a rock hits your windshield? Your eyes scan for damage as you wonder whether you need a windshield repair or a complete windshield… Read More
2019-10-11 11:00
From weekend summer camping trips to long winter ski vacations, you need to make sure you are prepared when you head to the great outdoors. With these 11 apps, you’ll have the right r… Read More
2019-10-04 11:00
It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimat… Read More
2019-09-27 00:00
There are many choices you need to make when it comes to choosing the right auto insurance. When it comes to customizing your policy, one of the biggest decisions is what deductible amount… Read More
2019-09-20 11:00
Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your hom… Read More
2019-09-13 11:00
If you’re a small business owner, chances are you didn’t start your company out of a passion for bookkeeping. But as you grow, financial management becomes an increasingly impor… Read More
2019-09-06 11:00
Folk wisdom says the odds of a lightning strike are one in a million, but technically, it depends on how you run the numbers.
For example, the odds of being struck in your lifetime are actu… Read More
2019-08-26 11:00
Switching up your home’s exterior siding is a bold statement… and a big decision. When starting your research, a few factors to consider are curb appeal, maintenance, weather c… Read More
2019-08-19 11:00
We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a… Read More
2019-08-12 11:00
Whether you need more space for your growing family or are relocating for a new job, moving to a new home is something most of us will encounter eventually.
But while looking for the perfec… Read More
2019-08-05 11:00
If you own a car, chances are you’ve let a friend or family member borrow it at least once.
After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative t… Read More
2019-07-26 11:00
Will my car fit in that parking space? How do I park without hitting the cars around me? I don’t have time for this!
If you’ve ever been forced to parallel park your vehic… Read More
2019-07-17 11:00
From child safety seats to air bag inflators… it seems like every few months, there’s some type of recall in the news. But while it may be an all-too-common headline these days… Read More
2019-07-08 11:00
Whether it’s a hurricane or a routine power outage, navigating a dark house is never fun. That’s why many people choose to install backup generators in their home… Read More
2019-06-26 11:00
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your v… Read More
2019-06-15 11:00
Imagine this: You’re leaving your house, ready to tackle the working day, only to discover a large, inexplicable hole where your car is supposed to be.
That’s the thing about si… Read More
2019-06-05 11:00
Whether you’re a hardcore biking enthusiast or more of a casual cruiser, riding your bike is a great way to enjoy the outdoors – and a healthier way to get around, too. After ea… Read More
2019-05-27 11:00
It’s been said that the kitchen is the heart of a home. That’s because for many families, it’s where you spend most of your time – whether it’s preparing meals… Read More
2019-05-20 11:00
Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepa… Read More
2019-05-13 11:00
If you’re like most Americans, you probably rely on the internet to do everything from buying birthday presents and booking vacations to managing your bank account and paying bills.
B… Read More
2019-05-06 11:00
You know the great thing about driving a car with an automatic transmission? They’re so much fun. The thrill of shifting from park into drive is just exhilarating…said no one e… Read More
2019-04-26 11:00
As a proud business owner, it’s your job to consider the “what-ifs” for your business. Of course, you don’t want to think about the worst… but in order to be… Read More
2019-04-19 11:00
Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week!
They offer group life insurance, too – two… Read More
2019-04-12 11:00
Research from the Life Insurance and Market Research Association (LIMRA) shows that while Millennials (anyone born between 1980 and 1995) are concerned about their financial security, very… Read More
2019-04-05 11:00
Life’s changes come with new goals and dreams. Whether you’re getting married, expecting a baby, or getting ready to downsize… big changes in life often come with new fin… Read More
2019-03-25 11:00
One of the best things about spring is taking advantage of the warmer weather and enjoying the great outdoors. For some, this means fishing, hiking trails and spending time at parks. For ot… Read More
2019-03-17 11:00
Be honest: Could your business survive for several weeks—or even months—if it were shut down?
It’s not fun to imagine, but it’s a reality business owners in every pa… Read More
2019-03-09 11:00
With more ridesharing and car sharing options available, many people are opting out of car ownership completely. Companies like Zipcar, Lyft, Uber and Liftshare are making transportation as… Read More
2019-03-01 11:00
They give you that sad look every time you leave the house—cocked head, big unblinking eyes, perked ears. “Can’t I ride with you?”
With more than 163 million dogs an… Read More
2019-02-22 11:00
According to the popular wedding planning site The Knot, couples spend an average of 15 hours per week planning their weddings, but it’s unlikely that much of that time is spent… Read More
2019-02-15 11:00
Your engagement ring is more than just a piece of jewelry. It’s a reminder that you’ve found your person and you’re ready to build a life together.
But on the practical si… Read More
2019-02-07 11:00
If you never thought a stay-at-home parent needed life insurance, you might want to think again.
That’s because in addition to being full-time caregivers, stay-at-home parents are oft… Read More
2019-02-01 11:00
Move over, binge watching. This time of year, it’s all about those don’t-miss live broadcasts on TV.
Football fans have the big game. Culture vultures have their pick of awards… Read More
2019-01-24 11:00
Drones – also known as unmanned aircraft systems, or UAS – are a red-hot holiday gift. In fact, the Consumer Technology Association reports that the number of small hobbyis… Read More
2019-01-12 11:00
Ridesharing apps like Uber and Lyft are a popular and convenient way to get around town. For drivers, they’re a good way to earn some extra cash, too.
To be a great driver, you need m… Read More
2018-12-30 11:00
As the new year approaches, there are plenty of ways to celebrate. You can watch the ball drop with your family, host a gathering with friends or even count down until midnight at a public… Read More
2018-12-29 19:56
Home-based businesses are on the rise. According to research done by IncFile, a small business start-up firm based out of Houston, Texas, it’s estimated that there are 38 million home… Read More
2018-12-15 19:37
There’s no doubt that some of the best holiday indulgences (turkey! cookies! cake!) come out of an oven, not a gift-wrapped box. But along with the many good things that originate in… Read More
2018-12-06 19:33
Before the first snow falls, you’ll want to freshen up your car emergency kit, check the antifreeze and throw in that bag of kitty litter in case you need a little extra traction.
And… Read More
2018-08-10 10:40
Whether you’re hiring someone to look after your children while you’re on a much needed date night or regularly for childcare, make sure that your loved ones are fully insured a… Read More
2018-07-27 10:54
Trading a commute and a desk for a flexible schedule and a cozy couch are just some of the many benefits of running a business from home. While these perks are certainly enjoyable, having a… Read More
2018-07-16 11:24
In recent years, there has been a steady increase in the number of people renting versus purchasing homes. Many property owners are taking advantage of this trend and renting out either room… Read More
2018-07-10 12:46
Although it might be obvious what is covered with your life insurance, car insurance and home insurance plans, these policies also cover some surprising circumstances. Here are a few surpris… Read More
2018-06-29 14:53
Summer is in full swing, and we’re enjoying every bit of it! One of our clients’ favorite parts about life on the Eastern Shore is time on the Bay. Your land-dwelling property m… Read More
2018-06-15 12:02
Most of us have heard of travel insurance, but many of us are in the dark when it comes to the specific types of coverage offered. It is most commonly associated with plane ticket reimbursem… Read More
2018-06-07 11:17
With graduation season upon us, alumnae are officially entering post-school life and facing many choices regarding their finances and future. After the flurry of graduation caps and j… Read More
2018-05-30 10:50
It’s that time of year again! As the frigid weather gives way to long sunny days, the parades of classic cars make their way out of hibernation! Whether you plan on taking to the road… Read More
2018-05-16 10:36
Do you know a teen who will be getting their driver’s license soon? Having a new teen driver in the family can be an exciting (and nerve-racking) experience. However, it can also trans… Read More
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