This article will explain how Keystone Bank code USSD service (*7111#) works and the kinds of transactions customers can complete with the magic code convenience, irrespective of the type of mobile device they use.

You won’t have to worry about waiting in line at the bank because Keystone Bank USSD transactions like these operate without the need for an internet connection and are available 24/7, seven days a week.

Customers can access the Keystone Bank Ussd code if they have registered with one of the mobile network providers, including MTN, GLO, Airtel, or 9Mobile. Only individual accounts, however—not joint, corporate, or accounts with multiple signatories—are permitted to use this service.

N.B: The mobile number used MUST match the one on file with Keystone Bank. The maximum amount that can be transferred each day when intrabank and interbank transfers are combined is N100,000. A maximum amount of N10,000 can be spent each day on airtime.

How to activate Keystone Bank’s USSD mobile banking

To enrol or activate the Keystone Bank USSD code, kindly follow the steps below:

1. Dial *7111#.
2. Attempt a transaction on the menu, e.g., (1) Balance Enquiry.
3. Registration option display
4. Select the ‘Register Option’.
5. Input your Account Number.
6. Input your year of birth.
7. Create your Transaction Pin.
8. The registration process is complete.

You can also register for the Keystone Bank USSD code via the steps below:

1. Dial *7111*0#.
2. Select the ‘Register Option’.
3. Input your Account Number.
4. Input your year of birth.
5. Create your Transaction Pin.
6. The registration process is complete.

All Keystone Bank Codes USSD For Transactions You Need To Know as Customers

1. Registration: *7111*0#

To activate the Keystone Bank USSD code, simply Dial *7111*0# to register on USSD. Follow the prompt message to get started

2. Keystone Bank Code to Check Balance: *7111*00#

1. To check your Keystone bank account using the USSD code, Dial *7111*00# on the bank-registered phone;
2. Authenticate using your Transaction PIN;
3. Your account balance will be displayed.

3. Keystone Bank Code To Recharge: *7111*Amount#

To buy an Airtime or recharge card from Keystone Bank via USSD code, simply Dial *7111*Amount# (e.g. *7111*1000#) on the bank-registered phone;

Wait for the success notification, and you can start making calls.

4. Keystone Bank Code To Recharge Others: *7111*Amount*Phone Number#

• To recharge or buy Airtime for family and friends, just Dial *7111*Amount*Phone Number# (e.g., *7111*1000*08011223344);
• Input your T-PIN.
• Wait for the success notification.

5. USSD Code For Mobile Data: *7111*5#

• You can easily buy data from Keystone Bank using the USSD code by dialling *7111*5# and selecting either for yourself or others;
• Select a data plan;
• Input T-PIN;
• Wait for a success notification.

6. Keystone Bank Code For Transfer: *7111*Amount*Nuban Account Number#

• To send cash or transfer money from Keystone Bank to another bank account, just Dial *7111*Amount*Nuban Account Number# (e.g., *7111*1000*1234512345#) from your phone number.
• Authenticate your transaction with your PIN.

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7. Activate the debit card: *7111*9*123#

• To activate your Keystone Bank ATM card, Dial *7111*9*123# on your phone.
• Select the ‘activate card’ option;
• A prompt is given on the PAN of the card to be activated.
• Select the PAN.
• Create your card PIN;
• Input your T-PIN 
• Wait for a success notification.

8. PIN Reset:

• To reset your Keystone Bank USSD code pin when it is compromised or if you forget it, just Dial *7111# on your phone.
• Select Other services;
• On the next page, select the ‘Next’ option.
• On the third page, select the last option, which is ‘reset PIN.
• Input your desired PIN.
• Input the last ‘6’ digits of your debit card to complete the request.

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9. PIN Change:

• To change your Keystone Bank USSD pin when you are not okay with your privacy, just Dial *7111# on your phone.
• Select Other services.
• On the next page, select the 5th option, which is ‘change PIN.
• Input your old PIN, then create a new PIN.

10. Bill Payment:

• To pay bills from Keystone Bank via USSD code service, simply Dial *7111# on your registered phone number.
• Select ‘Other services;
• Select ‘Bills Payment’ on the next page to pay a biller.

11. BVN: *7111*6#

• To view your bank verification number from Keystone Bank,  just Dial *7111*6# from the bank-registered phone number.
• Enter your T-PIN.
• And BVN will display.

 12. Panic Code: *7111*911#

• To block your account at Keystone Bank, just Dial *7111*911# from any phone.
• Enter the account or phone number to place a PND on all your accounts.

13. Change default Top-up Account: *7111*AccountNo#

• Dial *7111# on your phone.
• Select other services;
• On the following page, click the ‘Next’ button.
• Pick the ‘Change default top-up’ option to change your default account number for airtime top-up.

14. Cardless Pay Code:

• To withdraw money without a Keystone ATM DEBIT card, dial *7111# on your phone.
• Select Other services.
• On the next page, select the 4th option, which is ‘Cardless-Paycode.
• Enter the amount, and a PIN will be generated.
• Proceed to the ATM and complete your transaction.

15. Enable/Disable:

• Dial *7111# on your phone.
• Select On the following page, click the ‘Next’ button. 
• On the following page, click the ‘Next’ button.  
• Select Other services.
• On the following page, click the ‘Next’ button.
• Pick the ‘Enable/Disable’ option to enable or disable your USSD.