Internship Report on Habib Bank Limited (HBL)
Preface
Every student of Master in Business Administration at COMSATS INSTITUTE OF SCIENCE AND TECHNOLOGY has an essential requirement to do Six weeks internship in any of the well reputed organization. The purpose of this program is to acquaint the students with practical applications of theoretical concepts taught to them during conduct of their MBA program.The internship in HABIB BANK is personally arranged by my own resources and the department gave me a letter for getting this internship.
Really, it was a nice opportunity to have a close comparison of theoretical concept in practical field, involving the use of primary and secondary data. All the efforts on the way are summarized in shape of this Internship Report. This Report may depict deficiencies on my part but still it is an output of a student’ efforts, for which I beg pardon.
ACKNOWLEDGEMENT
No one can say that I am perfect everyone should admit that without the help of ALLAH and His people a man cant get anything so I bow my head before almighty Allah with gratitude. I am also very much thankful and presents salute to many individuals who have helped me in shaping this report .I am also very much thankful to lot of former fellows and contemporary colleagues who took the time and trouble during the last few days to speak to me about the way this text could be further improved. First of all this report owes it originated to the valuable assistance of our learned & honorable teacher Sir Mian Aamir whose able guidance and encouraging attitude throughout has been a source of inspirations for us. Without his kind attitude patronage, we would have never accomplished this task.
Executive Summary:
As we all know very well that time and tide wait for none.So, because of this rapid change in time and era we have to cope with it.During this era I got an opportunity of getting practical Knowledge about the Banking system in Pakistan.So to quench the thirst of practical exposure and for getting the basic knowledge about Bank I joind HBL Preedy Gate Bannu.During six week in HBL i gather all necessary information about HBL.
Efforts have been made to compile this report in such a way that activates its salient features not only for students but also for the layman. I have divided this report into different Chapters.
First Chapter is about introduction OF HBL. Second Chapter is about General Banking Department gives us description about how to open an account, how to deposit and clearing.. Third Chapter discuss the procedure of customer dealing and satisfaction fourth Chapter is about the branch where I worked and watch different function which I learnd in HB officer.
Fifth Chapter is about the procedure of getting different type of loans and advances. Sixth Chapter is gust of knowledge acquired by me.Chapter seven is about SWOT ANALYSIS of HBL.Chapter Eight tells about my knowledge because here I gave different type of Recmendation to different problems.
Table of Content
| CHAPTER #. | DESCRIPTION | PAGE #. |
| 1. | INTRODUCTION | 9 to 15 |
| | Meaning of Bank | |
| | Historical Development of Bank | |
| | Historical of Development HBL | |
| | Goals of HBL | |
| | Fund Raising Sources | |
| | Hierarchy of HBL | |
| 2. | General Banking Department of HBL | 16 to 31 |
| | Account Opening Section | |
| | Deposit Section | |
| | Clearing Section | |
| | Remittances Section | |
| | Accounts Section | |
| 3. | General HBL Function Throughout the World | 32 to 40 |
| | | |
| 4. | FUNCTIONS OF HBL Preedy Gate Bannu | 41 to 44 |
| | Bank Deposits | |
| | Bank Accounts | |
| | Current Accounts | |
| | Saving and Profit and loss Accounts | |
| | Time/Fixed Account | |
| 5. | LOANS & ADVANCES | 45 to 47 |
| | Finance for Working | |
| | Capital | |
| | Trade Finance | |
| | Facilities | |
| | Finance for Capital | |
| | Investment | |
| | General Products | |
| | Other Products and | |
| | Services | |
| | Investment Assistant (IA) | |
| 6. | New Knowledge Acquired | 48 to 49 |
| | Knowledge About the Clearing Section | |
| | Knowledge About Remittances | |
| | Knowledge About Account Section: | |
| | Knowledge about cheques | |
| | Filling of Cheques | |
| | Mutual transfer of cheques | |
| 7. | Swot Analysis | 50 to 54 |
| | Strength | |
