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Lets Find out the solution & try to solve the below queies.
1. WHAT KIND OF MISTAKES THAT SMART PEOPLE DO ??
Ø Don’t make their Future Secure.
Ø If make their Future Secure, they miss the Regular Saving.
Ø If saving is done , than the Investment is missing.
Ø If Investment is done, than the decision of Investment is totally depend on Market hype & Tips.
2. WHAT IS THE SOLUTION ?? What should we do than ?
Ø Try to save atleast 20% of earning per month.
Ø Cut the expense, Increase earning by increase & find the best options for yourself.
Ø Diversify your 20% saving, in different kind of Investment :-
As 25% of saving in Secured/Insurance.
25 % of saving in Bank etc act as an emergency fund.
50% of saving in Paper Assets/Real Estate/Business.
Eg :- Earning = Rs 20,000/month
20% saving of Rs 20,000 = Rs 4,000
25% of saving i.e Rs 1000 in Insurance
Rs 1000 in EmergencyFund.
Rs 2000 in Paper assets/Real Estate/Part time business etc.
Ø Get qualified & thorough knowledge in Financial matter.eg. Cash Flow, Capital Gain, Income Vs Expense Statement, Balance Sheet, Assets Vs Liabilities.
Ø Know the difference between Cash Flow & Capital Gain, Passive Income Vs Active Income.
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