Netgalley is a good platform to browse for upcoming books. If you get lucky, you will get the chance to read an ARC of a book you wish too. I also think it is one of the biggest platforms to search for indie authors. Recently, I got my hands on Tom Graneau’s new book, Pennies to Power: How to use your 20’s to Gain Financial Independence for Life.

For those of you who do not know, Tom is an advocate for working independently. At least to generate an income for your own efforts instead of working for others and fulfilling their dreams. In this book, he tries to provide pragmatic patterns and suggestions. He intakes 7 cultural barriers that are adhering most people from earn money outside their monthly paycheck life. There is no harm in that, but doing what you love and earning for yourself instead of paying to the banks to clear of your loans, is the motivation behind this book. Pennies to power gives the example of the American financial situation. It is full of researched anecdotes and diagrams. The author shows how temptations lead debt that looms for the rest of their lives. This forces one to think and live in a paycheck to paycheck lifestyle.

Pennies to Power tries to educate young ones about what financial situations they might lead into if there are no proper steps taken early in their lives. Tom believes that an individual’s 20s are the best time to start. Even though this book is targeted at people of a certain age group. The author claims that it can be useful for someone in their late twenties, I feel otherwise. I think the right audience for this book is for the age group of 18 to 22. They might feel more empowered and find it useful.

The writing style is not an attractive one. Even though it is a work of non-fiction, I felt it could have been better. The language is easy to understand and the book justifies the theme it revolves around: money.

3 out of 5!

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