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While buying a property, location is one of the prime factors determining the property that is purchased. People tend to buy property in the most secure places with all amenities and nearby schools, banks, hospitals, market, etc. Often the most desirable places in the city are taken up by developers who build apartments with all facilities like lift, car parking and security. If you want to build your own independent house in the prime location of the city, it will cost you a lot more. Paying for the amenities like lift, security, power backup, etc. are added on top of the total cost of the building. For apartments the cost of the amenities are shared by the different families living in the apartment which reduces the cost per head. So it is often more viable to buy an apartment in a city than to buy a plot and build house in it. Difference between a flat and an independent house. Amenities: While in a built up apartment, the amenities like lift, car parking, water supply, electricity supply, power back-up, security, etc. come along with the flat, for an independent house, one has to apply for these facilities separately. For power back-up one would have to install an inverter or small generator. This is time taking and requires quite some amount of effort to have everything in place. Home Loan: In case of home loan, it is easier to get one for a flat rather than for an independent house. While banks have a list of sanctioned projects where getting a loan is easy, for an independent house, bank provides loan only after detailed scrutiny. So if you are planning for a home loan to provide for your housing requirement, a flat is what you should prefer. Also banks provide a part of the total price of the land as housing construction loan and you have to provide for the rest including the cost of the land. Under-construction property: If you are planning to buy a land and then build a house over it, it can be a long and tiresome work. But it also means that you can build the house in a planned time schedule. For an under-construction property in an apartment, a buyer is completely at the mercy of the developer regarding the possession date. With new rules setting in like the RERA, builders are extending the possession date to a later date to avoid penalty. Maintenance cost: Typically a flat in an apartment requires less maintenance cost because it is divided into the number of families living there. Saleability: Property is an asset that is more difficult to sell than most other assets. An apartment flat is easier to sell than an independent house. Selling an independent house can be an extremely difficult if it is in the outskirts of the city. Demand for flat is there even in the Tier-II cities and the outskirts. It is open fact that owning a house remains the average Indian family’s biggest goal. There were times when one couldn’t even dream of buying a house till one was into the middle age. The choice of purchasing a property type is ultimately on the buyer. In general if you have a lot of money to spare then you can go for an independent house, bungalow or villa. But for budget minded buyers, an apartment is always a better choice. In Bangalore's fast growing and ever changing construction scenario, Hiren Wahen Group, is established to give and uphold the quality of construction and value for money. It also offers you the option of designing your own home – as you like it. You can choose from a wide range of products so that the interiors and decor are personalized as per your requirements and specifications. Our storehouse is a one-stop shop of all brands, for your complete interiors, which include Kitchen cabinets and Wardrobes. So why go hunting for different things at different places when you can buy it from one place. Further you can also avail of a loan from our trusted banks. You can also connect us through Facebook, Twitter or call - 9019028888 The products come with a one-year warranty. What’s more, our team of professionals will help you in your choice and also ensure that your home is furnished and ready before you move in. After all, it’s your home. Your pride. Go ahead, make the right choice in designing the home of your dreams