Given the extension of the lockdown and continuing disruptions on account of COVID-19, the RBI has extended the moratorium period by three months on 22 May 2020. Earlier the moratorium was… Read More

RBI has now begun its economy rescue in the right earnest by taking a host of measures to minimize the damage from COVID-19. The first and foremost important measure taken by RBI is by givin… Read More

Dealing with multiple personal debts might feel a lot like playing whack-a-mole – different bills with different due dates, minimum balances and late fines and penalties. Just when you… Read More

Are you bored with your usual 9 to 5 routine? The best way to escape with your monotonous life is to go on an adventure trip. It is the best way to explore the world which usually requi… Read More

Personal loans are those financial weapons that have the potential to take you out of any temporary financial emergencies, there is no one-size-fits-all solution between online and offl… Read More

Personal loans are such a kind of credit product that comes with a vast field of usage like a medical emergency, renovating homes, paying off bills or sometimes maybe for a big pur… Read More

What makes personal loans to be your best choice is their versatility. You can take out a personal loan and use it to meet an array of personal and professional requirements – be… Read More

Sometimes you find yourself in a situation where you are in dire need of a little extra cash. In that situation, it is better to take sole responsibility for your financial situation by… Read More

When we talk about loans, the new game-changers in today’s fast-growing credit market is online personal loans. It allows people to get seamless and easy access to credit quickly… Read More

When we talk about loans, first thing comes into our mind is EMI. To calculate the same, everyone needs to understand the EMI world. It is an amount that the borrower pays every month t… Read More

In the digital era, nobody is too much keen to wait for a long time to get dreams fulfilled. Dream can be of anything. If fulfillment of dreams gets delayed, it may become a reason to g… Read More

Lifestyle of people is also kept on changing with the growing inflation rate, one always need extra money at some point of time apart from his or her salary to deal with the sudden financial… Read More

Adventure does not always mean scaling the Mt. Everest or walking with the Cheetah. It is actually embarking on something daring, unusual and outside YOUR comfort zone. An adventure trip giv… Read More

With so many options in the market, it is often confusing to choose a credit card. However, there is that one credit card that is perfect for you. It will be easier for you to choose your pe… Read More

When used responsibly, a credit card can be very useful. When you repay the credit card bill in a timely and consistent manner, it helps your credit score. Some cards offer attractive reward… Read More

A line of credit is an amount, which is preset by a bank or non-banking finance company and they have agreed to lend you based on your credit history. You can withdraw as much amount as you… Read More

If you undermine the need of having an emergency fund, think again. Even if you are prepared financially, life has this unique way of throwing a curveball that you never expected. The unexpe… Read More

Filing for bankruptcy can be really hard and you might feel that you have hit the rock bottom. It does leave a stain on your financial life for the next few years. However, bankruptcy is not… Read More

For most of us, salary-day is the best time of the month. The joy of re-financing your bank account with your hard earned money. We prefer eating at nice restaurants, buying new clothes or t… Read More

Even though the temperature outside is soaring and outsoaring each day, “Winter” is finally here for Game of Thrones fans after two years. The show is full of twists and turns an… Read More

Financial stability is an important aspect of your life and the wrong decisions taken at the wrong time can affect it adversely in the long run. Youths especially when they are single tend t… Read More

A credit card is a useful way to pay for the things you require. It offers the convenience of making the purchases at the moment but making the payment at a later time. But like any other co… Read More

Simply put, Credit Score is a simple 3 digit number. The credit score helps banks and NBFCs determine the level of risk attached to lending money to a potential borrower. It is a known fact… Read More

Credit Score is a vital part of your financial life. It is dynamic and varies quite a lot depending upon the financial decisions you take. Some actions have a positive impact while some have… Read More

With different products in the market, you tend to get confused about what to choose and which one will be more beneficial for you. Here, we will simplify the utility of medical personal loa… Read More

We all understand the importance of money and the absolute necessity of having savings as and when we can. Thanks to all the financial advice that is available and repeated all the time. But… Read More

Just like our health plays a crucial role in our future, our credit health plays a vital role in our financial future. A good credit score helps in loans with a low rate of interest, hence s… Read More

People looking for capital injections to boost their business or require a certain amount due to unexpected expenses have various options these days. While crowdfunding and peer-to-peer lend… Read More

You have decided to take a personal loan. That is the beginning of more decisions to make. With so many banks and Non-Banking Financial Companies (NBFC) offering loans, which one to go for c… Read More

We live in a world which believes in the mantra of instant gratification. Instant gratification requires money which is also available instantly from many financial organizations, provided y… Read More

Online shopping has drawn almost all of us into an addicting world of discounts, a vast range of goods to choose from and of course all with the ease of shopping from home. However, criminal… Read More

The month of March is dreaded by many (Is your reason as valid as Julius Caesar?) Mostly, it is due to the money hassles. You have to declare your income and also wish to save tax in it in w… Read More

Are you in need of some urgent cash to manage an unforeseen emergency? Do you need money to repay a debt? Or wondering how to get some extra funds to support a home improvement project? Sta… Read More

Imagine this: You just got to the airport to catch your flight. You are excited about the vacation you have been planning for weeks now. You get to the counter to check in. And bam, you are… Read More

Personal loans can be used for various reasons; loans are taken not only to make dreams come true but often to make ends meet. Therefore, having your loan application rejected could leave yo… Read More

8th March is celebrated as International Women’s Day all across the globe. It is only fair to celebrate the joy of being a woman or being around wonderful women. No matter who your spe… Read More

The process of calculating the credit score is different for each credit bureau but generally, the factors remain the same. The most important factor that determines your credit score is you… Read More

The Kisan Vikas Patra is an innovative certificate scheme offered by the Indian post office. It is known to double a one-time investment over a period of about 9 years & 10 months i.e. 1… Read More

Vikas was on his way to visit his parents when he realizes that he has forgotten to buy gifts for his family members. And since it is the end of the month, he has no money in his account. He… Read More

Whoever said money does not buy happiness did not mean that money is not important. Of course, you do not need to go crazy while chasing money in your life but you should always strive to ma… Read More

People all around the world celebrate their love on 14th February. It is a celebration of loving everything that we care about. And since our finances are a critical part of our life. We tho… Read More

Traveling with your family is the best way to bond with them. You understand their nitty-gritty, support each other through everything and eventually come out of the trip stronger than ever… Read More

So your personal loan is approved. You are elated with the fact that you are finally approved of a loan, that too without collateral! Although this might be to meet some immediate requiremen… Read More

Dreaming is free, fulfilling those dreams? Not very much so. We need money to fulfill any dream that we have that we might not always have due to circumstances of life. But does that mean th… Read More

On 1st February 2019, the current finance minister Piyush Goyal presented the interim budget for the year 2019-2020. The budget is claimed to middle-class friendly by breaking the convention… Read More

CIBIL score is a term that we folks have been aware of only in the past few years. Actually, it came into existence in 2000. As consumers we were not aware of it as we were not as digitally… Read More

You would have definitely received a sales call from a bank trying to sell you a credit card with all those amazing benefits and offers. But does every credit card benefit you? The answer i… Read More

Did you know that almost 110 crores were lost in the financial year of 2018 through credit card fraud?  Over 35,000 cases of credit card frauds in India were reported over the last 2 y… Read More

We all must have heard of a credit card long before we ever used them. Moreover, our email boxes are bombarded with enticing credit cards that offer rewards on travel, shopping, and others… Read More

Marriage is life-changing, there is no doubt about that. So when everything about you changes, why should your finances be any different? There are all sorts of expenses that you have to man… Read More

A negotiation consists of two parties hoping to obtain middle ground on an issue. He who has the skill of a good negotiation goes a long way in life. Even in the case of a personal loan, it… Read More

Whenever you borrow money, be it education loan, home loan, gold loan or a personal loan, there is some amount of interest attached to it. There is no escaping that. But there is one type of… Read More

Did you know more than 50 percent of India’s are self-employed? And since lenders are not very fond of risk, it is difficult for a self-employed individual to get approval for personal… Read More

Although budgeting is known to be one of the popular and easy ways to save money, it still seems to be a daunting task. This is primarily because it is very difficult to stick to something w… Read More

Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it. – Albert Einstein Understanding both the power of … Read More

What if one morning you don’t find your credit card? You don’t remember if it is at home or if you left it at some store. Do you know what to do in case of such a nightmare? Do y… Read More

According to a recent survey by Expedia, India has been ranked as the most vacation deprived country in the world. We all are working hard chasing Fridays but we are not utilizing our hard e… Read More

As 2018 is coming to an end, we bring to you a summary of the best of IndiaLends blog. We are happy to inform that our IndiaLends blog helped a lot of our customers on personal finance. From… Read More

As soon as you see the salary notification, your face lights up instantly, doesn’t it? Then you spend the next few days treating yourself with everything fancy because you deserve it… Read More

Moving to a new location can be both exciting and daunting. Exciting because of the fresh start you will be experiencing, the new adventures you shall embark upon and the people you are goin… Read More

One of the most difficult steps to achieve financial freedom is stopping the money leaks. This could be because you are not realizing where to start and how to control and plug them. In here… Read More

A study of how interest rates, inflation, employment, and currencies are linked with each other can be a powerful tool to assess the macro forces shaping our Economic environment. Though eac… Read More

Credit cards if not used properly can lead anyone into a debt trap, this is something I realized when I myself fell into one. I was a spendthrift and never thought of my spends until one day… Read More

If we say becoming a millionaire is not difficult, would you believe it? I guess not! That said, simple tasks are never easy. But if you have the willpower to reach your goal, here are a few… Read More

Raise your hands if you want to upgrade your home but the exorbitant prices hold you back every time. We have been there too. Expenses that do not seem much can often add up to a lot and giv… Read More

Christmas is all about being helpful and gifting others. This year, IndiaLends is giving you a chance to become the Santa of your friends’ lives. And we have a reward for Santa too! Yo… Read More

When a lender approves a personal loan application, you have mutually entered an agreement and agreed to repay the loan amount with the interest cost in the stipulated time period. However… Read More

Do you remember how you used to shop until a few years ago? You’d have to take out time to go out, visit multiple shops and then decide where to buy your essentials keeping in mind the… Read More

“One cannot think well, sleep well if one has not dined well.” This is one of the most relatable quotes that defines how important food is in our life. According to the statistic… Read More

2018 is almost over and we hope it was a good one for you. Even if it wasn’t you have precisely 30 days to turn that around. Christmas and New Year festivities are about to begin in fu… Read More

One striking feature of Indian marriages that can be noticed from afar is the concept of arranged marriages. Although the number of love marriages is increasing, for a majority of the people… Read More

We all know the importance of a credit score when it comes to instant approval on credit cards. Having a good credit score not only improves the chances of getting easy approval but also act… Read More

There are several things that have the capability to bring the spirit of human beings down. Income tax is the worst among them. There is no one that I’ve ever met who like paying taxes… Read More

Taking a personal loan is a big step and involves a lot of planning. Why do you need it? How much do you need it? How will you pay it back? So many questions! Once you figure out everything… Read More

If there is one thing that can be found almost everywhere and in great abundance, it is free advice. People all across the world offer unsolicited advice all the time to everyone. Sometimes… Read More

Skepticism is an innate part of human nature. Even the most trusting people can be skeptic about certain events, people or things. Lenders are no different. When a person applies for an unse… Read More

Why is it that you go places? Is it your love for adventure packed excursions or a work-style that keeps you moving? Whatever might be your reason for traveling, we are sure you are no stran… Read More

“Office is your home away from home.” When you spend more than 1842 hours in a year with your colleagues, your office becomes your second home. This is why office celebrati… Read More

We all agree that home for anyone is the first school especially the financial lessons our mother has taught us. However, apart from the simple lessons that we observed and learned from our… Read More

Banks and NBFCs take a risk when they give approval to someone who is getting a personal loan. There is no guarantee, after all, that the loan will be repaid by the borrower. So it is obviou… Read More

Do you know why people dress up as spooky characters on Halloween? The reason is that on this day, the evil spirits visit the earth in search of prey. To protect ourselves from bei… Read More

When it comes to finances, people can be categorized in mainly two categories, one who lives in the present and spend their hearts out and the other who live their present being a miser thin… Read More

The simple rule of economics states one should get as much possible and pay as little as possible. This rule is applicable to the finance sector, especially in the personal loan segment. How… Read More

Do you know how important is your place of work? If you work 9 hours a day, 5 days a week, you end up spending more than 2600 hours each year at work. In fact, if researches are to be believ… Read More

The festive season is on! It is the time when all supermarkets and shopping centres are packed with sales. With almost everything going on sale, it has given the customer the power to choose… Read More

A rise of technology has given more options available to the customers, especially for the personal loan segment. While banks are the bonafide traditional lending institutions, a whole new p… Read More

Your credit score is one of the most crucial things you can come across in your financial journey. It determines your creditworthiness which in turn determines whether you will get a loan an… Read More

The lifestyle that most people wish to live today can chomp off a major chunk of money from our pockets. This leaves a very tiny sliver of savings which by principle, we must always assign t… Read More

A credit rating agency, often known as CRA, is a company that rates borrowers on the basis of their repayment ability. It allows lenders to speculate the probability of these organizations t… Read More

According to a recent report by the World Bank, around 19 crore Indian adults don’t have a bank account. That is like half of the nation’s population fall under the unbanked sect… Read More

“Someone’s sitting in the shade today because someone planted a tree long time ago”, this famous quote by the oracle of Omaha, Warren Buffett holds a true essence to its cr… Read More

We all must have gone through an incident where we went to the ATM to make a transaction, but the machine didn’t dispense the amount and the amount was deducted from the account. Doesn… Read More

Card Rating:  With the fuel prices continuing to surge, owning a fuel credit card has now become more of a necessity and less of a luxury. Using a credit card specially designed for fue… Read More

Astrology, in its broadest sense, is the search for purpose in the heavens. But can it determine which type of traveler are you? Cultures all across the world have mentioned zodiac signs whi… Read More

Make a guess of how much an Indian wedding costs. Now, let this sink in: A “normal” wedding in India has an average expense of 25 lakhs. Booking the venue, accommodation of guest… Read More

Credit cards are popularly known for the benefits and privileges they provide. One of the credit card features is the balance transfer facility offered in certain credit cards. With a credit… Read More

Expenses never come invited. A medical emergency, a cash crunch or even shortfall of funds during wedding planning, no one can determine when all the above can happen. In such situations, fu… Read More

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Isn’t it great to know that your tax liability is less than the tax paid? This is when you get a tax refund. We all wish to get a refund on our income tax and that is why we always sea… Read More