2023-09-15 20:13
Recently, tipping has become outrageous. New services that previously did not require a tip, now suggest a tip. Recommended tipping amounts and expectations are now substantially higher… Read More
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Stretch My Penny: Save, Invest And Enjoy Life Blog
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Looking to achieve financial success without being excessively frugal? Written by an early retiree and former business owner, StretchMyPenny.com offers valuable insights and practical tips on budgeting, investing, taxes and money management for individuals, freelancers, and business owners.
2023-09-07 12:58
Most investors struggle with when to sell or hold their losing positions. This decision requires considering multiple factors which may include the percent loss, time horizon, tax… Read More
2023-08-21 12:22
Most young couples struggle with the decision of when to prioritize their career vs. start a family. This decision evaluates how each couple balances their time between their career ambi… Read More
2023-07-31 13:25
Earlier this week, J&J announced an upcoming stock exchange where shareholders will have the option to trade in their JNJ shares for shares of Kenvue, their consumer healthcare compa… Read More
2023-07-21 13:28
One of the happiest times in life is the period when you find true love and prepare to get married. However, it can also be extremely stressful. Choosing the right partner is the most im… Read More
2023-07-15 13:54
Over the last few weeks, several catalysts are signaling that we may be entering a new bull rally. The positive June CPI print, improving US-China relations, and the future of AI a… Read More
2023-06-29 14:05
Most parents agree that their child’s education is critical to their success in the future. However, in certain parts of the country, parents have been dissatisfied with our… Read More
2023-06-23 13:50
Investing in physical real estate provides many benefits which include passive income / cash flow, appreciation, tax advantages, control and the opportunity to leverage your equity. Howe… Read More
2023-06-19 13:41
Are you currently considering adding private equity to your investment portfolio? Private equity has recently become the most popular alternative asset class for wealthy investors… Read More
2023-06-12 13:59
With the Fed continuing to increase interest rates, many investors continue to look for safety and park their cash on the sidelines to protect their wealth and earn income. Some in… Read More
2023-05-30 14:48
Beyond housing and food, healthcare costs typically represent the third largest expense. According to a recent RAND study, we pay 16% to 34% of our total household income for healt… Read More
2023-05-19 15:09
With over 36% of Americans renting and rents skyrocketing over the last two years, affordability for renters is a huge problem. Whether you are a new or an existing renter, there are sev… Read More
2023-05-09 15:09
Recently, several investors have piled into JEPI (JP Morgan Equity Premium Income ETF) because of its attractive 12% income distribution yield and opportunity to capture similar capital… Read More
2023-05-03 19:39
Over the last three months, we are beginning to see warning signs about potential “cracks” in the commercial office building space due to office vacancies. Many analyst… Read More
2023-04-27 13:52
Most savvy investors are generating 4-5% by parking their excess cash in money market funds given elevated Fed Funds rate. But what happens when the Fed decides to lower rates and… Read More
2023-04-14 14:04
When buying a home, most new buyers tend to focus on the mortgage rates. However, there are several unexpected costs that can be significant and result in an unwelcome surprise if you d… Read More
2023-04-07 17:46
With recent college tuition payments skyrocketing to $90K / year, many parents and students are asking: is it worth it? While I was extremely fortunate to graduate from an ivy leag… Read More
2023-03-30 18:07
Across almost every news outlet the last few months, we see warnings of not only a likely economic recession, but a prolonged one starting in the second-half of 2023. The question… Read More
2023-03-20 20:08
With inflation being persistent and recent regional banking crises sweeping through our economy, investors have become more defensive with their capital. They are buying cash-flowing di… Read More
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