digital expansion however it could not obscure the soaring risks and inherent obstacles.It was particularly encouraging during C0VID19 period keeping the financial system functioning and people save in the Face of moral embargo like social distancing and quarrantining imbroglio that attended the pandemics.In the face of falling demand and disrupted input supply,recessionary tightening of credit condiotionings and rising incertitude,kept its ammunition shelling as new attempts were made to churn out sensitive technologies to manage this relentless spiral of growing risks.Be that as it may,in the fast explosive tech ecosystem,developing economies expected to lag behind in 2023 where Digital usage struggle from the rear.As it were during the pandemic similar divide experienced a surge of 5billion users worldwide compared 3 billion offline 96%in the developing region.A digital inequality of this monumental proportion currenly defies no solution,though puzzles not beyond the author's proven proposition.We also