negotiated terms of investment in the Digital bank.Protecting the intellectual property assets is vital to the survival of a digital bank.Property such as the logo,software,apps and source codes from appropriate registry such as National copyright commission(NCC) or for trademark,patents and designs registry.The setting of robust corporate governance platform to ensure sound corporate governance practices with duly constituted board comprising at least one independent director and required board committees etc.A staggering host of boundless opportunitiesawaitsfintech start ups,which are under mandatetoworkwith specified apps and softwaredevelopers ranging from digital lending,digital banking,consumer efinance,digital microcredit,due to the fact that they aid users to bank,pay,save,spend,invest,borrow and generate money.Digital banks and fintechs are also heavily regulated.Considering regulations such as antimoney laundering(AML)policies,payment card industry data security standard(PCIDSS),Know your customers