2023-04-25 22:44
Headline CPI came in at 7.0% which is a reduction of 0.8% from the December quarter reading of 7.8%. Does that mean the inflation challenge is over?
Right across the world inflation got a… Read More
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2023-04-25 22:44
Headline CPI came in at 7.0% which is a reduction of 0.8% from the December quarter reading of 7.8%. Does that mean the inflation challenge is over?
Right across the world inflation got a… Read More
2023-04-23 22:38
There has been a lot of discussion around the fact younger people are needing more help from their parents. Is it even possible for a person on a normal income to afford a home?
According… Read More
2023-04-21 01:16
Over the long run, the housing market has been a strong performer. It offers investors some clarity and comfort because they know what they own. It can also offer regular income (when rented… Read More
2023-04-21 00:57
Do house prices grow faster than wages? The short answer is yes. Over the long term, history shows house prices tend to follow nominal GDP (as shown in the chart) which grows faster than inc… Read More
2023-04-21 00:50
Retirees tend to remain where they are most comfortable. Put simply, the longer you can hold onto your home, the greater certainty you will have over your retirement.
It is no surprise th… Read More
2023-04-21 00:43
There is no doubt rents are under pressure. In a tight rental market, the struggle is real. The question is, are rents too high or are they just playing catch up?
Looking at the change in… Read More
2023-04-21 00:32
We all want a comfortable retirement. Has that been put out of reach? Newspapers were focused on the ‘positives’ in the latest CPI. Yay, CPI was only 6.8%, only 6.8%!
If we ar… Read More
2023-04-20 23:54
Housing is tight, really tight. According to SQM Research, rental vacancies in February 2023 across major metropolitan areas have reached 1.0%, not seen since 2006.
Commentators point to… Read More
2023-04-20 23:36
Interest rates are going up! Why is it getting harder to save?
Putting together a deposit should be getting easier. Banks are desperate for our deposits but where are the amazing deals?… Read More
2023-04-20 23:19
The recent NSW election result should see the end of the public service wage cap. By far the biggest cost will go toward nurses’ wages. Unfortunately removing the wage cap while overal… Read More
2023-04-20 23:11
Unless you have a time machine there really is no point comparing your struggles with past generations. The truth is, each generation had/has their own difficulties. The real question you sh… Read More
2023-04-20 22:59
Is the RBA about to fire the starter’s gun in a race to save? It’s been a white knuckle interest rate ride that most aspiring homeowners have never experienced before. Interest r… Read More
2023-04-20 22:52
The recent banking crisis is likely to further increase the interest rate on your property portfolio.
Right now, the banks are sending a letter with an increase every month. In most state… Read More
2023-04-20 22:32
Unlock the potential of your home with Our Leg Up and secure both financial security and the benefits of homeownership
Owners in metropolitan cities across Australia have seen a significa… Read More
2023-04-20 22:29
Have you ever got to the front of the queue at the supermarket with a week full of groceries only to have your card declined? What if you were an entire bank with a week ‘worth of cust… Read More
2023-04-20 22:15
Australian house prices have grown substantially since 1973. The 7 city combined Australian median house value was $21,400 in 1973. 50 years later, in February 2023 the same combined 7 city… Read More
2023-04-20 01:14
The RBA has increased interest rates by 350 basis points (3.5%) despite its own minutes in February 2021 stating, “Members affirmed that the cash rate would be maintained at 10 basis p… Read More
2023-04-20 01:01
Are you being cooked by your interest rate increasing faster than it should? Many banks sign new homeowners at competitive interest rates. They ‘lock in a discount for the life of the… Read More
2023-04-20 00:53
Are your homeloan repayments rising as a share of your income? This is commonly referred to as mortgage stress. It is the biggest worry for many Australian households. Getting a better deal… Read More
2023-04-20 00:41
There is a huge amount of building activity going on right now. ’Work done’ estimated by the ABS is near record levels. How come I still can’t find a house to rent?
The… Read More
2023-04-20 00:33
You have been building savings buffers in your home loan. You are making it safer so shouldn’t you get a better deal? According to the RBA, you are keeping the banks stable. Don’… Read More
2023-04-19 23:53
Jim Chalmers latest suggestion is for super funds to respond to systemic risks around affordable housing. “If we fail to act… we will face the prospect of an economy that won&rs&hell…Read More
2023-04-19 23:44
Whether we know it or not, parents will often have a favourite child. By acting as a guarantor to one child, it is like making a flashing billboard showing the world which one is yours.Why d… Read More
2023-04-19 23:37
34 cliches can’t all be wrong! Reap what you sow, chickens come home to roost, get out what one puts in, …
Put simply, we need to continue to invest if we want to keep liftin… Read More
2023-04-19 22:40
The government is looking for ways to utilise this pool of savings for greater social benefit. Super funds love regulated returns but they have to be high enough to make sense.
Housing as… Read More
2023-04-19 22:27
Company or investment vehicles which own multi-unit buildings are being touted as the next housing solution. They offer a secure tenancy for prospective tenants to remove the fear of being e… Read More
2023-04-19 02:03
Rents in cities are beginning to lift at an alarming rate. The CoreLogic estimate increase in median rents for houses is 13.5% across the 5 major capital cities in the year to December 2022… Read More
2023-04-19 01:57
We all deserve a reward for our hard work. Now more than ever we don’t want to put off that important trip we have been planning.
What if you could take that year long trip around A… Read More
2023-04-19 01:51
Many Australians struggle to leave the workforce. For some, they are keen to keep connections with the work they love or the colleagues they enjoy mentoring. This should be on your terms, no… Read More
2023-04-19 01:45
The gap between a ‘comfortable retirement’ and a ‘modest retirement’ for a couple is estimated to be $23,475, measured in June 2022, according to Moneysmart.gov… Read More
2023-04-19 01:39
Is your home in need of TLC?
Need help to pay for renovations? Even the best house needs maintenance as it ages. Australians tend to put off maintenance until that annoying leak becomes a… Read More
2023-04-18 00:58
Using a shared equity schemes come with a catch.
There are many different forms but most allow you to gain access to a home faster. It is not your home.
Depending on the scheme, when y… Read More
2023-04-17 02:26
Is the pension enough to live on? Do I have enough super? What if I get sick or suffer an accident?
These are all the common questions people ask themselves. The most important ques… Read More
2023-04-13 22:52
Retirees tend to remain where they are most comfortable. Put simply, the longer you can hold onto your home, the greater certainty you will have over your retirement.
It is no surprise th… Read More
2023-04-11 23:57
There is no doubt rents are under pressure. In a tight rental market, the struggle is real. The question is, are rents too high or are they just playing catch up?
Looking at the change in… Read More
2023-03-27 00:07
Unless you have a time machine there really is no point comparing your struggles with past generations. The truth is, each generation had/has their own difficulties. The real question you sh… Read More
2023-03-21 23:44
The recent banking crisis is likely to further increase the interest rate on your property portfolio.
Right now, the banks are sending a letter with an increase every month. In most state… Read More
2023-03-21 23:44
Is now a good time to buy?
It’s a hot Australian summer so naturally what do Australians do? Stand around, BBQ meat, drink and talk housing of course! Invariably the conversation tu… Read More
2023-03-19 22:41
Property is a great way to build wealth for wage and salary income earners. Many Australians have taken the opportunity to build their wealth this way, often with 2 or more properties. As in… Read More
2023-03-16 22:36
An increasing number of people are looking to supplement their income to meet the rising cost of living. More and more the pressure is making Australians reach out to loans, even those in re… Read More
2023-03-15 00:21
Have you ever got to the front of the queue at the supermarket with a week full of groceries only to have your card declined? What if you were an entire bank with a week ‘worth of cust… Read More
2023-03-13 00:27
Australian house prices have grown substantially since 1973. The 7 city combined Australian median house value was $21,400 in 1973. 50 years later, in February 2023 the same combined 7 city… Read More
2023-03-09 22:08
The government encourages retirees to downsize by allowing you to sell your home and place the proceeds into your superannuation account. These are aptly named “Downsizing contribution… Read More
2023-02-08 22:15
Many young Australians choose to spend more years in education which delays the time before they can get their first job and buy their first home. Education debt is something we don’t… Read More
2023-02-07 22:07
Australians are facing a new paradigm. Australians are better educated, earn more and have more flexible employment options than ever before. Despite this, getting and then keeping a secure… Read More
2022-10-28 04:34
Our Leg Up was created to solve two huge problems in the property market:1. To help people with a low deposit home loan (e.g., 5%) get their first home sooner;2. To help you make money wh… Read More
2022-07-17 19:11
Unlocking Australia’s hidden source of investment capital.
Saving a deposit is the largest barrier to homeownership, and the number one driver of wealth inequality. Aspiring homeown… Read More
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