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2023-09-29 13:46
Hi All, I’ve been thinking about this post for a while, but haven’t had a chance to get everything down on paper. There’s been a lot of discussion in the popular media rece… Read More
How Many Stocks Should You Own?
2023-09-22 17:32
Hello All, If you’re interested in personal finance, you’ve probably thought about stocks. Naturally, when you thinks about stocks, you think about how to avoiding loosing money… Read More
Buy An Oil Well?
2023-09-17 17:36
I was reading Loral Langemeier a few years back. She’s a big advocate of direct investing in business opportunities like self storage, rental real estate and oil wells. The idea of bu… Read More
The Best Books For Couples To Read Together
2023-09-09 15:43
Reading together can be a wonderful way to bond with your significant other and strengthen your relationship. Whether you both enjoy fiction or non-fiction, there are plenty of great books… Read More
The Pros And Cons Of Buying Silver
2023-09-08 11:16
Its Memorial Day Monday and I’m banging away in my home office here in Portland, Oregon.  Earlier this month, I picked up some silver on Amazon, I ended up buying a few grams of… Read More
2023-06-21 14:32
Good health is an important part of a good overall life. This is the reason why you should do your best to ensure that if you need medical treatment, you’re in a position to get it for… Read More
Free Summer Activities For Couples
2023-06-20 13:31
My husband and I plan to travel internationally in a few months, so we’re trying to spend as little as possible this summer. Then, we can use all the money we usually spend on recreat… Read More
Should You Put Bills On Autopay?
2023-06-06 22:58
My husband and I have combined finances, and I’m the budgeter/bill-payer in the family. Recently, we sat down for our budget meeting, and he asked why I don’t put bills on autop… Read More
Why We Stopped Following Dave Ramsey
2023-01-24 19:49
Fifteen to twenty years ago, my husband and I were newly married and living in a large city. I was working full-time but earning a low salary, and my husband was in graduate school. We live… Read More
Monday Quick Hit: Follow These Analysts
2023-01-16 21:54
Athena goddess of wisdom.Today is Monday January 16th, Martin Luther King Day here in the US.  I am working from home, banging away on emails. Since this is a personal finance blog, I w… Read More
The Best Present To Give To Parents
2022-12-27 12:13
My mom comes from a large family; she is the 8th in a family of nine children. Her oldest brother, my uncle, used to tell his childhood stories when we went to family parties. I loved heari… Read More
How Soon Is Too Soon To Move In?
2022-12-06 20:13
Sixty to seventy years ago, couples had a rather strict path from the first date, to courtship, to marriage. Thankfully, social standards have relaxed, and couples can determine their relat… Read More
How To Avoid Eating Out When At Work
2022-11-15 13:59
When I worked a traditional job, I would bring my lunch to work. However, often that lunch sat in the refrigerator while I went out to lunch instead. What happened? Why did I spend money on… Read More
Wednesday Money Round Up
2022-11-02 17:47
All, I am blissfully in the middle of getting ready for my annual hunting trip in Eastern Oregon.  So, today’s posting is a quick roundup of some fun apps that are working for me… Read More
Why I Subscribe To EMeals
2022-11-01 11:28
My husband and I make almost all of our meals from scratch. We rarely go out to eat and only rely on convenience foods such as frozen burritos or chicken nuggets once or twice a week. The r… Read More
4 Reasons Why DINKS Need To Estate Plan
2022-10-25 20:55
As DINKS, you may put off estate planning. After all, you don’t have to worry about who will raise your children when you pass. You don’t have to worry about creating generation… Read More
Get A Financial Education
2022-10-22 15:34
Hi All, Ignorance is a major barrier that holds people back from making good financial decisions.  The U.S. is a tremendously prosperous and well educated country, but most Americans do… Read More
Easy Batch Cooking To Save Time And Money
2022-10-18 19:35
When we first married, I was employed full-time, and my husband was in graduate school full-time. Our time was at a premium, so we often neglected cooking. We ate too much ready-made food a… Read More
Tuesday Shopping Tips
2022-10-18 05:30
All, Inflation is rearing its ugly head all over the US. Since money supply issues and interest rates are usually outside the bounds of what most people can influence, I thought I’d s… Read More
2022-10-07 12:26
Folks, Everyone needs to eat, but eating doesn’t have to break the bank.  One of the easiest expenses to reduce is the amount you spend on food.  Reducing your grocery bill m… Read More
Why Only One Of Us Works Full-Time
2022-10-04 11:28
My husband and I have been married for more than 20 years, but we’ve never both worked full-time. Instead, only one of us works full-time, and the other works part-time. Although that… Read More
2022-10-02 09:10
“Remember, that money is of the prolific, generating nature. Money can beget money, and its offspring can beget more, and so on. Five shillings turned is six, turned again it is seven… Read More
5 Perfect Career Combinations For Couples
2022-06-14 15:33
Some couples can’t spend too much time together, or they fight. These couples happily spend all day apart and then enjoy spending time with one another in the evenings and on the week… Read More
Nielsen Opinion Rewards Delivers
2022-06-14 03:14
Hello Dinks, I came home this afternoon to a pleasant surprise. I’d received an old fashioned letter with five bucks in it. The five bucks was from a survey I’d done for Nielsen… Read More
I Said “No, More Inflation”
2022-06-11 14:00
All, In honor of yesterday’s inflation numbers showing a year over year increase of 8.3% I am posting a bit of inflation humor for your enjoyment: Since inflation has a massive econom… Read More
Shrinkflation, Now With Less Farfalle
2022-06-09 03:50
Hi All, So – every time I go shopping, I’m reminded that the US is living through a period of high inflation. I went to my local Kroger last week, and picked a few boxed of Kroge… Read More
How We Decide If A Job Move Is Worthwhile
2022-06-07 11:53
For the last couple of years, my husband has been interested in finding a new job. Between the two of us, we’ve developed a system that helps us decide if a job move is worthwhile. Ru… Read More
5 Tips For Working From Home With Spouse
2022-05-31 12:59
Over the last two years, thanks to the pandemic, more and more Americans started working from home. While some people eagerly returned to the office, not everyone is excited to do so. … Read More
2021-09-08 19:00
Here is a pro tip for you: tracking your finances works. This is because what gets measured, gets managed. If you want to improve your investing returns, track how your investments are doin… Read More
2021-09-06 21:08
Like a lot of you, I’m full time employed, but I’m still cash constrained.  So, I’ve been looking for ways to that are truly passive to supplement my income.  Th… Read More
2021-09-05 19:14
Its Sunday – so it’s time for a round up. Here are a couple of articles that struck me this week, and so here is our Sunday Round Up. If you’re not familiar Nick Maggiulli… Read More
2021-08-24 11:52
Those who want to invest in precious metals most commonly look to gold and silver. However, palladium is another, lesser-known option. Used in the car industry, specifically for catalytic c… Read More
2021-08-16 20:02
“The Knotted Gun” by Fredrik Reutersward.As you probably know, Americans love guns. Since the dawn of our country firearms have played prominent roles in politics and society. Cu… Read More
2021-07-18 20:46
The more time you spend on the planet, the more you realize that even smart money is fallible. Here is a graphic that is making the rounds on the web. Its a stock recommendation issued by Go… Read More
2021-07-06 19:03
It’s definitely summer here in Portland, Oregon.  Last weekend was the hottest on record. The temperature hit 116. It was so hot in fact, that the multivitamins in my apartment me… Read More
Don’t Forget About Bonds
2021-04-06 01:33
People – don’t forget about bonds! Everyone is going nuts over cryptocurrency and the stock market, but bonds have been a viable investing vehicle since 2400 B.C. (here). And, c… Read More
Should You Sell Items On Craigslist?
2021-03-30 11:30
Craigslist has been part of American culture for over 25 years.  You’d be hard pressed to find an American who hasn’t heard of it.  If you’ve never used Craigslis… Read More
2021-03-22 02:51
Perhaps, you have the mindset that adopting a household budget will prevent you from living. This is simply not true. In fact, a budget will open the door to a better quality of life. Listed… Read More
James’ 2021 March Wealth Update
2021-03-15 05:01
So, it’s mid-March, which means it’s time for a monthly update. This month hasn’t been too sexy, mostly I focused on consistent debt and cost reduction. Here is the breakdo… Read More
How To Rent Out A Timeshare
2021-03-09 15:42
Time shares can be a great way to take a vacation to the same destination every year and know that you will have comfortable accommodations.  However, sometimes you’re not able to… Read More
2021-02-22 16:02
If you’re like us DINKs, you’re probably wondering how to improve your financial bottom line. The recent covid related economic slowdown has torpedoed some people budgets, so som… Read More
5 Times When It’s O.K. To Splurge
2021-02-16 13:00
Have you ever wanted to buy something and then decided not to because it was just too much money?  Or at least you thought it was.  This is the spend vs. save dilemma that many pe… Read More
2021-02-15 13:14
I was chatting with a friend the other day, and her sister messaged her on Skype. Her sister was curious as to about how much she should be spending on common household expenses. Well, I was… Read More
The Grass Is Greener Where You Water It
2021-02-09 23:07
The phrase “the grass is greener where you water it” means that the more you work on your personal romantic relationships, the better they become. However, properly watering the… Read More
Reasons Why You Need Witnesses In A Prenup
2021-02-09 17:12
If you are preparing to enter a marriage with substantial assets, you likely will want to have a prenuptial agreement to protect those assets.  Having witnesses is not required when yo… Read More
Don’t Forget The Basics
2021-02-05 19:23
Everyone is looking for a fast buck in the stock market these days, but they forget there just isn’t any substitute for following good basic advice.  So here is a list of persona… Read More
Personal Finance Advice From 1758
2021-02-02 17:54
In 1758, Benjamin Franklin, the original blogger, wrote an essay called The Way To Wealth.  The essay is basically a collection of advice and adages from 25 years of Franklin’s Po… Read More
Are You A DINK Cliche? Take The Test.
2021-01-05 14:57
The perfect DINK formula is a couple with two incomes and no children.  These couples may remain DINKs forever, or being DINKs may just be a stop on the way to having children. … Read More

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