2024-04-11 20:15
Level Up Your Finances: It’s Time for an Epic Real-Life Quest!
Let’s be honest, who hasn’t gotten sucked into the epic worlds of gaming? From slaying dragons to building pi… Read More
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Money Fit | Personal Finance Blog
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Personal finance and health related blog from an Xennial on a mission to make up for lost time. It's never too late to start building your financial future.
2024-04-07 15:30
SIMPLE Personal Finance: Take Control of Your Money
Tired of “get rich quick” schemes and empty promises? Our S.I.M.P.L.E. approach focuses on the practical actions that actually… Read More
2024-03-28 19:07
FOR IMMEDIATE RELEASE
Money Fit Joins the National Foundation for Credit Counseling
Boise, ID – 03/28/2024 – Money Fit, by DRS (Money Fit), a leading nonprofit credit counseling… Read More
2024-03-18 14:46
FOR IMMEDIATE RELEASE
Free, Multilingual Online Financial Education Program Opens Doors and Builds Confidence for Refugees in Their New Home
[Boise, ID] – March 18, 2024 – Money… Read More
2024-03-13 12:10
Turn Credit Cards Into Your Financial Advantage
Tired of feeling like credit cards are a constant drain on your budget? Tired of missing out on travel perks or the thrill of using those hard… Read More
2024-03-13 00:25
The Time is Now: Financial Wellness Solutions for 2024’s Workforce
If you feel constantly stressed about money, you’re not alone. In 2023, studies like PwC’s Employee Finan… Read More
2024-03-12 16:40
Breaking Free From the Paycheck to Paycheck Cycle
Tired of Ramen Noodles for Dinner?
Do you ever feel like you’re constantly chasing your next paycheck? Maybe you meticulously budget… Read More
2024-03-04 16:18
My Annual Financial Checkup: Decluttering My Money (and Yours!)
Every spring, right before tax season hits, I have a little ritual that’s as much a part of the season as blooming flowe… Read More
2024-02-26 23:05
Fighting Food Inflation: Smart Strategies to Stretch Your Grocery Budget
Anyone who’s been to the grocery store lately knows prices aren’t what they used to be. Inflation is taki… Read More
2024-02-26 23:05
Fighting Food Inflation: Smart Strategies to Stretch Your Grocery Budget
Anyone who’s been to the grocery store lately knows prices aren’t what they used to be. Inflation is taki… Read More
2024-02-19 22:43
A Guide to Smarter Credit Card Use
Navigating the financial landscape can often feel like an intricate dance, especially when it comes to managing credit cards and understanding the Annual P… Read More
2024-02-16 16:30
Always Feeling Broke? Let’s Fix That Together!
Ever find yourself wondering where your paycheck went, mere days after depositing it? You’re not alone. Many of us have faced the p… Read More
2024-02-15 17:35
The Debt Snowball Method Explained
Debt can often feel like a heavy weight tied to your financial well-being, dragging you down and making it hard to move forward toward your financial goals… Read More
2024-02-13 16:30
The Debt Cascade Method Explained
In the vast sea of debt repayment strategies, the Debt Cascade Method offers a unique approach tailored for those who may feel overwhelmed by high balances… Read More
2024-02-12 16:15
The Debt Landslide Method Explained
While the Debt Snowball and Avalanche methods receive much attention for their straightforward approaches to tackling debt, the Debt Landslide method offe… Read More
2024-01-31 17:25
Is Bankruptcy the Fresh Financial Start You Need?
Bankruptcy is a word that often brings mixed feelings. On one hand, it symbolizes a challenging financial predicament; on the other, it offe… Read More
2024-01-29 17:20
Understanding Reverse Mortgage Counseling with Money Fit
The concept of a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, presents a unique financial solution f… Read More
2024-01-16 17:49
Understanding Credit Card Debt and Your Credit Score
Knowing how credit card debt affects your credit score is important in today’s world. Your credit score is more than just a number… Read More
2024-01-03 15:20
Mastering the Debt Avalanche: A Strategic Path to Financial Freedom
Welcome to the journey of financial empowerment! In the realm of personal finance, especially debt repayment, there’… Read More
2024-01-02 16:22
Mastering Money with Mindfulness and Spending that Reflects Your Values
Intentional spending is more than a budgeting strategy – it’s a philosophy that encourages us to pause and… Read More
2023-12-26 16:16
Embracing the Future: Preparing for Retirement in the Here and Now
As we stand on the cusp of 2024, the importance of saving for retirement has never been more apparent. However, this often… Read More
2023-12-20 17:41
The Hidden Battle with Credit Card Debt
In an era where digital transactions and credit facilities are more accessible than ever, credit card debt has become a widespread financial concern… Read More
2023-12-18 15:50
The Importance of a Strong Credit Score
A good credit score is more than just a number; it’s a key indicator of your financial health and a critical factor in your financial journey. W… Read More
2023-12-13 16:08
How You Can Harmonize Wealth and Well-Being
In the pursuit of financial freedom, many individuals face the dilemma of balancing fiscal responsibility with the enjoyment of life’s pleas… Read More
2023-12-12 22:58
Effective Tactics for Reducing Credit Card Debt
As we approach 2024, the challenge of managing and reducing credit card debt remains a critical concern for many individuals. In an era marked… Read More
2023-12-08 21:22
Meet Grok: AI’s Fresh Perspective on Personal Finance
Welcome to a unique conversation with Grok, the latest AI sensation known for its straightforward and occasionally brash insights… Read More
2023-12-05 16:23
Embracing the Holiday Spirit on a Budget
The holiday season, with its sparkling lights and festive cheer, brings a unique blend of joy and financial challenges. While it’s a time for g… Read More
2023-12-05 14:05
Understanding the Fear of Money
Navigating the world of finances can often feel like an overwhelming journey, especially for those stepping into the realm of adult responsibilities. Among th… Read More
2023-12-04 14:10
Financially Preparing for Homeownership: What to Expect in 2024
As we stand on the brink of 2024, the journey toward homeownership beckons with new opportunities and challenges. This year mo… Read More
2023-11-16 15:55
Maximizing Your Rental Experience
Navigating the complexities of renting can be a challenging yet essential part of many people’s lives. Whether you’re a first-time renter or a s… Read More
2023-11-15 15:10
Gaining Financial Confidence with New Parenthood
Welcoming a new member into your family is an exhilarating journey, filled with joy and new challenges. Among these challenges, financial pla… Read More
2023-11-14 16:25
Bad Credit Keeping You From Renting?
Navigating Rental Challenges with Bad Credit in Today’s Market
In an ever-evolving rental market, having a bad credit score can still pose signific… Read More
2023-11-12 15:50
The Costs of Moving in Today’s Economy
Moving marks a significant milestone in one’s life, often symbolizing new beginnings and exciting opportunities. Whether it’s leaving… Read More
2023-11-10 22:29
The Transformative Power of Financial Visualization
In the realm of financial success, the power of the mind often goes underappreciated. It’s not just about meticulous budgeting or sa… Read More
2023-11-09 21:03
The Countdown to Savings Begins
Black Friday, the day after Thanksgiving, marks the unofficial start of the holiday shopping season. It’s a time when retailers roll out some of their b… Read More
2023-11-07 17:20
Real Money Talks – Facing Up to More Debt as Life Gets Pricier
Imagine every time you go shopping, the prices have crept up just a little more. That’s what’s happening in A… Read More
2023-11-01 21:33
When is Black Friday 2024?
Black Friday takes place the day following the Thanksgiving holiday, with specific start times varying among retailers. It’s advisable to check in early with… Read More
2023-10-25 02:48
What’s Behind the Surge of Auto Loan Defaults Skyrocketing?
In recent times, the rise in auto loan defaults has become quite noticeable. A growing number of Americans are grappling wit… Read More
2023-10-19 14:12
Heeding Elon Musk’s Warning: Navigating the Credit Card Debt Crisis with Expert Guidance
The perilous landscape of credit card debt in America has recently been spotlighted by none oth… Read More
2023-09-14 15:52
Unlocking the Path to Financial and Emotional Well-being
In a society where credit card usage is pervasive, understanding the emotional toll of debt becomes a necessity. With over 175 millio… Read More
2023-09-11 15:31
Understanding Credit Card Interest Rates
In today’s digital era, credit cards have emerged as more than just a convenience; they are now an integral part of our financial toolkit. Howe… Read More
2023-08-27 14:10
The Foundation of Responsible Credit Card Usage
Credit cards, when used responsibly, can be powerful financial tools. They offer convenience, rewards, and the ability to build a positive cre… Read More
2023-08-11 14:21
Boosting Your Retirement Savings: 7 Effective Strategies
The prospect of retirement can evoke a myriad of emotions – the anticipation of long-awaited rest, dreams of globetrotting, or… Read More
2023-08-03 12:19
Your Guide to Economical and Strategic Back-to-School Shopping
Back-to-school shopping can be one of the most exciting times for your kids, but not so much for you. Between the need for more… Read More
2023-08-01 13:00
New Jersey Sophomore at Rutgers University Wins the Second Annual Money Fit Scholarship
Tuesday, August 1st, 2023: Money Fit by DRS, a 501(C)3 nonprofit credit counseling agency, announced t… Read More
2023-07-26 16:29
Class of 2027 to Face New Educational Challenges with Lessons on Personal Finance and Career Path Skills
A New Law That’s More Than Just Dollars and Cents
We’re all too familiar… Read More
2023-07-13 17:44
Navigating the Path to Financial Freedom, Even When Money Is Tight
For many, credit card debt is a reality that can seem insurmountable, particularly when funds are tight. But there’s… Read More
2023-06-15 14:42
Choosing the Best Debt Relief Program: A Comprehensive Guide
Navigating the maze of debt relief programs can often feel like you’re lost in a thick fog. Each turn offers a new solution… Read More
2023-06-13 15:26
A Quick Guide to Payday Loans: From Promise to Peril
In an ideal world, we would all have enough savings to cover unexpected expenses. However, the reality is that many people turn to short… Read More
2023-06-09 16:53
Harnessing the Financial Domino Effect: A Guide to Successful Debt Management
Ever thought about your finances as a set of dominoes? Each decision you make can lead to another, creating a c… Read More
2023-06-08 14:23
The Ultimate Financial Starter Kit for Newlyweds: Planning Your Wedding and Beyond
Congratulations on your upcoming or recent nuptials! This is a thrilling time filled with joy, love and a l… Read More
2023-06-07 19:23
Beginning Your Financial Journey with Nonprofit Credit Counseling
Hello there! We’re thrilled you’ve joined us to explore a powerful tool in the world of finance: nonprofit credi… Read More
2023-05-30 18:21
Exploring the Potential Impact of AI on Financial Advice and Decision-Making
The advent of artificial intelligence (AI) has brought about a seismic shift in numerous sectors, including healt… Read More
2023-05-30 16:54
Nine Strategies to Repay Payday Loans and Break the Borrowing Cycle
Navigating the treacherous waters of payday loan debt can feel like an uphill battle. With extraordinarily high fees trans… Read More
2023-05-25 14:39
Savvy Road Tripping: How to Enjoy National Road Trip Day on a Budget
As summer approaches and the open road beckons, there’s a special day on the horizon designed for all who yearn for… Read More
2023-05-17 20:20
Unpacking Personal Finance Lessons from The Office: A Humorous Guide to Money Matters
The Office, an American television series that aired from 2005 to 2013, has had an undeniable cultural i… Read More
2023-05-16 22:45
Money-Related Financial Stress is Prevalent in America
Financial stress is a pervasive issue affecting millions of Americans every day. It’s an invisible burden, silently chipping away… Read More
2023-05-13 18:18
Unconventional Methods, Profound Transformations: The Other Side Academy’s Inspiring Journey
In mid-May 2023, I had the privilege of attending the annual conference of the Financial Co… Read More
2023-05-06 15:52
Understanding Financial Abuse of Elders: A Growing Concern
Financial abuse of elders is a critical issue affecting millions of seniors worldwide. As our loved ones age, they may become incre… Read More
2023-05-05 20:32
Turning Credit Card Denial into Financial Growth
A credit card denial, while initially disheartening, can actually become a catalyst for positive change and financial growth. By treating the… Read More
2023-04-22 10:22
Green Living, Green Savings: The Financial Benefits of Eco-Friendly Choices on Earth Day and Beyond
Every year on April 22nd, millions of people around the world come together to celebrate… Read More
2023-04-20 17:16
How Gen Z Views Money
Generation Z marks a drastic change in the way people think of money as a concept. While every generation is different, Z is proving to be the one that will redefine… Read More
2023-04-20 10:57
Unlocking the Benefits of Merging Finances While Steering Clear of Common Pitfalls
Merging finances with your partner can offer various benefits, such as convenience, shared responsibility f… Read More
2023-04-16 23:25
Mastering Family Clothing Budgets: How to Balance Style and Affordability
Clothing and footwear are essential items every family requires, but determining the ideal budget for them can be a… Read More
2023-04-14 11:35
How Do Credit Cards Work? Mastering the Art of Building Credit and Financial Success
In today’s fast-paced world, credit cards have become an indispensable tool for financial transacti… Read More
2023-04-13 17:19
How Co-Signers, Estates, and Insurance Affect Auto Loans When Borrowers Pass Away
Coping with the loss of a loved one is an emotionally challenging experience, and the added responsibi… Read More
2023-04-12 19:00
What Happens to Medical Debt When Someone Passes Away?
Medical debt is a prevalent issue in the United States, impacting millions of individuals annually. It arises when someone cannot affor… Read More
2023-04-11 17:07
What happens to student loan debt when a borrower dies?
Dealing with the uncertainties around student loan debt when a borrower dies can be challenging for both the borrower and their loved… Read More
2023-04-10 22:34
What Happens to Collection Debts When Someone Dies?
Dealing with a family member or loved one’s death is challenging enough, and the added burden of handling their collection debts can… Read More
2023-04-10 00:56
What Happens to Your Credit Card Debt When You Die?
As a financial educator with over 200 classes and 4,700 high school students under my belt, I’ve encountered numerous financial conc… Read More
2023-04-08 23:09
The Psychology of Debt: Understanding the Hidden Drivers of Financial Decisions
Debt can be a significant source of stress and anxiety for many people, and it can be challenging to understan… Read More
2023-04-03 14:00
What Does Financial Literacy Month represent?
Since 2003, April has been designated by US legislators as National Financial Literacy Month.
Financial Literacy Month: April 2023
In 2023, Apri… Read More
2023-04-01 18:57
Question: I owe the IRS $8,000 in tax for my 2022 return. I don’t have the cash to pay for it. Would it be better to get a 180-day payment plan with the IRS or use a credit card cash a… Read More
2023-03-22 15:11
A comprehensive guide on how to get out of credit card debt, including tips, tricks, and advice.
Credit card debt is a major problem in the United States. Millions of Americans carry a balan… Read More
2023-03-20 15:54
Achieving Financial Freedom: At What Age Should You Be Debt Free?
Discover How You Can Become Debt-Free Sooner with The Power of Roll Over Payments
Debt can feel like a weight that holds you… Read More
2023-03-20 05:06
The Wealth Game: Lessons from Professional Athletes on Managing Personal Finances
Professional athletes are often seen as the epitome of wealth and success, their luxurious lifestyles, garga… Read More
2023-03-19 16:42
A Guide to Managing Your Debt in the Aftermath of Bank Collapses
Recent bank failures, such as those of Silicon Valley Bank and Signature Bank, have left many people worried about thei… Read More
2023-03-15 16:27
Understanding Generational Debt Trends: A Comprehensive Overview
In today’s rapidly evolving financial landscape, understanding debt trends and credit card usage across different gener… Read More
2023-03-10 15:32
These budgeting tips will help you conquer your finances in 2023
It’s never too late to start budgeting and taking control of your finances. According to a recent study conducted by Ba… Read More
2023-03-03 17:50
Pros, Cons, and What to Consider Before Transferring a Car Loan to a Credit Card
Are you looking to save money on your car loan? Transferring your car loan to your credit card might sound li… Read More
2023-03-01 16:21
March is National Credit Education Month
As a nation, we don’t need an act of Congress or a presidential proclamation to want to dedicate one month a year to learning more about credi… Read More
2023-02-27 16:46
The Importance of Equipping the Next Generation with the Tools for Financial Success
Personal finance is an essential life skill that can greatly impact an individual’s financial stabi… Read More
2023-02-16 18:03
50 Practical Life Hacks to Save Money and Live Frugally
In today’s world, saving money has become more important than ever. With the rising cost of living, high inflation rates, and ec… Read More
2023-02-16 18:03
50 Practical Life Hacks to Save Money and Live Frugally
In today’s world, saving money has become more important than ever. With the rising cost of living, high inflation rates, and ec… Read More
2023-02-13 15:30
What is Financial Freedom?
Practical steps on how you can become financially free.
Attaining financial freedom is an objective for most individuals. Financial freedom usually means having… Read More
2023-02-10 17:12
Saving Money for a Better Future: The Alternative to the 52-Week Money Challenge
When it comes to saving money, you may have heard of the 52-week money challenge. The idea behind this challe… Read More
2023-02-09 23:11
Money Mindset: How to Change Your Attitude toward Money for a Better Financial Future
Managing your finances is a crucial part of being an adult and can be overwhelming, especially if you ha… Read More
2023-02-08 21:48
Should You Reduce Financial Strains by Downsizing Your Home?
Reviewing the Pros & Cons of Downsizing Your Home.
The decision to start downsizing your home isn’t easy. You likely fe… Read More
2023-02-07 20:59
How are Lottery Winnings Taxed?
Are you dreaming of winning the lottery and hitting the jackpot? We all know the thrill of imagining what we could do with all that cash – from travelin… Read More
2023-02-07 02:36
How to Help Someone in Debt
Debt can be a challenging and stressful experience, and it’s not uncommon for people to find themselves struggling to manage their finances at some point in… Read More
2023-02-05 23:15
What does ‘money is the root of all evil’ mean?
The phrase “money is the root of all evil” is a well-known saying that suggests that the love of money or an excessive… Read More
2023-02-04 21:36
13 Mistakes to Avoid When Starting a Small Business
Starting a small business is a big step and can be both exciting and intimidating. But don’t worry, with a little bit of preparation… Read More
2023-02-04 02:29
Best Credit Counseling: How to Find Quality Services
Addressing debt is not something that many people look forward to doing. When faced with deciding between continuing to struggle to… Read More
2023-02-02 16:13
Will Slow and Steady Win The Retirement Race?
Realistic goals might take longer, but they’re also more likely to succeed.
When it comes to retirement planning, the age-old adage… Read More
2023-02-01 22:20
Drowning in Debt? You’re not alone. There is hope.
Drowning in debt can be an overwhelming and stressful experience. It can feel like you’re constantly struggling to keep your he… Read More
2023-01-31 14:41
Last-minute travel doesn’t have to break the bank.
We often equate last-minute traveling with high costs. Most discounts and lower prices come when you book early, which is why saving… Read More
2023-01-27 22:46
Banks and Credit Unions have many similar features but there are some stark differences to make note of.
On the surface, banks and credit unions look to offer the same thing. They provide a… Read More
2023-01-26 20:57
The effect that debt can exact on mental health can be staggering and deeply personal.
For many Americans, debt has become an integral part of their daily lives. According to a report, 8 out… Read More
2023-01-24 19:16
Help Yourself and Future Victims by Reporting Internet Scams Right Away
The internet is a powerful tool accessible to everyone. With this, we have unlimited access to an ever-increasing weal… Read More
2023-01-24 14:30
Budget-Savvy Ideas for Celebrating Valentine’s Day
Does the approaching Valentine’s Day make your heart race for all the wrong reasons? You’ve found your mind running laps… Read More
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