About Microfinance financial institution
It is also one of the types of Financial institutions that makes an impact on the economy of the country. These institutions are categorized as class “D” types.
Like other types of Banks, Nepal Rastra Bank also monitors this financial institution.
As per the name, these institutions really serve customers financially by lending different types of loans. They provide solitary loans to minimal people according to their needs through the process and also accept funds from different banks.
So it’s on the individual to play with that loan either to be an entrepreneur with management abilities or come up with some astounding ideas.
There are lots of opportunities for investors, from minimal to higher-level individuals or communities in the share market. And, that has indeed had an impact on the economy.
Role of Microfinance
The main aim of Microfinance Financial institutions is to serve poor families to move on to small-scale businesses and devastate poverty. Its mission is to fulfill the requirements of living a sustainable and standard life. and to aid cooperatives involved in the marketing and processing of agricultural products.
Most financing is focused on inducing the younger generation into agricultural enterprises.
List of Microfinance Financial Institutions with branches
| S.No | Name of Microfinance | Head Branch | Founded | Total Branches | Paid-up Capital |
| 1 | Aatmanirbhar Laghubitta | Ghorahi-Sub-Metropolis | 2018 | 21 | – |
| 2 | Abhiyan Laghubitta | Panauti Municipality | 2018 | 60 | 15,25,00,000 |
| 3 | Adarsha Laghubitta | Godamchok, Banepa-7 | 2018 | 1 | 20,700,000 |
| 4 | Adhikhola Laghubitta | Simalbhanjyang Sadak, Darsing Dahathum | 2016 | 19 | 119,000,000 |
| 5 | Arambha Chautari Microfinance | Banepa-10, Kavrepalanchowk | 2015 | 150 | 30,69,231,48 |
| 6 | Asha Laghubitta | Kakani-06, Nuwakot | 2006 | 55 | 333,914,000 |
| 7 | BPW Laghubitta | Banepa, Kathmandu | 2018 | 1 | – |
| 8 | Buddha Jyoti Laghubitta | Parsa, Lumbini, Rupandehi | 2018 | 39 | 12,000,000 |
| 9 | Chhimek Laghubitta | Mid-Baneshwor, Kathmandu, Nepal | 2002 | 200 | 2,324,100,000 |
| 10 | Civil Laghubitta | Chabahil, Kathmandu, Nepal | 2012 | 15 | 288,124,500 |
| 11 | CYC Nepal Laghubitta | Sabhagriha Chowk, Pokhara | 2019 | 89 | 1,216,41,800 |
| 12 | Deprosc Laghubitta | Bharatpur Metropolitan City | 2001 | 149 | 1,387,498,400 |
| 13 | Dhaulagiri Laghubitta | Baglung Municipality 2 Shreenagar Tole Baglung | 2001 | 39 | – |
| 14 | First Microfinance Laghubitta | Gyaneshor, Kathmandu | 2009 | 4 | 9,644,92,400 |
| 15 | Forward Laghubitta | Duhabi-2, Sunsari | 2012 | 142 | 6,255,000,00 |
| 16 | Ganapati Microfinance | Dulegauda, Shuklagandaki Municipality, Tanahun, | 2016 | 43 | 15,150,00,00 |
| 17 | Global IME Laghubitta | Pokhara-26,Bijayapur,Kaski | 2013 | 76 | 552,589,326 |
| 18 | Grameen Bikas Laghubitta | Butwal, Rupandehi | 2014 | 161 | 98,25,00,00,000 |
| 19 | Gurans Laghubitta | Dhankuta-7, Dhankuta | 2016 | 33 | 97,49,99,00,00 |
| 20 | Infinity Microfinance | Gaindakot – 2, Nawalparasi. | 2017 | 91 | 41,45,10,000 |
| 21 | Jalpa Samudayik Laghubitta | Kalikanagar-8, Butwal | 2019 | 99 | 16,00,000,00 |
| 22 | Janautthan Samudayik Laghubitta | Butwal -12, Kalikachowk, Rupandehi | 2010 | 39 | 11,83,00,000 |
| 23 | Jiban Bikash Laghubitta | Katahari-2 Morang, Nepal | 2019 | 159 | 60,84,00,000 |
| 24 | Kalika Microfinance | Buddhachowk, Pokhara-10, Kaski | 2011 | 99 | 3,128,75,400 |
| 25 | Khaptad Laghubitta | Godawari-1, Kailali | 2020 | 1 | 26,800,000 |
| 26 | Kisan Laghubitta | Budhanilkantha-8, Kathmandu | 2019 | 137 | 39,28,00,000 |
| 27 | Laxmi Microfinance | Kapan Marg, Maharajgunj, Kathmandu | 2010 | 91 | 38,40,000,00 |
| 28 | Mahila Laghubitta | Sanga-13, Kavre | 2016 | 70 | 1,47,500,000 |
| 29 | Mahuli Samudyik Laghubitta | Aganisair Krishanasawaran-6, Mahul | 1994 | 64 | 282170000 |
| 30 | Manakamana Smart Laghubitta | Maitripath-5,Siddharthanagar,Rupandehi | 2006 | 37 | 141,745,500 |
| 31 | Manushi Laghubitta | Bhaisepati, Banepa | 1991 | 35 | 10,93,00,000 |
| 32 | Mero Microfinance | Sitapaila, Kathmandu | 2016 | 150 | 1200,000,000 |
| 33 | Mirmire Microfinance | Araniko Highway, Banepa 45210 | 2009 | 148 | 52,200,000 |
| 34 | Mithila Laghubitta | Dhalkewar, Dhanusha | 2008 | 44 | 170,437,300 |
| 35 | NADEP Laghubitta | Gajuri 1, Dhading | 2014 | 13 | 40,48,00,000 |
| 36 | National Microfiancne | Nilkantha-3,Dhadhingbesi, Dhadhing | 2014 | 65 | 586,675,600 |
| 37 | Naya Sarathi Laghubitta | Dhulikhel, Kavre | 24 | 303,395,300 | |
| 38 | Nerude Laghubitta | Biratnagar-3, Balaram Bhupi Marga | 2007 | 92 | 600,000,000 |
| 39 | NESDO Samriddha Laghubitta | Kushma Municipality-06 | 2006 | 56 | 172120000 |
| 40 | NIC Asia Laghubitta | Banepa-7, Kavrepalanchok | 2006 | 289 | 1,739,440,000 |
| 41 | Nirdhan Utthan Laghubitta | Nirdhan Bhawan Bhagwatibahal | 1998 | 185 | 1,200,000,000 |
| 42 | NMB Microfinance | Pokhara-29, Milanchowk, Hemja | 2011 | 143 | 5,39,800,000 |
| 43 | Rastra Utthan Laghubitta | Sanga, Banepa-13 | 2018 | 100 | 1,75,000,000 |
| 44 | RMDC Laghubitta | Putalisadak, Kathmandu | 2006 | 3 | 1,241,066,400 |
| 45 | RSDC Laghubitta | Butwal-10, Rupandehi | 2013 | 3 | 805155000 |
| 46 | Sabaiko Laghubitta | Bandipur – 1, Dumre, Tanahu | 2017 | 90 | 206020000 |
| 47 | Sadhana Nepal Laghubitta | Gorkha-6, Haramtari | 2017 | 93 | 321,225,500 |
| 48 | Samaj Laghubitta | Malangawa, Sarlahi | 2002 | 5 | 20,000,000 |
| 49 | Samata Gharelu Microfinance | Kavre, Banepa Nepal | 2012 | 24 | 28,56,00,000 |
| 50 | Samudayik Laghubitta | Sanga, Banepa Municipality, | 2012 | 37 | 132,000,000 |
| 51 | Sana Kisan Bikas Laghubitta | Babarmahal, Kathmandu | 2001 | 14 | 1,564,413,800 |
| 52 | Shrijanshil Laghubitta | Bhagwanpur, Lahan | 2018 | 33 | 70,000,000 |
| 53 | Summit Laghubitta | Gorkha-13, Majhuwa Deurali | 2008 | 41 | 494,000,000 |
| 54 | Super Laghubitta | Pragatishil Tole Tulsipur-5 | 2019 | 30 | 85,800,000 |
| 55 | Support Microfinance | Itahari-4, Sunsari | 2014 | 24 | 6,60,00,000 |
| 56 | Suryodaya Womi Laghubitta | Putalibazar-1, Syangja | 2078 | 128 | 791,984,800 |
| 57 | Swabalamban Laghubitta | Kamal Pokhari, Kathmandu | 2002 | 142 | 1,122,170,100 |
| 58 | Swabhiman Microfinance | Tilotama-5, Rupandehi | 2016 | 19 | 121,782,200 |
| 59 | Swastik Laghubitta | Lahan-08, Siraha | 2019 | 12 | 6,00,00,000 |
| 60 | Sworojagar Laghubitta | Banepa-19, Kavrepalanchowk | 2009 | 91 | 41,12,79.297 |
| 61 | Unique Nepal Laghubitta | Kohalpur Municipality | 2021 | 39 | 9,68,00,000 |
| 62 | Unnati Sahakarya Microfinance | Padsari-1, Rupandehi | 2021 | 40 | 229,020,700 |
| 63 | Upakar Laghubitta | Kohalpur, Banke | 2019 | 29 | 65,625,000 |
| 64 | Vijaya Laghubitta | Gaidakot-5, Nawalparasi | 2013 | 59 | 32,00,00,000 |
| 65 | Wean Nepal Microfinance | Galchhi-7, Dhading | 2019 | 16 | 7,24,00,000 |
This post first appeared on Learn Incredible Life Tips And Tricks | Life Hack Square, please read the originial post: here
