2024-04-26 19:49
In Canada, registered investment accounts are critical tools for financial planning, offering individuals pathways to save for various goals such as retirement, education, and more. These ac… Read More
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Creditpicks: Canada's Money Hub Blog
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Creditpicks provides free personal finance information for Canadians by Canadians. Get free access to your credit report and apply for loans, mortgages, credit cards, insurance, and more.
2024-04-08 13:45
Welcome to your one-stop shop for becoming a first-time homeowner in Canada. Or, maybe you are looking for a new place and want to refresh on financing and purchasing a home. In either case… Read More
2024-04-05 11:02
In Canada, navigating financial needs can lead many to seek alternatives beyond traditional banks. Whether due to stringent requirements, the need for speed in processing, or a preference fo… Read More
2024-03-30 13:23
When a loved one passes away, the person named as the executor in their will takes on the critical role of settling their estate. This involves responsibilities like collecting assets, payin… Read More
2024-03-21 16:27
Managing your finances effectively is vital to achieving financial stability and meeting long-term goals. With technology offering tools for every aspect of life, Google Sheets remains a sim… Read More
2024-03-17 12:30
The world of credit can be unnerving for anyone—let alone college students in Canada. With education to focus on and a budget to manage, finding the right financial tools to support yo… Read More
2024-03-10 12:06
Understanding how to minimize your tax burden is invaluable in an economy where the cost of living continues to rise. Canada's tax system, complex as it may be, offers numerous opportunities… Read More
2024-03-06 12:21
It is already March, and summer vacation, with its relaxation and adventure, is just around the corner. However, summer vacations can lead to financial strain without careful planning. To en… Read More
2024-03-04 16:34
Taxes in Canada are the backbone of the country's economy. Taxes fund crucial services like healthcare, education, and infrastructure. The Canadian tax system involves income, sales, propert… Read More
2024-03-01 19:02
Living in a new country is an adventure that comes with excitement and challenges. Canada, known for its welcoming, diverse culture, offers many opportunities for those looking to make it th… Read More
2024-02-25 20:02
Bad credit loans are financial solutions designed for individuals with less-than-perfect credit history, making it challenging to qualify for traditional loans. These loans come in various f… Read More
2024-02-24 16:27
Digital literacy is as crucial as reading and writing, and financial literacy for the younger generation has become a pivotal aspect of their education. The Mydoh app, developed by the Royal… Read More
2024-02-21 13:11
The path to financial freedom often involves navigating debt. Among the various strategies available, the debt snowball method has gained prominence for its psychological and strategic benef… Read More
2024-02-20 13:20
Becoming a pet parent is filled with excitement and anticipation. But beyond the cuddles and playtime lies a significant financial commitment many might only partially anticipate. Having a p… Read More
2024-02-18 13:16
Creating a budget is a proactive step toward financial empowerment. By learning to make a budget, you're not just planning how to spend your money—you're crafting a strategy to build y… Read More
2024-02-15 11:29
Canada is celebrated for its diversity. Islamic banking in Canada represents a pivotal financial avenue catering to the unique needs of over a million Muslims. Islamic banks in Canada, groun… Read More
2024-01-29 15:26
American Express is a name synonymous with prestige and convenience. While their higher-level cards typically require good to excellent credit and solid income, they also have exceptional me… Read More
2023-12-23 14:06
As we close the holiday season, we must reflect on our previous year's spending habits and plan a more financially sound celebration this year. This year, many of us faced the challenge of m… Read More
2023-12-04 13:47
A high-interest savings account (HISA) in Canada is another great tool to further your financial security and growth. It’s not just about saving money; it’s about making money wi… Read More
2023-11-30 00:49
The holiday season is synonymous with joy, family reunions, and the spirit of giving. Amidst the twinkling lights and the aroma of fresh cookies, it's easy to get swept up in the festive atm… Read More
2023-11-20 20:29
Canada is witnessing a paradigm shift with the rise of Buy Now Pay Later (BNPL) services. This innovative payment method transforms consumer shopping habits, offering a flexible and often in… Read More
2023-11-17 14:06
Choosing a home insurance policy might be one of the most important decisions of your life. How you protect your home, belongings, and other property can be the difference between complete f… Read More
2023-11-10 15:03
Interest rates are a key component of the Canadian financial system. They influence the cost of borrowing for consumers and businesses, impact returns on savings, and are a major tool used b… Read More
2023-11-08 14:37
Black Friday, the day after American Thanksgiving, has become a global phenomenon. And the good news is that Canada is no exception. This shopping event, which traditionally marks the beginn… Read More
2023-11-02 00:41
The good news is that most Canadians take advantage of digital banking for their everyday banking needs. And increasingly they are signing up for financial services with virtual on… Read More
2023-10-24 19:47
Are you imagining a tranquil retirement with mild winters, affordable housing, and a vibrant cultural scene? Or are you and your partner nature lovers looking for sandy beaches, an occasiona… Read More
2023-10-18 21:33
Many entrepreneurs use venture capital (VC) to fuel their dreams and bring groundbreaking ideas to life. But what is venture capital exactly, and how does it work?
This in-depth guide exp… Read More
2023-10-11 13:56
A mortgage is a loan between you and a lender secured by a property–usually a home. While you must pay a deposit and down payment on your mortgage, the mortgage lender funds the remain… Read More
2023-10-07 14:04
Investing is a crucial part of financial planning. It allows you to grow wealth, save for retirement, and achieve financial goals. Various investment options are available, each with its own… Read More
2023-10-03 18:16
Many Canadians find themselves burdened with debt. These debts may include credit card bills, student loans, car payments, or other financial liabilities. Dealing with these debts individual… Read More
2023-09-25 20:30
In Canada, understanding how much credit score you require for a car loan is crucial. By having this knowledge, you will be able to navigate the car loan application process confidently. You… Read More
2023-09-18 21:36
Alternative investments are assets and strategies outside traditional investments like stocks, bonds, and cash. They can provide diversification, hedge against inflation, and generate higher… Read More
2023-09-12 23:20
In business finance, there are many ways for companies to raise capital and fund their options. One such method is shareholder loans. But what is a shareholder loan exactly, and how does it… Read More
2023-09-10 13:53
There are many real estate terms and acronyms that can be confusing for both buyers and sellers. But what is DOM in real estate? DOM stands for Days on Market. As the expanded acronym sugges… Read More
2023-09-04 20:23
Payday loans are a popular financial solution for many Canadians who need a quick cash advance. A payroll loan might be the perfect option for an emergency or an unexpected expense. Or, you… Read More
2023-08-31 19:28
Dividend income can be an effective way to generate passive income and enhance your long-term financial gains. Investing in Canadian dividend stocks with sustainable gains can provide specia… Read More
2023-08-26 13:05
Choosing a realtor is a key decision when buying or selling a home. A good realtor will guide you through the complicated process, protect your interests, and ensure everything goes smoothly… Read More
2023-08-22 14:11
Loan Express is a leading provider of fast cash loans in Canada. They offer a convenient and hassle-free way to get your money quickly. Whether you are facing unexpected expenses or need som… Read More
2023-08-19 16:10
Mastering money skills is essential for long and short-term financial success. Knowing how to manage your finances allows you to make informed decisions while navigating life's challenges. F… Read More
2023-08-17 13:37
When proposing, many people think they need to spend a fortune to create a memorable and romantic moment. However, some creative thinking can lead to budget-friendly marriage proposal ideas… Read More
2023-08-11 14:47
There is no experience quite like buying a new home in Canada. It is a long-term savings goal that, in today's market, can be your life's best investment. But how to save money for a house d… Read More
2023-08-06 17:55
Back-to-school season is an exciting time for both parents and students. It is a time of new beginnings, fresh starts, and of course, new school supplies and clothes. However, it can also be… Read More
2023-08-01 14:02
Camping is a popular activity among Canadians. And planning a last-minute trip does not have to break the bank. Here are tips and a checklist to help you have a fun camping trip without spen… Read More
2023-07-29 16:22
Financial literacy is a life skill often overlooked in traditional Canadian education systems. It involves understanding how money works, managing it, and investing to generate wealth. Unfor… Read More
2023-07-23 12:18
Saving your money is essential for achieving financial stability and reaching life goals. Many Canadians need help saving money due to rising living costs and other financial obligations. Ho… Read More
2023-07-15 18:51
Nearly every article you read on the internet about managing finances starts with a similar introduction. “Managing your money can be daunting for many Canadians, but it doesn’t… Read More
2023-07-08 15:31
Financial Post is a leading financial news outlet in Canada. It provides the latest national and international finance-related headlines, updates, and events. Deep-rooted in national history… Read More
2023-06-28 17:44
Personal finance can be confusing. However, if 2023 is your year to find clarity in the chaos, we have you covered. We break down the crucial aspects of personal finance that have been on th… Read More
2023-06-23 12:51
Money is deeply rooted in our upbringing. Our family’s financial history, circumstances, and values influence us. As technology and our financial systems evolve, we must recognize that… Read More
2023-06-18 14:09
Most Canadians dream of owning a home. A place they can settle into and call their own. But what happens when you find yourself struggling with mortgage payments? This situation can cause si… Read More
2023-06-15 18:42
Canada is known for its high quality of life, strong job market, and rising real estate values. And owning a home in Canada is a significant milestone and smart investment. However, homeowne… Read More
2023-06-11 12:49
Personal loans are essential to sound financial management, enabling Canadians to manage unexpected costs or fund significant purchases (Financial Consumer Agency of Canada, 2023). However… Read More
2023-06-07 23:40
Your online presence can pave the way for financial freedom. Today, social media is more than a platform for sharing your favourite vacation photos—it is an economic powerhouse that's… Read More
2023-06-01 20:40
For many Canadians, a garage sale is a practical and fun-filled way to clear clutter, make some extra cash, and engage with the community. This guide walks you through the entire process, fr… Read More
2023-05-29 14:48
Welcome to your go-to guide for aligning financial wisdom with the time-honoured tradition of spring cleaning. As nature reawakens, 59% of Canadians feel compelled to refresh their living sp… Read More
2023-05-24 12:53
Managing your finances is no longer a tedious, manual task. Today, Artificial Intelligence (AI) has seeped into Canadians’ everyday financial transactions and decisions. Whether it&rsq&hell…Read More
2023-05-19 17:55
Introduction
The CIBC Air Canada (AC) Conversion™ Visa® Prepaid Card is an innovative card product for travellers. This multi-currency prepaid card allows you to load up to ten… Read More
2023-05-18 18:23
You are not alone if you are considering the leap into becoming a landlord. More and more Canadians are viewing real estate not just as a place to call home but also as a smart way to genera… Read More
2023-05-16 19:55
As the summer season heats up, families worldwide begin planning their holidays. For many, the challenge lies in finding a thrilling and affordable destination. Enter Canada – a land o… Read More
2023-05-10 15:10
Purchasing a car can be an exciting event, especially if it's the first one ever owned. Unfortunately, not everyone can afford the full cost upfront. Therefore, it is crucial to find the bes… Read More
2023-05-05 18:14
The importance of managing one's finances in Canada is paramount, as the financial system here is complex. To ensure one's financial security and overall wellbeing, reading books personal fi… Read More
2023-04-21 21:22
Experiencing job loss or a career change in Canada can be a distressing experience. Those who have been through this unfortunate situation can confirm that unemployment is often worrisome an… Read More
2023-04-14 19:05
Finding cheap gas in Canada has never been more important. Inflation and fuel costs have increased significantly, making people need to search for the most economical gas prices. The price o… Read More
2023-04-13 15:38
The years 2020 through 2022 will be remembered for the disruption caused by the global pandemic and the emergence of retail investors. Due to remote work and some government stimulus, people… Read More
2023-04-07 22:42
The price of goods and services in Canada is increasing, causing inflation to become more of an issue. For example, in 2020, the annual inflation rate was low at 0.7%. But then it rose to 3… Read More
2023-04-06 14:34
Research shows that an average of $8,563.00 per Canadian is spent annually on health-related expenses. Most people in Canada are familiar with the country's healthcare system. But supplement… Read More
2023-04-04 23:32
In Canada, it is important to begin saving money in your twenties. Creating a solid financial base allows you to become self-sufficient and reach your long-term goals. In addition, taking co… Read More
2023-03-29 17:10
Today, there is no shortage of loan providers and options to cover debt consolidation, big purchases, and unexpected costs. The struggle now is deciding which lender can offer the best deal… Read More
2023-03-25 13:05
In 2009, the Canadian government created Tax-Free Savings Accounts (TFSA). This type of bank account immediately became popular among Canadians as it allows people to save money without payi… Read More
2023-03-23 15:44
Canadians need to know the current methods to minimize their tax liability. The country has an intricate taxation system. With the rising cost of living and inflation, knowing about Canada&r&hell…Read More
2023-03-19 17:36
Tax season in Canada, which usually starts in March and ends in April, is when people and businesses must submit their income taxes to the Canada Revenue Agency (CRA). During this time, indi… Read More
2023-03-10 22:53
As a parent, you always want the best things for your kids in Canada. However, the best things in life are not just the most recent or popular toys, clothes, or gadgets. You need them to be… Read More
2023-02-18 18:35
EYNTK: One-Time Top-Up to the Canada Housing Benefit 2023
creditpicks… Read More
2023-02-11 16:05
Having life insurance and critical illness insurance is vital for families. Po… Read More
2023-02-07 01:38
Gym Memberships in Canada and the Cost of a Home Gym
creditpicks… Read More
2023-01-27 23:00
CIBC Investor’s Edge 2023 Review
creditpicks… Read More
2023-01-26 00:00
Financial Tips to Getting Settled in Canada 2023
creditpicks… Read More
2023-01-21 12:35
Newton: A Safe Way to Trade Crypto in 2023
creditpicks… Read More
2023-01-16 16:56
Where to Find Small Business Loans in Canada
creditpicks… Read More
2023-01-08 17:42
nesto: The Lowest Mortgage Rates in Canada 2023 Review
creditpic… Read More
2022-12-30 22:28
What is a Registered Retirement Savings Plan (RRSP)?
creditpicks… Read More
2022-12-24 18:59
Neo Financial: Products Review and Recommendations 2023
creditpi… Read More
2022-12-17 17:54
Investing During High Inflation in Canada
creditpicks… Read More
2022-12-09 20:08
Best of 2023: Personal Finance Blogs in Canada
creditpicks… Read More
2022-12-03 15:13
The Crypto Market Crashed. Now What?
creditpicks… Read More
2022-11-26 22:51
Review: Epilogue Online Wills in Canada
creditpick… Read More
2022-11-25 23:47
Some of our team members have firsthand experience of what it’s like to immigrate to Canada. Moving to this beautiful country is life-changing… Read More
2022-11-21 17:32
A Full Review of Afterpay in Canada
creditpicks… Read More
2022-11-18 20:35
Black Friday Deals in Canada
creditpicks… Read More
2022-11-11 20:29
Comparing ETFs, Index Funds, and Mutual Funds in Canada… Read More
2022-11-10 22:43
The Best Ways to Save Money in Canada
creditpicks… Read More
2022-11-05 12:26
Best Side Hustles For University Students In Canada… Read More
2022-11-03 13:56
How To Travel To Toronto On A Budget In 2023
credi… Read More
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