How to prepare for NABARD Grade A Interview?
There is no one-size-fits-all answer to this question, as the best way to prepare for a Nabard Grade A interview will vary depending on the specific position you are applying for. However, there are a few general tips that can help you prepare for any NABARD Grade A interview:
1. Research the NABARD organization and the specific position you are applying for.
2. Be prepared to discuss your qualifications and why you are a good fit for the position.
3. Practice your answers to common interview questions.
4. Be professional and confident during the interview.
Are you ready for your Nabard interview? Get excited! The interview process for the National Bank for Agriculture and Rural Development (Nabard) is one of the most sought after opportunities in the banking sector.
The Nabard interview process is a highly competitive one, with only the most qualified and experienced professionals being selected. It is important to understand the process and prepare thoroughly if you want to have the best chance of success.
In this article, we will cover everything you need to know about Nabard interview. From the application process to the types of questions you might be asked, we will equip you with all the information you need to ace the Nabard interview.
The application process for Nabard is quite straightforward. You will first need to submit your CV and other relevant documents to the bank. Once your application is approved, you will be invited for an interview.
During the interview, you will be asked a variety of questions to assess your knowledge and experience in the banking sector. Typical questions include your experience in the banking sector, your understanding of banking operations, and your understanding of financial regulations.
It is important to be well prepared for the interview. Make sure to research the bank thoroughly, read up on the banking sector, and practice answering questions. A good understanding of the banking sector and a good attitude can go a long way in helping you ace the interview.
So, if you are ready to take the plunge and apply for the Nabard interview process, make sure to equip yourself with all the knowledge and confidence you need to succeed. Good luck!
Few Tips:
1. What valid reason should you tell the panel for joining the organization?
Answer: I want to join the organization for self-actualization and not just for monetary purposes. Additionally, I am interested in learning various aspects of agriculture and rural development, as well as exploring new ways in different departments of the organization.
2. What should you do to demonstrate your suitability for the post?
Answer: To demonstrate my suitability for the post, I need to emphasize relevant skills, hobbies and interests that justify my recruitment. I should also mention how my experience, skill and qualification make me a competent candidate and assert the relevance of my qualifications in relation to the post.
Interview Transcripts of NABARD Grade A RBDS Assistant Manager
NABARD Grade A Interview Transcript #1
NABARD Finance Interview transcript
18th to enter
Date:28/03/2022
Venue: bengaluru, RO.
Q. 1. Introduce yourself?
Q. 2. Why working in core of the credit you want to come to NABARD?
Q. 3. If you would be into general stream, then it would be ideal situation as per your experience, isn't it?
Q. 4. You have shared about the msme outreach, how you have canvassed the rural projects?
Q. 5. How you assign credit internal ratings?
Q. 6. Stp you have mentioned, what is it and How it will be helpful?
- Tell me about the external ratings?
Crossed questions on MSME and relationship banking.
Q. 7. Anything you want to share?
Interview for the specialist is tough I would say, focus on current scenario, your input as an individual.
NABARD Grade A Interview Transcript #2
NABARD Finance stream Transcript #02
25/03/2022
HO- Mumbai
Finance
Time :- 15-17 min
1 Introduction?
2 Have you invested in crypto? Why Not?
3 why NABARD?
4 Types of mutual funds
5 Suggest MF for retired person with best risk reward ratio?
6 About NABARD BS?
7 which part of application of funds in BS will provide best risk and return?
8 Courses taken during MBA?
9 which Valuation model will you apply for IRDA project assessment?
10 About ratios used in quantitative analysis?
11 ideal debt/Equity ratio?
12 other initiatives for infrastructure creation by NABARD?
13 About project thesis in PG...Findings?
14 My achievements?
15 Will you go for Phd? Why not?
NABARD Grade A Interview Transcript #3
NABARD FINANCE INTERVIEW TRANSCRIPT #03
Ranchi RO
Finance stream
-by anmol.
1) Introduce urself
2)Why u want to leave ur current organization
3) diff between bonds and debentures
4)What is CBLO
5) sources and usage of funds of nabard
6) about nabard balance sheet
7)diff between commercial paper and certificate of deposit
8) net Npas
9)what is qualified opinion
10) remedy if auditor is bias
Approx 15-17 min
There was audio issue not able to listen properly the questions asked...panel was so serious today
NABARD Grade A Interview Transcript #4
Karnatak RO
Stream IT, Currently working in Canara Bank (Data warehouse)
Chairman sir: Why nabard?
-What are levels of testing?
-What is level 4 in IT infrastructure?
-What measures should an organisation take for cyber security?
Madam: What is your work in mis wing?
-Which reports do you provide? (work exp related questions)
-What is digital product dashboard? (work exp)
-How much growth has Canara Bank made in internet banking and upi onboarding?
-What are your work timings?
Third panelist: What are the digital initiatives by nabard?
-How can IT help in nabard?
-How should banks tackle digital lenders?
-a question on CBS integration in cooperatives
Chairman: Anything you'd like to add?
NABARD Grade A Interview Transcript #5
Mumbai HO
IT STREAM
Chairman sir
1. Introduce in 2 minutes
2. What is disaster recovery
3. What is BCP
ma'am
1. How to create awareness about digitization in rural area.
2. How we will prepare for any other lockdown
3. Disaster plan
Sir
1. Explain various portal of nabard
2. Ensure porta used by?
3. Current infrastructures of nabard
Chairman sir
Any thing else
Mostly questions related to biodata and your current working.
All the best for everyone.
Thanks for all sharing earlier transcripts daily it was really helpful.
NABARD Grade A Interview Transcript #6
IT Stream
Date : 24 March,Pune RO
C : Introduce yourself.
C : Why Nabard after working in an investment bank?
C : Any relation between Nabard and the firm where you were working as an intern ?
C : What are you doing since graduation(2020) ? Are you preparing only for IT exams ?
C : What is cyber security? (told about security issues)
C : What are the different ways of ensuring that an organisation remains secure ? (told)
C : What is DMZ,DMM and what it is used for? (could not answer,answer was demilitarized zone)
Maam : Tools used for extraction of data in data warehousing(told about ETL operations of data warehousing)
Maam : different technologies used in different types of data? (question wasn’t clear,i assumed they were talking about unstructured and structured data and answered accordingly,felt they were satisfied with the answer)
Maam : What do you know about data analytics and what sofware technolgies can be used for the same ? (told about machine learning and AI)
Sir : Different areas where nabard has its roots ?(told credit and non credit functions)
Sir : platform used by nabard to interact with various stakeholders.(told about ENSURE platform).They asked any other digital initiatives ? (told about E-Shakti)
C : Anything you would like to mention or ask us ? (asked them whether they prefer fresher or an experienced guy,all smiled and chairman replied they maintain a balance of both)
Overall experience : good experience where i was able to convey what they asked but maam wanted very specific answers.
NABARD Grade A Interview Transcript #7
Mumbai HO,
IT Stream,
Chairman Sir,
=============
Introduce Yourself
Why do you want to join NABARD
What are the various steps to be taken to design a secure IT system?
What is Hardware Hardening?
What is VAPT?
Mam,
=========
You talked about CBS, what is NABARD doing in this field
What are the various Fintech initiatives taken by your bank?
How many RRBs are sponsered by your bank? Name them.
What are the various digital initiatives taken by NABARD?
Sir,
=======
What have you read for your interview?
I said NABARD website.
He asked how is the NABARD website. Do you want to suggest any modifications?
What major challenges are faced by cooperative banks for implementing CBS?
What are the steps taken to increase the digital penetration in rural india?
Thank You,
All the Best.
NABARD Grade A Interview Transcript #8
IT Stream
Panel: Chairman(Male) + 2 Members(M + F)
C: Introduction
What have you been doing since graduation?
Asked about why left the job?
How do you keep yourself updated about tech and anything significant done in these gap years with respect to I.T?
What is System Hardening?
Why cyber security is important and what can be done in NABARD with respect to it?
What do you like software development or Hardware?
What is data security and protection?
Why is it needed and some counter questions?
F: Tell us about Data protection bill
What is data privacy and why is it needed?
How does it work and How it can be implemented?
Why do we need to maintain data privacy?
What if organisations and companies don’t follow customer or citizen consent policies?
How can a person know that his privacy is breached without taking consent?
How to tackle this problem?
What if company still doesn’t comply with the rules even after a person complaints about breach?
Some more followup questions related to this.
M2: What is the significance of IOT in Agriculture and Nabard?
IOT looks like giving short term benefit and it cannot be implemented in rural areas?
C: As NABARD is an All India Organisation, we can even send you to Kanyakumari?
Thank you and Have a Good Day !
NABARD Grade A Interview Transcript #9
# NABARD IT INTERVIEW TRANSCRIPT 2021-22
## Chairman Sir:
1. Introduce yourself ?
- mentioned about - name, place, BTech, MTech(currently pursuing)
2. What is your stream in MTech?
- degree (CSE) but courses : Data Science and Systems
3. What is Data Security?
1. how companies are doing it in their organization?
2. what measures need to be taken?
4. What is Data Privacy?
1. any acts about data privacy?
- mentioned : data protection bill 2019
*(except first 2 basic questions, are related to my stream's keyword - data but not directly related to stream)*
## Mam:
1. Data from nabard
1. what data it is?
- mentioned as data from banks and other institutions and about various schemes being implemented or facilitated by nabard
2. what are nabard's functions?
- what are development functions?
3. what is refinance?
- what data it contains?(I asked for a moment to think and was answering but in that gap mam again asked next question)
- what kind of analysis can be done?
- mentioned that very-specific and targeted beneficiaries can be identified with this data anaylsis.
*(even after all these questions - mam doesn't look satisfied with my answers but majority of these questions are related to my stream's keyword - data)*
## Sir:
1. Do you know about Ensure platform and recent initiative of Ensure 2.0 by central ministry?
1. what it is?
- mentioned as a platform for banks to submit their data to nabard and to update their progress on various govt schemes implementation. (I knew only about Ensure and not about 2.0)
2. any other portal which you know?
- ridf web and app
- nabard bhuvan
3. tell about them
- mentioned about nabard bhuvan as it is related to watershed projects and have the satellite images to check the pre and post implementation affect in that area.
2. What department or role you would be more suitable in?
- As I'm from IT background, mentioned about IT depts more specifically about DMA and BI Dept(new one) and other than IT dept, interested in product innovation dept.
*(All these questions are related to digital initiatives by nabard)*
###### By chairman sir:
1. Asked about Bio-data mentioned project
- mentioned it in 1 line.
2. Do you want to add anything else?
- thank you sir for giving this opportunity.
#### Remarks:
> It was more on technical side and very less general nabard related questions.
> After attending 2 - mock interviews and after going through all the transcripts, I was expecting this interview to be more on general side but I felt disappointed after seeing the questions only related to IT. but It was OK!
> All the panel members were serious(atleast on my interview's day) except chairman sir's smile on 2-3 occasions.
> Duration: around 13-15mins
NABARD Grade A Interview Transcript #10
NABARD IT INTERVIEW TRANSCRIPT - By BHARATH SATHURI
IT Stream
Panel: Chairman(Male) + 2 Members(M + F)
C: Introduction
What have you been doing since graduation?
Asked about why left the job?
Why NABARD??
What is RAS?
How can you knowledge on machine learning be used in nabard?
What parameters will be used if early warning system for banks is developed to give loan?
Why cyber security is important and what can be done in NABARD with respect to it?
What are digital initiatives of nabard?
What does ensure portal do and its full form?
Anything would you like to add?
Interview went for around 12mins.
NABARD Grade A Interview Transcript #11
Stream IT
2022
Chair: Yes, good morning. Please sit down.
Chair: So (name), you are working in rural development department but you did BTech from NIT in IT, is that right?
Chair: So, what is your role in the deptt, are you doing any IT related work?
Chair: so you are doing general work, not IT related.
Chair: So you graduated in yyyy and have a gap of x years, what were you doing in that period?
Chair: Ok ok. Fine. Have you given Nabard earlier? Or is it your first time?
Chair: Which, Nabard? Which post?
Chair: Okay, why Nabard?
Chair: Okay, what is Nabard:
Chair: No, what it does?
Chair: Ok, that’s enough. (Passes on)
Mam: So you have mentioned a project that you did, it is regarding data analysis, is it correct?
Mam: So tell me what it is?
Chair: ok ok, next..
Mam: Okay (name), so how this experience will help in Nabard?
Mam: trends and projections For whom?
Mam: Risk mitigation, where is the risk?
Chair: ok ok enough, next..
Sir: So, (name), you know about finTech?
Sir: Yes, so you know How it is being used in rural areas. Tell me pros and cons of it?
Chair: ok ok enough.. you may leave now.
Chair: Wait (name) .. please sit.
Chair: (name), you know na that Nabard is an all India organisation?
Chair, So, you might also be posted in Kanya Kumari. Will you go there?
Chair: ok… ok. You may leave now.
Chair: ok ok All the best!
NABARD Grade A Interview Transcript #12
NABARD Interview transcript
08/03/2022
kerala
Didn’t ask introduction started with graduation subject and how can it play a role in nabard
What are the opportunities that you got to show your leadership qualities
How did you prepare , what did you prepare
Will you go for upsc even after getting selected
Three highlight areas of annual report
Climate change initiatives of nabard
Climate Resilient agriculture what nabard Doing in this regard
Questions on rubber plantations
Crop specific loans - rubber
Maturity and life span of rubber cultivation
Anything you want to share with us ?
That’s it !! panel was smiling from start to end
questions asked were bit different any way panel members were very cordial and they will get answers from you even if you fumble a bit all the best.
NABARD Grade A Interview Transcript #13
Date- 07 March 2022
Time- around 3 PM, 17th out of 22 candidates
My profile- 2016 Mech engg grad, 2.5 years gap for UPSC, currently working in SEBI Grade A (4th job overall)
1- Chairman-
You are working in sebi right....recently joined? I hope you know that you will get less here than that.
What is your motivation for nabard?
When I said social service and upsc, they asked me the reason for working elsewhere and my job hops
When / where did you decide to work in social service oriented jobs?
Then why did you do engineering?
2- Lady
What do you know about nabard
Since I mentioned SDG in the answer, she asked me how nabard contributes to sdg implementation... I answered few points and then she specifically asked about sdg 1 (no poverty )
I answered it with shg, microfinance, etc
What is microfinance?
How many microfinance models we have.. Name a few
What is JLG? How is it different than SHG?
3- other panelist (male)
What is DAY NRLM
Went into details regarding scheme, and I mentioned capacity building through RUDSETI.
He asked me in detail about rudseti, and said that you must know about it since it is from your home state
Which banks were involved in promoting rudseti?
Then he asked me to mention the issues in farm sector, how the farm laws try to solve them and what is the way forward since they had to be repealed.
End of interview
They were pretty cordial, and since my interview was post lunch, they weren't in a hurry and were patient. Unlike sebi interview, they were not cutting me off in the middle, and let me finish my answer. There is scope for giving long answer, but be clear and concise.
All the best.
NABARD Grade A Interview Transcript #14
NABARD INTERVIEW TRANSCRIPT
Bhushan:
Pune, RO
Date : 8th March
Panel - 3 Members.
(Chairman - R Gandhi sir +Surekha marandi mam + 1 Male member from nabard)
Chairman Sir:
-Asked about my engineering degree ( mechanical sandwich) & about internship?
-What u got to learn from industrial experience?
-Why now u want to work in rural sector and some cross questions?
-When u heard about nabard first time itself?
-Why nabard?
-Any previous attempts and any other exams?
Ma'am:
(I mentioned about Himalayan trekking expedition in DAF)
-Where u have done that?
-Effect of climate change on Himalayan ecosystem?
-Any government schemes for that?
-What role NABARD can play in it?
-Any special funds of nabard for climate change & its role?
-Most vulnerable states due to glacier melting & it's effect on them?
-What himalayan states majorly produce?
-Climate change effect on agriculture? Its impact on whole india?
Sir From NABARD :
-What u have prepared for interview?(mentioned website and annual report)
-Have u read PLP?
-What are 3 main functions of nabard?
-There is one Institutional development department...its functions?
-What are different rural financial institutions?
-What are RRBs?
-Elaborate whole developmental function in detail?
Chairman sir: Anything u want to add?
Thank you, All the best.
NABARD Grade A Interview Transcript #15
NABARD INTERVIEW TRANSCRIPT
Aarti Shukla:
12: 30 pm
RO- bhopal
First one to go from Bhopal RO . Overall 14 in the day.
3 panel members
Chairman sir-
1) You are an Engineer with work ex. Why Nabard?
2) Why not civil services?
3) How you can contribute to Nabard?
Madam-
1)you are from Satna MP? Is it a rural area? What are the problems there? How you can solve the problems?
2) crops grown in your region.
I told by collectivisation, FPOs
2) how nabard is helping FPO?
Another member-
1) MP questions-
1)which crop is MP known for ?
2) what percentage share in all India? Answered both.
3) Another crop- wheat.which wheat is famous from MP?
I asked sir can I make a guess.
I guessed right. It's Sarbati wheat variety? He was happy.
4) Ukraine Russia crisis ..what are the opportunity and challenge s for India in terms of agri trade? Answered well.
It went very good till this point.
Now comes the climax.
Chairman sir- asked an analytic al question.
1) After the repeal of farm laws, what impact will it have on FPO promotion and creation.
I said- I don't think, there shall be any negative impact.
Not satisfied. I thought for a minute. Could not recall.
2) What was the provisions for APMC in farm laws.
I told.
Can FPO sell outside APMC ?
I said yes sir.
To other states also?
I said yes sir.
3) why farmers were protesting against farm laws?
I told because they were afraid that they might loose out on MSP. I blabbered few other things.
But I think he was trying to make me understand something or say something which I was missing.
Then he said okay-
Do you want to highlight any aspect of you or add something about yourself?
I politely said no sir.
They said thankyou and wished me for International women day and I said thankyou and wished them back to have a nice day ahead.
They were formal and cordial but after being chilled out and having a smiling face for so many days , today I found chairman sir in Formal and sincere and serious mode. MADAM was also serious. The other panel male member seemed more happy and kind to me.
Overall, it was going very well in the beginning but last question and second last question, I did not answer satisfactorily. I should have revised farm laws nicely but I did not.
My mistake.
NABARD Grade A Interview Transcript #16
Harsh Ranjan:
Date- 07/03/2022
Mumbai HO
2nd to go(working in PSB)
1(Panel Head)- Tell your background, schooling, college, achievement your current job in 2 minutes.
2) If balance is deducted in the customers account due to transaction failure what extra intiative you take.
3) In last 5 years what has changed in terms of expectations of customers
4) What Nabard is doing in Sustainable Development and initiatives of NABARD regarding climate change (asked from to different members)
5) Relationship between NABARD and your bank and
6) Functional work of NABARD (Refinance scheme, RIDF)
7) Source of Funds of RIDF
8) Contribution of your bank in RIDF
9) Do you want to add something??
Thank you. Interview panel head is very chilled and helps you in case you divert from your answers.
NABARD staff is very co-operative and fun to talk (has been asked by the NABARD staff to not to reveal everything).
NABARD Grade A Interview Transcript #17
Bangalore RO
Date 07/03/22
@Pulakeshi2
*
Chairman- Why joined govt organization despite having mba?
Madam- Why u want to swich now?
What impact did u see on ground level, that motivated you to join nabard?
Any specific project or nabard intervention?
Questions related to SHG, how its is impacted as you are from village and mother was a member of SHG?
(I had to throw a bait, to ask this question 😝)
What was the problems you faced while CBS implementation? (Madam was insisting to list out so many problems, but i know this was a landmine, so i acted accordingly)
Other male member: In which area of nabard are u more interested? (I wanted my answer inclusive so started listing out functions of nabard but madam cut in and insisted me to tell specific area)
Madam- What are the financial functions of nabard?
Chairman sir: how payment bank helping in banking sector? (Waiting for this ball since beginning 😝)
male member: What is MFI?
How payment bank helping in rural credit? (I told sir, payment bank doesn't give credit: now they started discussing, Chairman sir told yes it doesn't to other mem)
Chairman: what is diff bw Commercial bank, Co-op and RRB?
(I was expecting diff bw SFB and payment bank. So i guess my answer was not satisfactory)
Chairman sir: Given any other exams etc , any civil services attempts
(Sir last yr i missed the GrA final cut by 1.5 mark - throwed this cherry on the cake 😝 )
Chairman sir: Anything you want to say to us? --
*
It was really a good experience. Chairman R Gandhi sir's smiling face was the hope as i was feeling nervous throughout.
*
Thank u guys and all the best to u all..
NABARD Grade A Interview Transcript #18
Nabard Interview transcript #18
Bangalore RO
7/3/22
Chairman(C) - Tell me what is your role in your bank branch
Do people still come to branch to do NEFT/RTGS
Why NABARD
Tell me problems of farmers in your area
Madam - What is the solution for fragmentation of land?
What are farmers hedging the problem of climate variability
Have you done any work regarding SHGs
What are the problems of SHGs
Male panel member- Have you heard of Organic farming
Tell me pros and cons of organic farming
What is your branch profile
Are you giving any Agri loans other than seasonal KCC?
NABARD Grade A Interview Transcript #19
Nabard Interview transcript #19 tushar .
Tushar. Mumbai HO. 7th March. 11 am
Chairman started with what have you been doing since college and why nabard after engineering?
--(I first asked them whether I can give answers in English and Hindi mix as I am more comfortable in it, they said go ahead it's totally fine)
(justified the gap of 8 years with upsc and such)
-Where are you from, tell me the profile of your district? 3-4 sub-quetions on it.
-Do you belong to urban or rural background?
-What has nabard done in your district and state?
-What is watershed, how does nabard contribute to it
-What are fpos? Their structure, advantages and limitations with some examples? Nabard initiatives on fpo?
-What have you read for interview?
-Why are cooperatives dominant in Maharashtra, examples, functioning, limitations?
-3rd member again asked on watershed, have your ever seen one, how does it work, asked me to tell few technical terms related to watershed management?(pra- participatory rural appraisal, it's significance)
Chairman- why nabard, why apply to it now since you are passionate on working at grassroot level and not few years ago alongside upsc?
Do you want to say anything? (Thanked panel for opportunities and told them about how nabard needs more visibility and manpower presence to reach more people)
Panel and staff at HO are cordial, vc might face some audio issues but panel repeats the question if u ask them politely.
NABARD Grade A Interview Transcript #20
Nabard Interview transcript #20 Name - Ananta Shinde
HO Mumbai, 06/03/2022
11:27am to 11:45am - 18mins
Chairman:
1. You work at RBI. So, what are your resonsibilities at RBI? and two more add on questions about the work.
2. Why do you want to join NABARD?
3. You said, you have a rural background, tell me more about it. What is the economic scenario in your village?
4. Have you read PLP report? What is it? How do you know about it?
Lady Member:
1. Biodata related ques on an internship on watershed managand that I have done. Few more cross ques on the same. 2-3mins.
2. What is NABARD doing for climate change? Do you know any specific project?
Member:
1. Do you know about Agri Incubation Centres by NABARD? What are they? Where are they established?
2. Is this a good initiative or should be closed?
3. What is difference between ABAC and Agri Incubation centre?
4. Have you seen NABARD'S balance sheet and different funds in it? What is Warehouse Fund? What's it use?
Chairman:
Do you have anything to say.
NABARD Grade A Interview Transcript #21
NABARD interview Transcript #21
Name: Swathi
RO: Bangalore
07/03/2022 - 1.15 PM(12-15 mins)
1st panel member (Chairperson):
1. Tell me about yourself.
2. Having a research background, why do you want to join NABARD?
3. With your knowledge in Biotechnology, how can you contribute to the workings of NABARD? Which department would you like to work in?
2nd panel member (Madam):
1. You mentioned about TDF. What exactly is TDF?
2. What are wadi projects?
3. Orchard farming being a long term investment, what are other short term projects under TDF?
3rd panel member (Sir):
1. Have you heard of DEAR, the R&D extension of NABARD?
2. Tell something about the financial sector of the country? And how does NABARD to the same?
3. Explain reasons behind farmer' suicide in Wayanad.
4. Which one of NABARD's subsidiaries is headquartered at Bangalore (KA)? What does it do?
Chairperson: Would you like to add anything?
NABARD Grade A Interview Transcript #22
Centre: Jammu Regional office
Date: 07/03/2022
Time: 9:30 am
1.Are you related to Hari Parsad Chaurasia?
2. What type of Personality you are?
3. You are a City dweller, Why you decided to work in Rural Development department? ( i am working as young professional in Haryana Rural Development department)
4. Why you did not apply for NGO? ( as i having my Post graduation in Masters in Social Work with specialisation in Rural Development from TISS)
5. Tell us about your scheme ( I am working as a young professional in Shyama prasad mukherji Rurban Mission)
6. Tell us about any intervention you did? I told about one of my intervention about setting up a bakery for SHGs and connecting them with market etc etc.
7. Tell us about Nabard's project/ programme in the same field.
8. Tell us in 3 points what else is need to be done for SHGs besides backward and forward linkage ( this question was based on my answer where i mentioned backward and forward linkage)
9. What is Farmers club?
10. Role of Nabard in technology transfer in agriculture ( concept of Lab to land)
11. In the end, they asked me to recite some poetry as i mentioned in my DAF that i like poetry writing.
NABARD Grade A Interview Transcript #23
Neha kumari
Regional Office Patna
1.what kind of person you are?
2. What is hypothesis of your research (I am a phD student)?
3. How your knowledge of literature can be incorporated with the function of NABARD?
4.have you checked NABARD website? Tell us something ?
5. Condition of agriculture in India?
6.Green revolution?
7. White revolution?
8. Impact and contemporary challenges related to green revolution?
9. The question of white revolution in relation to Amul and co operative societies?
10. How white revolution benefits farmers?
11. You write poems, recite one?
12. Anything you want to say
Board members were cordial. One question leads to next question. They want to know you as a person in brief, how well you understand agriculture and its issues. NABARD website ( one question is sure) . My good wishes.
NABARD Grade A Interview Transcript #24
NABARD Interview transcript #24
Kanika Mahajan
RO: Chandigarh
Interview panel: 3 people- 2 males 1 female.
Questions asked:
Chairman:
1. You did your engineering why are you joining NABARD?
2. How did you go to audits (worked in KPMG as IT Auditor)
3. Why only NABARD for working for the people?
4. Which department would you like to work in?
5. Share your experience with working with people on the ground level if you have.
Female interviewer:
1. Why CPD and financial inclusion and banking technology department only?
2. How NABARD is helping with financial inclusion?
3. Products offered in financial inclusion.
4. Insurance related questions - crop insurance, health insurance which scheme, life insurance scheme- forgot aby
Male interviewer:
1. Scheme related to crop insurance
2. Nodal agency for the same- was aware of ministry didn't know any specific nodal agency.
3. Role of NABARD in pmfby specific activities taken up by NABARD- didn't bluff and skipped
4. Name a few fintech companies
5. How fintech companies are helping with financial inclusion?
6. How much digitisation NABARD is doing in it's operation?
Chairman:
Would you like to share anything else?
Overall experience- the panel is cordial but very formal. Took about 10-15 mins.
NABARD Grade A Interview Transcript #25
Nabard Grade A 2021 Interview transcript #13
Name : Brajesh Mohan
Stream - General
Date : 4th March 2022
Place : Patna, RO (Total - 5 Candidates)
Reporting - 8:30 (DV starred from 9:15 and Interview from 10:20 AM)
Panel - 3 Members including chairman (Chairman - R Gandhi, Ex-Dy. Gov, RBI)
Chairman Sir
Tell us something about yourself - Education, strength, hobbies
Why do you want to switch to service sector as you have technical background and also you have worked in IT sector.
There is separate vacancy for IT why did you not applied for that then (As i said nabard is promoting digitalization)
How your educational background and learning will help us in NABARD?
Tell us something about Purnia (My District)
What is strength and Economic background of your village?
Ma'am
What is your optional in UPSC she thought i said UPSC but i corrected its BPSC, state pcs?
What have you prepared for Interview (I said PLP too)
Give overview about your district as per PLP report
What would you do for your district as a DDM?
When did you go to Purnia ?
Sir From NABARD
What is Farmers club (I have village background) - i confused and connected it with FPO but later he said its a different thing
Then he asked what is FPO and few cross questions
He was not convinced with the farmers club answer thing.
Although it was 15-20 minutes of interaction but felt like 3-5 mins only. As i was first one to go and also first candidate of the day so i felt interactions was limited, they could have asked many things. Not overall satisfief with my performance, let's hope for the best.
Panel is cordial specially chairman sir he keeps smiling and even ask questions with a smile.
Thank you, All the best.
NABARD Grade A Interview Transcript #26
NABARD Interview transcript #26
By Ankith
Date : 03-03-2022
Time: around 1:20pm
Ro: Hyderabad
C: Tell me about yourself and what kind of personality you are
Answered
C: what do u do in bank? Work profile?
Answered
C: kyc norms in bank is ok? Any prob from bank and customer side?
Sir there are 6 OVD so shouldnt be a prob though ppk in rural area don't have PAN card
C: shouldnt be a problem or not a problem? (Laughing)
Haha sir I don't think it's a prob
M1 : So Ankith, what's ur branch deposits?
Answered
M1 female: Which section constitutes most of the advances sanctioned
I said SHG and also said I'm happy that UBI actually topped SHG bank linkage program this time and SHGs are great asset to our branch
M1: Why are they a great asset
Me: NPAs of SHG is very low and they repay on time. Moreover after repaying they ask us for a greater sanction, so that enhances our business portfolio
Chairman sir laughed and interrupted what about shg in ur branch?
I too smiled and said sir they have the same record in our branch also.
M1: So any suggestions for SHG improvement?
Said need to digitalise book keeping
M1: but e shakti program is there no?
Ma'am it's dng a fantastic job I'm not denying it but at very remote level shg are not even aware of e shakti
M1: u sanction loan to individual members of shg also?
I'm sorry ma'am idk..field officer usually takes care of that
M2: Have u heard of SDG? How many are there?
I said 13 first and then corrected to 17 and deadline is 2030
M2: good..so can u tell how nabard is helping towards SHG?
Mentioned about nabard role in UNFCC GCF etc
M2: He said ok..but can u tell me in an order? What's 1st SDG?
I said no hunger
M2: It is no poverty and then it is no hunger..anyways it's ok
Thank you for correcting sir
M2: So tell me what nabard has done for poverty alleviation
I again said SHG bank linkage program and how it's indulging into financial inclusion thereby eliminating poverty.
M2: Yes thats right but have u heard of WASH program?
Yes sir sorry forgot to mention that it's a great refinancing program for water sanitation and hygiene.
M2: How can u contribute to developmental functions of nabard?
I'm not satisfied with my answer and somehow managed it. In the process I talked about watershed fund
M2: what is watershed?
Answered and talked about ridge to valley
M2: Thats a good technical term..can u mention any other technical terms?
Said bunds, checkdams, water harvesters. He said good
Back to chairman: Anything u want to tell us?
I said sir if u pls permit me I want to give some suggestions to nabard
He laughed and said pls carry on..I wanted them thats y I asked
Gave some suggestions..
M2: laughing and said ur suggestions are valid pls mail this to nabard suggestions mail also 😂
I laughed and said thank you and left
Overall experience: super cordial panel with no cross questioning. Trust me..u will even finish the interview before u realise it actually started. So just relax and stay confident. All the very best!! :)
NABARD Grade A Interview Transcript #27
Hyderabad
Staff Candidate, Previously worked in Bank as PO and IT Sectors
1. Why changed from Bank to IT
2. Problems in Rural Banking
3. Financial inclusion, Rbi strategies etc
4. other personal questions about posting interested areas of work and cross questions
5.about various courses ive done and PG which im doing now
6. Indian agri scenario
7. Why i went in so casually for interview?
I think this is it from my interview.
NABARD Grade A Interview Transcript #28
by - Venkatesh Goud
Hyderabad RO
Date : 03/03/2022
Background: UPSC 2.5 yrs gap & Civil Engineering.
1. Introduce Yourself
2.Why NABARD after Civil Engineering from IIT
3.What do you know about NABARD
4. Difference between RRB and Rural cooperatives
5. FINANCIAL function of NABARD
6. ownership of RRB, PACS
7. Cooperatives Structure
8. Banking Regulation amendment, 2020
9. Digital currency and issues in adopting
10.Digital technology and lending of loans
11. FINANCIAL Inclusion and SHG Bank Linkage program
12. About grades during graduation
Final : Anything you want to say to us.
Board was very cordial. All the best.
NABARD Grade A Interview Transcript #29
Jaipur R.O
Ashok
03/03/2022. 15-17 Minutes
General stream
1.Basic questions from graduation i.e computer science
2. Use of computer science in nabard
3.some questions about cricket (hobby??
4. Ridf
5. comparison of NABARD (DFI) and SBI(a bank)
6. Rural exposure and questions about my village and how to solve them
7.why NABARD instead of private sector
8.basic questions about Nabard
Board was friendly.
Interface was ok. Big screen, no sound issue
Only 3 people were there for interview.
All the best.
NABARD Grade A Interview Transcript #30
Major questions asked in todays interview for generalist as reported by members this evening
1. If your are working most questions related to your profile
2. Reason for gap years if not working candidate
3. PSL norms and shortfall
4. CBDC and cryptos
5. Some agri based questions related to Paddy production and state which is in top list
6. Justify your position why you want to join NABARD
7. Impact of on going war on Indian economy and agriculture
8. Pacs and regional rural banks
9. Nabard annual report major highlights
10. Problems in Indian agriculture particularly Agriculture marketing
All questions were already asked by us in mocks, members are quite happy after the interview.
My best wishes to all!
NABARD Grade A Interview Transcript #31
Delhi RO
By abhishek
Last to go for interview today
15-20 minutes
* Tell me about yourself, hobbies, what type of personality you are?
* Why moving away from mechanical engineering so early ( graduated in 2021)?
* How mechanical engineering can helpful to NABARD?
* Farm mechanisation vs job losses in farm sector ( your view)
* Name of cooperative bank in Jaipur ( as I am from Jaipur)
* Regional rural bank objective and sponsor of RRB in Rajasthan)
*Difference between Urban cooperative and rural cooperative
* What are PACS
* purpose of PACS
* what is financial inclusion?
* How fintech companies are helping in financial inclusion?
What are payment Bank?
*What is the need of payment Bank?
* Why we need Indian post payment bank despite having cooperatives, rural banks in rural areas?
No question from report, biodata
Medium- Hindi
3 member panel ( 2+1)
Two male members were very cordial. They were smiling all the time. Madma was quite serious.
They are asking very varied questions from different candidates.
NABARD Grade A Interview Transcript #32
Avinash:
Date: 02/03/2022
Place : Raipur RO
There were three members, two male and one female. I could identify only one panel member i.e Surekha Marandi Mam former ED of RBI. The questions which were asked in interview revolved mostly around my current job profile. As I am working in PSB,they were interested in the credit portfolio of my branch. Some of the questions which I can recall are as follows :
1. My job profile related questions, in my case I am working in a PSB. So they were interested in the credit portfolio of my branch.
2. Challenges which I am facing in my current job.
3. PSL norms and shortfall.
4. Relationship between nabard and my current organization.
5. Home state agriculture profile.
6. Top paddy producing state in India.
7. India's Ranking in rice cultivation.
8. Questions about SRI
The panel member were friendly and cordial. They made me comfortable during the interview. VC setup was good, if anyone could not hear the questions, you can request the panel member to repeat the questions. Overall nice interview experience.
NABARD Grade A Interview Transcript #33
NABARD INTERVIEW TRANSCRIPT #06
---Rajkumar-----:
Hyderabad RO
Date 02/03/22
Questions
1. Asked about your work experience.
2. Tell me about your rural background and gaps you identified
3. As a young man what makes you angry?
4. How your B.tech background helps Nabard.
5. If you are posted in your district what will you do to improve
6.what are minor forest produce
7. Tell me about SHG
8. Tell me about watershed development( ridge to valley approach)
9.you are preparing for UPSC, would you choose it of you qualify it over NABARD
10. How digital technologies help agriculture.
Over all a good experience. Panel members 1 chairmen (male), 2 members male and female. 15-20 min interview time for each person. Interface is well with big screen, no techinical /noise issue absolutely clean. Thank you very much!
NABARD Grade A Interview Transcript #34
Gujarat Ro
2 march 2022
1. Introduction
2. Your strength n weakness
3. Rural exposure
4. Knowledge of upsc. How will it help in nabard?
5. About gap year.. What u learn from that?
6. Issues in agriculture sector solutions and nabard initiatives
7. Gi tags
8. About my village rural activities
1 chairperson and 2 members... Chairman shayad Kerala se hai.. 1 women member shayad pichli wali Rbi se thi.
NABARD Grade A Interview Transcript #35
Venue:New Delhi RO
Time: 10.30Am
Duration- 15 to 20 Minutes
Q. Introduction
Q. RIDF
3. NIDA and difference between them
4. Background
5. why you want to join NABARD
6. Which areas in NABARD you want to Join
7. Issues related to Agriculture
8. How agriculture practices is deteriorating Environment
9. Any intervention by NABARD in this area?
10. How Civil engineering knowledge can be helped in NABARD?
11. Priority Sector Lending
Panel was cordial. They laughed. It is not an interview. It is an interaction.
So Chill.
And all the Best.
NABARD Grade A Interview Transcript #36
It started with introduction. Then how much subject will be beneficial for nabard. What are my strengths. Functions of nabard. Elaborate on developmental functions of nabard. SHGs. Structure of rural banking system. Then again about qualifications. What has nabard done for Women empowerment. What can be done to make farmers adopt new technology? Are farmers taken for field visit of different projects?
NABARD Grade A Interview Transcript #37
By Lalit
Centre: Karnataka Regional Office, Bengaluru
Date: 28.02.2022
Time: 2:45 p.m.
Chairperson: Tell us about yourself.
Chairperson: After doing engineering, why do you want to work in the public sector?
Chairperson: Being an out-and-out metro person, what is your motivation to work in the rural areas and agriculture?
Chairperson: What are the important economic activities in your village? Tell me some of the positives and negatives of living in the rural areas.
Chairperson: What learnings from earthquake resistant technology could be adopted in India? (Based on a project I did)
Member 1 (Ma’am): What have you prepared for this interview?
Member 1: Tell me something about any contemporary issue in the agriculture sector.
Member 1: Explain what were the Farm Acts, which were recently repealed?
(Cross questioning and discussion of the pros and cons of each act took about 5 minutes overall)
Member 1: How do you create a unified market, and better transportation facilities?
Member 1: Role of APMCs in agri-marketing?
Member 2 (Sir): What do you know about commodity exchange?
Member 2: What areas have you prepared from the NABARD Annual Report? Can you say something about the financials (balance sheet)?
Member 2: Tell me about Financial Inclusion Technology Fund, and Financial Inclusion Fund.
Member 2: What do you mean by micro-ATM?
Chairperson: Tell us something about yourself, not mentioned in the biodata.
Chairperson: Do you have anything else to add or say?
Tips/Suggestions: The panel members were very cordial, and asked questions in the areas I was comfortable with. Whatever be the questions, stay calm and answer confidently.
