2024-04-18 20:32
The Conrad Orlando was one of the most anticipated luxury properties in Orlando. It finally opened in January 2024, so I was excited for an opportunity to vist. First off, this property is a… Read More
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I’m Barry Choi, a Toronto-based personal finance and travel expert.As a completely self-taught, do-it-yourself investor with no formal training, I make money easy to understand for all Canadians. I combine my knowledge of finance with my passion for travel and encourage people to see the world.
2024-03-25 19:03
Whenever you activate a credit card with RBC, you’ll be prompted to add BalanceProtector Max. At first glance, BalanceProtector Max may seem like a good idea since it’s designed… Read More
2024-03-25 17:27
Looking for stock ideas? How to get started in the markets? Access to quality research?
As Canadians, we don’t have many options when it comes to investment services. … Read More
2024-03-21 15:04
From complimentary meals to free samples, the best birthday freebies in Calgary are a great way to celebrate your big day without damaging your wallet. Best of all, some of these freebies ar… Read More
2024-03-11 11:06
Costco Travel Canada is easily one of the most underrated travel providers in the country. While they may not always have the lowest prices, Costco does have exclusive deals and special prom… Read More
2024-03-05 16:12
If you’re a freelancer, entrepreneur, or small business owner, filing your taxes for the first time – or anytime – can be intimidating. The reality is that freelance taxes… Read More
2024-02-22 21:17
When looking at the best business credit cards in Canada, you’ll notice you have many options. You can choose a card that gives you cash back or travel rewards, or you can focus on one… Read More
2024-02-19 13:03
Paying your income taxes, city taxes, or hydro bills with a credit card may not seem like a good idea since you’re usually charged a fee for the service. However, since many credit car… Read More
2024-02-17 20:10
Have you ever wondered if all credit card sizes are the same? You would think with so many different financial institutions around the world, there wouldn’t be universal dimensions. Ho… Read More
2024-02-16 12:28
Bangkok, the vibrant capital of Thailand, is known for its thriving nightlife scene. However, some people don’t realize that the city offers countless options for singles looking to en… Read More
2024-02-15 14:46
Today’s post comes from my friend Kyle Prevost over at MillionDollarJourney.ca. He recently created an inexpensive retirement course that can help you plan out your financial future. M… Read More
2024-02-09 19:57
Over the years, a lot of people have asked me if it’s worth opening a U.S. dollar investment account. I couldn’t really comment on this as I didn’t really have a solid argu… Read More
2024-02-09 12:18
It was 10 years ago when I became a small business owner. I started small with this blog, but over the years, I’ve become a media consultant, freelance writer, brand ambassador and mor… Read More
2024-02-04 15:50
Canadians travelling to the United States or purchasing items online from U.S. retailers may encounter situations requiring a ZIP code for their credit card transactions. The most common exa… Read More
2024-01-22 19:24
All aboard! Recently, I travelled to Montreal from Toronto for vacation. Something I wanted to do differently was try the VIA Rail train in business class. This would be from Toronto Union S… Read More
2024-01-21 20:45
In late 2023, the American Express Platinum Card was refreshed. Although new credits were added to the card, the annual fee also increased to $799. That’s the highest yearly fee for an… Read More
2024-01-21 16:57
Airlines, hotel chains and most loyalty programs have an option to buy points or miles from them, but is it worth it?
Buying miles and/or points is usually not a good deal in the vast maj… Read More
2024-01-21 14:16
Without a doubt, Kijiji is one of Canada’s most popular online classified websites. From baby gear to cars, you can buy just about anything second-hand – or new – on Kijiji… Read More
2024-01-20 13:42
BMO Rewards has been really aggressive as of late. They’ve had huge marketing campaigns and they often offer BMO customers one of the cards for free for the first year. Admittedly, get… Read More
2024-01-20 13:26
For many travellers, accumulating Aeroplan points is an easy way to travel for less. Even though you can earn points through flying, using co-branded credit cards, and making eligible purcha… Read More
2024-01-17 14:19
The TD Rewards Visa Card is a highly underrated credit card. You get a respectable welcome bonus, a decent earning rate, and mobile device insurance. Admittedly, TD Rewards may not be as fle… Read More
2024-01-08 11:29
If you’re looking to travel for less, there’s no better way than using loyalty points. For most Canadians, Aeroplan, which is Air Canada’s loyalty program, will likely be t… Read More
2024-01-05 19:48
The TD Cash Back Visa Card is an entry-level cash back card. Despite its lack of many benefits, it’s a popular card among TD clients because it offers easy-to-understand cash back and… Read More
2023-12-30 20:29
If you’re a small business owner or you want to earn a lot of points fast, you’ll want to read my American Express Business Gold Rewards Card review. The card is often overlooked… Read More
2023-12-29 12:10
Can I get a business credit card without a business may seem like a weird question to ask, but it makes a lot of sense when you start doing your research. In the last year, personal credit c… Read More
2023-12-20 17:33
The Cathay World Elite Mastercard – powered by Neo, is the new Canadian partner of Cathay Pacific for co-branded credit cards. Having the card go to Neo Financial was a bit of a surpri… Read More
2023-12-18 15:42
The TD Cash Back Visa Infinite is TD Bank’s top cash back card. What makes this card highly appealing is that some TD clients can get this card free, and it’s one of the few cred… Read More
2023-12-14 21:30
If you want to stay on-site at Disney World and use points, the Walt Disney World Swan Reserve is one of your top choices. Not only can you use your Marriott Bonvoy points to book a room, bu… Read More
2023-12-11 11:17
You’ve created your stock market portfolio—but how do you ensure that you don’t lose your hard-earned money? After all, we’ve seen the stock market crash multiple tim… Read More
2023-12-07 14:42
The Air France KLM World Elite Mastercard is a surprising addition to Canada’s travel credit card scene. Flying Blue is a major travel loyalty program since it belongs to Air France an… Read More
2023-11-26 17:36
The MBNA True Line Gold Mastercard is a low interest credit card with limited benefits. This could be a good choice if you typically carry a balance on your credit card. That said, your goal… Read More
2023-11-24 22:47
The Neo Secured Credit card has quickly established itself as one of the best secured credit cards in Canada. Not only does the card have no annual fee, but it also has a low deposit require… Read More
2023-11-24 19:50
In the past few years, interest rates were at historical lows and many investors didn’t even look at fixed income investments. The exception was high-interest saving accounts where peo… Read More
2023-11-23 15:40
The RBC Cash Back Preferred World Elite Mastercard is RBC’s top cash back card. Instead of having a higher earning rate on select categories, you’ll get 1.5% cash back on all pur… Read More
2023-11-09 15:12
The WestJet RBC Mastercard is great for anyone who doesn’t want to pay a high annual fee and wants to save money on future WestJet flights or vacation packages. Although you get limite… Read More
2023-11-08 21:16
Although the Scotia Momentum Visa Infinite Card is still one of the best cash back credit cards in Canada, it’s lost some of its appeal over the years. That’s not to say this car… Read More
2023-11-06 16:41
Are you looking for an American Express Business Edge Card review? This Amex card doesn’t get a lot of attention compared to other cards available, but it has a few unique quirks that… Read More
2023-11-06 10:25
When it comes to mortgages, you will have a number of options. Mortgage payment options in Canada are not one size fits all but rather can be somewhat tailored to best fit your budget and af… Read More
2023-11-05 12:57
TFSAs are lauded as one of the best savings vehicles for Canadians, thanks to their flexibility. However, while they may offer more opportunities for Canadians to save for various goals, the… Read More
2023-11-04 20:34
The CIBC Aeroplan Visa Card is an underrated Aeroplan card. It has no annual fee and comes with a welcome offer of 10,000 Aeroplan points after your first purchase. Anyone who wants to save… Read More
2023-11-03 10:31
Of all the bank travel programs in Canada, American Express Membership Rewards is the best. Not only do they have multiple credit cards that allow you to earn points quickly, they also have… Read More
2023-10-31 08:36
Are you looking for a Turo review from someone who’s actually used the platform? Do you have a vehicle that spends more time sitting in your driveway than on the road and want to make… Read More
2023-10-31 08:22
With so many online brokers, trying to choose one and buying stocks can seem intimidating. Here I’ll guide you through the discount brokerages available in Canada, how to open an accou… Read More
2023-10-18 11:48
Earlier this year, BMO acquired Air Miles. When the announcement was made, many people weren’t sure what to make of the move. BMO Rewards isn’t the most popular bank travel progr… Read More
2023-10-15 10:59
The Rogers Mastercard is one of the best cash back credit cards in Canada, yet many people don’t even know about it. That’s because it’s a relatively new card, and for you… Read More
2023-10-14 00:23
The Rogers World Elite Mastercard is often overlooked, but it’s often rated as one of the best cash back credit cards in Canada. This no fee card gives you a straight 1.5% in cash back… Read More
2023-10-12 18:58
The PC Financial World Elite Mastercard is the best card to have if you’re looking to earn more PC Optimum points. You get an increased earning rate at Loblaws-owned grocery stores, Sh… Read More
2023-10-11 10:42
The SimplyCash Card from American Express is one of the best cash back credit cards in Canada. It has no annual fee, and you earn 2% cash back on gas and grocery purchases. All other purchas… Read More
2023-10-07 13:17
**I’ve been bombarded with questions about the JR Pass, and I don’t have time to reply to everyone. As a result, I’ve disabled comments. If you read this entire post, I mak… Read More
2023-09-28 19:45
Are you looking for an Amazon.ca Rewards Mastercard review? Then no look further as this post focuses on everything you need to know about the card.
If you’ve made any purchase on… Read More
2023-09-27 17:34
In this Wealthsimple Cash Card review, I’m going to go over the specific features the card offers. To be clear, the Wealthsimple Cash Card is only available to those who have a Wealths… Read More
2023-09-26 13:13
Choosing the best travel credit cards in Canada can be a bit subjective. Some lists you’ll see out there will only mention cards where they have an affiliate. However, with my list, I… Read More
2023-09-25 11:04
To become a successful DIY investor, you’ll need to understand the accounts you can use and the financial products available to achieve your goals. In my opinion, this is the fun part… Read More
2023-09-18 09:55
There are only a few more days to get the American Express Platinum Card for $99. As of September 26, 2023, the annual fee is increasing from $699 a year to $799. However, you’ll only… Read More
2023-09-17 23:09
Calculating the value of your reward points is essential when travel hacking. Since every flight and hotel you book has a different price, the value you get when redeeming your points will c… Read More
2023-09-13 01:37
Are you looking for a CIBC AC Conversion Card review from someone who’s actually had the card in hand? Simply put, this card is one of the most convenient ways to manage your money abr… Read More
2023-09-06 10:51
If you’re looking for a TD Aeroplan Visa Platinum review, then you’re clearly looking for an entry-level Aeroplan card. The good news is that even this basic card can earn you a… Read More
2023-09-04 13:26
Don’t feel bad if you’re wondering how to pay off your credit card? Some people may have just received their credit card statement for the first time and have no idea how to pay… Read More
2023-08-30 17:39
Maternity leave in Ontario is similar to other provinces (except Quebec) and territories since it’s administered by the federal government. What makes maternity and parental benef… Read More
2023-08-22 19:24
Do you travel frequently back and forth between Canada and the United States? Are you tired of waiting in the long security lines at airports or at the land crossings at Canadian borders? We… Read More
2023-08-22 19:05
Many people love loyalty points. As you spend money, you’ll earn points or miles. Once you’ve collected enough, you can cash them in for free travel, groceries, and merchandise… Read More
2023-08-21 18:34
Israel is a country that fascinates many, but how much does it cost to go to Israel? Well, it’s not exactly a cheap destination, but there are a few tips and tricks to make it mor… Read More
2023-08-21 16:04
Have you ever wondered how much does it cost to go to Thailand? Like any vacation, the costs depend on where you’re flying from, what kind of accommodations you’re looking f… Read More
2023-08-20 19:37
With thousands of exchange-traded funds (ETFs) and index funds available in the market, it can be dizzying trying to determine which are the most suitable for your investor type. No one can… Read More
2023-08-18 18:26
Are you looking for fun things to do in San Jose, California? While the city may be known as the capital of Silicon Valley, it has more than enough attractions to keep you busy for a few day… Read More
2023-08-17 19:01
Since I started covering personal finance, credit card reward programs have grown to become a significant aspect of the financial landscape. That’s because they offer valuable opportun… Read More
2023-08-15 23:50
Travel is usually associated with something fun and exciting, but the unfortunate reality is that sometimes we need to travel or change existing travel plans because of a tragedy. Those of u… Read More
2023-08-15 23:32
When I book accommodations, I first look at the hotel cancellation policy. Although my travel plans are usually set, I want to ensure that the rooms I’m booking are flexible if I chang… Read More
2023-08-14 16:52
Buying a home is one of the biggest financial decisions in many of our lives. Rather than paying fully in cash, most homebuyers will choose to borrow money from the bank to pay for their hom… Read More
2023-08-06 16:40
Are you looking for a WestJet RBC World Elite Mastercard review? Simply put this is a great card for those who fly WestJet frequently. Even if you only plan on flying WestJet once in the fut… Read More
2023-08-04 10:37
New York City: also known as The Big Apple and The City That Never Sleeps. It’s an iconic destination that has charmed and enticed millions of travellers from around the world. With th… Read More
2023-08-01 17:58
The demand for the best airport lounge access credit cards in Canada has increased significantly over the years. This shouldn’t be a huge surprise as many travellers are starting to re… Read More
2023-08-01 01:01
With more than 180 destinations, Air Canada is Canada’s top airline. In addition, Aeroplan, Air Canada’s loyalty program, has 45+ airline partners. In total, you can access more… Read More
2023-07-30 00:49
Are you looking for an Aeroplan rewards guide? Aeroplan is Canada’s largest airline loyalty program and one of the best in the world. What Aeroplan members may not realize is that… Read More
2023-07-24 19:26
Most of the chatter about miles and points is concentrated on airlines and flights. However, with the prices of hotels these days, there is a lot of value to be found in hotel loyalty progra… Read More
2023-07-24 19:26
Most of the chatter about miles and points is concentrated on airlines and flights. However, with the prices of hotels these days, there is a lot of value to be found in hotel loyalty progra… Read More
2023-07-24 17:49
When it comes to Canada, several things come to mind. Snow, maple syrup, hockey, and of course, Tim Hortons. Tim Hortons is a Canadian staple and has been for decades, with some menu items s… Read More
2023-07-10 22:40
It takes courage to become a DIY investor. Kudos to you for choosing this path. But before you start buying stocks, it’s important to understand your investor personality type. We&rsqu&hell…Read More
2023-07-10 22:04
Are you looking for an American Express Green Card review? Admittedly, this card isn’t nearly as impressive as other travel credit cards from Amex, but it has no annual fee. That alone… Read More
2023-07-10 05:11
Do you know what is mortgage insurance in Canada? It doesn’t matter if you’re a first-time home buyer or looking to upgrade. Some people will say mortgage insurance is a must, wh… Read More
2023-06-29 00:18
Is Air Canada business class worth it? It’s a question I get asked often. Admittedly, it’s a very good question, but there is no black-and-white answer. There is no doubt that bu… Read More
2023-06-26 07:35
Have you wondered what is the First Time Home Buyer Incentive (FTHBI)? This new government program is meant to help you become a homeowner, but admittedly, it’s quite confusing. Essent… Read More
2023-06-22 04:00
In this Amex Marriott Bonvoy Business Canada review, I will go over all the details of the Canadian card. Simply put, the Marriott Bonvoy Business American Express Card is one of the best tr… Read More
2023-06-21 00:24
If you’re looking for the best things to do in Huntington Beach, California, you may be surprised at your choices. Many people refer to Huntington Beach, California, as Surf City USA… Read More
2023-06-15 04:00
If you’ve ever thought about going to Orlando, you’ve probably started to research how to save money at Disney World. There’s no doubt that it can be an expensive experienc… Read More
2023-06-13 04:00
Before my daughter was born, I often asked myself and my friends, how much does it cost to raise a child in Canada? Most estimates for the cost of raising a child in Canada are in the $10,00… Read More
2023-06-11 21:04
Las Vegas is not only one of the most popular travel destinations in the United States, but it’s also globally recognized. Known for its hotels, casinos, shows, restaurants and nightli… Read More
2023-06-06 21:25
Whether you’re a novice or an experienced investor, you hope that you can reach your financial goals by investing in the stock market. Perhaps, along the way, you’ve wondered whe… Read More
2023-06-06 04:00
Have you wondered how much does it cost to go to Spain? Sangria, beaches, tapas, and architecture are just a few things that come to mind when people think of Spain, though it’s s… Read More
2023-06-06 04:00
Business credit cards are typically focused on buying power and business protection, but a few cards out there provide some pretty good travel rewards. That Scotiabank Passport Visa Infinite… Read More
2023-06-03 04:15
You may not find many Rogers Connections Mastercard reviews online but don’t worry, as I’ve got you covered. Rogers is known for their telecommunication services, and many people… Read More
2023-05-18 15:37
Bora Bora is associated with high-end luxury travel. The overwater bungalows, lush landscapes, and crystal clear lagoons framed by soft, white sand beaches make this island a dream destinati… Read More
2023-05-18 05:55
If you’re looking for an Aeroplan credit card, you will come across the CIBC Aeroplan Visa Infinite Card. Even though the card is nearly identical to other Aeroplan credit cards from T… Read More
2023-05-16 04:00
TD Rewards is obviously Toronto-Dominion Bank’s travel loyalty points program, but not many people are familiar since it’s overshadowed by Aeroplan. It seems odd that Aeropl… Read More
2023-05-15 05:12
Are you looking to buy a home in Canada but have no idea what is the mortgage stress test? Even though the Canadian government announced the mortgage stress test back in 2017, it still cause… Read More
2023-05-14 14:02
Australia – the land down under, as it is affectionately known, is a popular travel destination. People come to see the wildlife, to surf at the beaches, and to explore the Outback. Ho… Read More
2023-05-14 08:38
How much does it cost to go to Bermuda? It’s likely the first question you’ll ask if you’re thinking of visiting. Located east of South Carolina in the Atlantic Ocean, Berm… Read More
2023-05-13 04:00
Are you ready for a TD Aeroplan Visa Infinite Privilege review? Although the $599 annual fee may be a dealbreaker for some people, the card comes with a massive welcome bonus, a hi… Read More
2023-05-12 04:00
With its rolling green hills, pubs, and rich history, Ireland is one of Europe’s most popular travel destinations and a dream vacation for many. But, just how much does it cost to… Read More
2023-05-11 04:00
Have you ever wondered how much does it cost to go to Italy? With stunning landscapes, vineyards, historical monuments, picturesque cities, and delicious food, who wouldn’t want t… Read More
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