If you seek excitement from your investment portfolio, you are doing it wrong.One of my clients recently asked “Why don’t we invest in hot themes like A… Read More

Indeed, a common and relevant question when building an investment portfolio. The quick answer is: Give preference to equity mutual funds when the goal is- “Wealth creat… Read More

Are you feeling lost when it comes to managing your finances? Or maybe you’ve got big goals like buying a home, paying off debt, or saving for retirement, but youâ&e… Read More

The Secret to Long-Term Investment Success: Focusing on Risk, Not Just ReturnsWhen building an investment portfolio, many focus solely on maximizing returns. But here’s th… Read More

I met a client whose father passed away recently. He had no idea of where the investments were made by his father.After a lot of trouble, he could access a few details from his father&r… Read More

Zingadi ke saath bhi, Zindagi ke baad bhi… Let’s specifically talk about, JUST Aane waali Zindagi – Securing our family life for the next 6-12 months That’s your… Read More

India’s 1-year G-Sec is trading at 6.75% and 10-year G-sec yields 6.85%. The difference is only 0.10%.5-year G-sec is trading at 6.76%—almost at the same level as 1-year G-sec. T… Read More

Every time my family plans a trip abroad, the mantra quickly becomes – “Don’t count the days. Make the days count!” In our quest to experience the best, we keep pla… Read More

I have heard this from many investors. Is it true?Generally, people look at losses with reference to their initial purchase price. If the investment is sold below the purchase price, it is a… Read More

Real Estate investment never leads to losses. I have heard this from many investors. Is it true?Generally, people look at losses with reference to their initial purchase price. If the inves… Read More

Yes, why not? But Alas! I can not set up a BLUETOOTH connection between ‘My mind & the AI tool’. Else, I would have let both of them connect directly to ideate, brains… Read More

A friend who shares her honest opinion with you is more valuable than a friend who agrees with everything that pleases you.We met a prospective client a few days ago and enlightened him abou… Read More

Freedom. This one word I believe is the ultimate objective of all human endeavors.Freedom not only from an oppressive regime but also from everything that restricts us from expressing our tr… Read More

“I started investing because you gave me the confidence. Thank you!“This was told by one of my HNI clients who is a single mother of two young daughters. She is a part of senior… Read More

Here is what we are doing to efficiently manage investments after accounting for the budget changes.The Positive impacts: – Investments in Gold funds qualify for LTCG (Long Term… Read More

The S&P 500 has reached record highs this year, while Japan’s Nikkei 225 index has climbed to its highest levels in three decades. Despite global uncertainties, the US and Japanese… Read More

After a sparkling rally in Gold & Silver over the last few years, many investors have become interested in the glitter of the precious metals. Gold & Silver are up by ~23% & ~28%… Read More

Equity Market Insights: The equity markets kind of ensure that there is never a dull quarter! From April to June 2024, the Indian equity market was highly volatile, mainly due to the… Read More

The tortoise won the race over the hare because it was consistent. Many people often ignore the power of consistency but those who follow, see remarkable success in life.People wan… Read More

🔊 Play Audio Have you heard of the Income Tax Saving Festival in India? Well, usually it starts in the last quarter of the financial year (Jan-Mar) when many employees scu… Read More

A client said – I understand market valuations are expensive but it doesn’t seem that it will correct much. Everything is positive – India’s growth story, expected cu… Read More

🔊 Play Audio The category of Equity MFs with the highest inflows in the last one year is NOT Small Cap Funds. The money flown into Sectoral/Thematic funds (INR 70,072 cror… Read More

Team Truemind: “You have enough assets to retire today!” The sense of relief and joy on the face of our client was priceless when we shared our financial planning outcome with h… Read More

We onboarded a client with a portfolio of around INR 50 Crores, earlier managed by a big & reputed wealth management company. The portfolio was constructed for retirement purposes with a… Read More

The last and the seventh phase of the election will be completed on 1st June. Exit polls will be announced on that day itself and election results will be declared on 4th June.There could be… Read More

How much experience does it take to truly master the art of investing?3 years?Not a chance. In the last 3 years, markets have been riding high without even a 10% correction. It’s been… Read More

A client of mine asked me if we could invest in infrastructure funds, given the strong focus of the Government on the infrastructure sector.The sector is undoubtedly expected to do good… Read More

A retirement crisis could turn out to be the biggest headache in most of the countries, including India.This has been voiced by many veterans earlier. Recently, an article by The Ken titled… Read More

Equity Market Insights: A few themes are dominating the equity markets worldwide and in India. Many investors decide their investments based on themes which have already gained a lot of p… Read More

Do you know that direct plans of mutual funds offer much higher returns than regular plans, more than the difference in their expense ratio?To know better, read it till the end.Every mu… Read More

As many of you know, I am an investment professional. Very few know that I am also a regular table tennis player. I play at least 4 to 5 times a week. Therefore, it’s natural for me to… Read More

One of the questions that bothers a lot of people is whether they should invest their savings or use them to pay off their outstanding loans. I have encountered a few cases where a significa… Read More

Known Fact: Equity markets go through a cycle. The cycle of peak and trough. The cycle of greed and fear. Cycles have happened multiple times in the past and will continue to happ… Read More

Imagine you have been told about an investment opportunity in a business. The numbers look fantastic from all angles. High margins, rapid growth, superb financial ratios like high ROE… Read More

An equity market is an amusing place. Different people react differently to losses and gains. There could be two different perspectives on the same investment. Let’s take an exam… Read More

A write-up by Sumit Duseja (co-founder and CEO, Truemind Capital) in LiveMint. Sebi introduced Registered Investment Adviser(RIA) as a category of intermediaries in 2013 to safeguard the… Read More

If I tell you, I flipped a coin 5 times and all the time I got head. What will be the outcome on 6th flip? Most of us will say head. Then I tell you that before this when the coin was f… Read More

The best investments are those which are rejected by the majority. Sounds counter-intuitive? But this is exactly how above-average returns are generated by smart investors. In the worl… Read More

Many people rely on historical returns to estimate the expected returns on their debt mutual fund investments. Unfortunately, this is a very misleading way of evaluating debt fund returns… Read More

A few days ago, I had a very unusual request from the HR of a multi-billion dollar company with whom I was in discussion regarding sessions on financial well-being for their employees. Sh… Read More

In the wake of the Paytm crisis, many knowledgeable folks have shared insightful views. Some are supportive of and some are against Paytm. However, a key aspect has been missing in all the d… Read More

Do you want to create wealth from compounding? Aim for 12-15% returns and not 25%! You must be thinking why not target 25% returns? Well, here is the story. There is a typical cyc… Read More

Until a few years ago, I used to buy products & services entirely based on the cost. Especially where the value proposition wasn’t very apparent.With time I realized, how muc… Read More

My friend was having hair loss problems. One of his other friends suggested an ayurvedic oil to apply regularly.But it didn’t help.An Instagram influencer suggested a serum on alt… Read More

Imagine you have invested 50% of your money in the Nifty Index Fund portfolio. And another 50% in a mutual fund portfolio with an average of 50% debt allocation and 50% in equity alloca… Read More

Should mutual fund portfolio returns be compared with Fixed Deposits? One of the biggest mistakes many investors end up making is comparing mutual fund returns with FDs for a period of less… Read More

Thanks to the rapid decline in interest rates and rising inflation resulting in negative real rates over the past two years, many investors have been forced to search for higher-yieldin… Read More

Our Co-Founder Sumit Duseja’s views on financial influencers have been quoted in the article by The Ken. Finfluencers have done a marvellous job of creating awareness about various asp… Read More

INR has depreciated by 7.3% against the USD over the last year. Domestic currency depreciation is never good news for countries with trade deficits. A trade deficit indicates that… Read More

It seems very exciting to get some investment advice for free that can help one make quick bucks. But do you know, what one perceives as free advice could be very expensive? The case in… Read More