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The University Diaries: How to Save Money as a Student

If there's one thing that university teaches us poor students (both in a literal and symbolic sense), it's that merely existing costs a pretty penny. That being said, I don't think it's time just yet to hold up our hands in defeat and succumb to the nutritious diet that is baked beans on toast and Pot Noodles. I'm sure you've heard of the saying 'when there's a will, there's a way' — and this is precisely one of those instances. Today, I'll be sharing a few ways that I have been keeping my costs down as a Student — and I want to emphasise 'a few' here, because we could really be here all day! As always, if you have anything to add or comment upon, just scroll down to the comments section at the end of the post. 
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Don't Rush to Buy Any Course Texts.

While this may seem like a random note to start on, there's really a method to the madness here. After all, it was just last week that I realised that I bought a book for my course that I didn't even need, as the set texts for a specific module had changed. Even so, my university has provided many of the literary texts we cover in PDF form, and the rest can usually be found in the library. Granted, I won't let it be a wasted purchase and give it a read when I have the time — but let's be honest, that's £5 I probably would not have spent otherwise.

Buy Course Materials Second-Hand.

The above being said, you probably won't be able to avoid purchasing any course texts — so let's take a brief look at what to do once you've cleared up the essential with your module leads. I'm sure I'm not the only one who had a mini-heart attack when I started Googling around to see where I could get my course textbooks and how much they cost — you'd be surprised at how extortionate it gets! Luckily, there will be an array of older students who took the same modules as you and are looking to sell their used textbooks on. For that, always keep an eye on any second-hand fairs that universities organise or any Facebook pages. Similarly, you can have a look at the 'Used' section on Amazon, or specifically turn to second-hand sites such as World of Books and Awesome Books.

Meal Plan Before You Do Your Food Shop.

One of the biggest mistakes I made in my first couple of weeks of university was not Meal planning before I did my food shop. As you can probably imagine, I would get a lot more food than was necessary, and my choices were in-cohesive at best; not only was I struggling to save food from going out-of-date, but I was spending far more than was necessary. In addition to planning your meals and making sure that everything you purchase will get used up, don't forget to pay attention to sell-by dates and don't be afraid to shop around — you might be surprised that Lidl and Aldi don't necessarily always do the best deals!

Be Strategic When Eating Out.

By this point, I'd like to think that it's fairly common knowledge that eating in is generally a lot cheaper than eating out. The above being said, life is all about balance, and it's nice to go for a meal out with loved ones from time to time (tier system pending, of course). That's why you've got to be strategic about your eating out; it doesn't take a whole lot of energy to stay in the loop at restaurants you like the look of to see if they're offering any deals, or to take a quick browse on sites like Wowcher and Groupon. Furthermore, don't be ashamed to ask if a restaurant offers a student discount — the worst they can do is say no!

Have a Few Vegetarian Meals Every Week.

In addition to being a little strategic with your ventures out, how about trying to incorporate some vegetarian meals into your meals at home? It's something which is rather simple, and will save you from spending a fortune on meat each week. One of my favourite veggie recipes is this one for homemade pasta by YouTuber and chef Maddi Bragg. 

Shop Second-Hand.

It's no wonder that second-hand shopping — be it on Depop or in charity shops — has taken off in recent years; not only is it far better for the environment, but it is also vastly cheaper. This year, I've really ventured out into second-hand shopping, and I truly cannot see myself going back. Why would I pay the same price for a brand-new skirt from Primark when I can get one which is used, but in perfect condition, from mid-range brands such as Ted Baker? Needless to mention, buying clothing of higher quality is also far more likely to last you longer – meaning less purchases in the long-run! This can also be applied to small bric a brac pieces to decorate your room. 

Take Advantage Of All Free Activities.

One of the best things about going to university in London for me is that there are simply so many amazing days out to be had which do not cost a penny — be it renting out a Boris bike at 3am to see some key sights without anyone in sight, or going to one of the city's many free museums. This does not just apply to London too, for I am sure that you can also find a fair few things on Tripadvisor elsewhere!

Make Sure You're Getting the Most Out of Your Student Bank Account.

Different bank accounts offer different deals to students — that's why it's important to make sure you're getting the best deal for your needs. From a 0% overdraft to a free railcard, have a browse around online to make sure you're not missing any freebies that would do you some good.

Do Not Take Your Wallet Out With You When You Don't Need It.

Again, it may seem rather simple, but something as small as not taking your wallet with you when you're out and about can stop you from making unnecessary purchases. Of course, there is the temptation about using something like Apple Pay instead, but it's all about having a bit of self-control where needed — and worst case scenario, you could always remove the feature from your phone if need may be!

Get Creative & Try to Find Other Streams of Revenue.

I'm sure you have all heard of the 'get a job' option, but have you ever considered selling your A-Level notes online? Get a little bit creative, think about what it is you do best, and how you can use that to build a separate stream of income besides from your student loan and the bank of mum and dad.

Of course, there is no better option than to adopt an 'I can't afford it mindset' and live below your means — but that often isn't practical advice for students, and so I hope I've given you some food for thought today. Again, be sure to contribute in the comments below and I shall hopefully see you here again soon!


This post first appeared on EveryLittleThing Blog -, please read the originial post: here

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The University Diaries: How to Save Money as a Student

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