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How Travel Insurance Saved Me Money

Well getting sick while you Travel isn’t probably a thing to brag about it. And probably so many travellers never mention this part.

I will tell you. Recent years I was relatively unlucky with health matters on my travels.Specially last visit which was supposed to be permanent visit turned out fiasco in terms of health so  I decided to come back home to get well and see whats next.

And I am not talking about diarrhoea.:D

Last year I my goal was to stay in Tanzania and Rwanda for four months. Trip was great, until I collapsed two weeks prior my departure in hotel on Zanzibar. I was taken to the hospital and they found i got typhoid fever. Of course the stage of illness was quite progressive as i didn’t pay attention to my symptoms that occurred weeks ago – from loosing weight, to skin rassh for which i thought was perhaps by bed bugs to many dizzy moments which i assumed was my intolerance to heat and strong sun under equator in Rwanda. I was shocked because i was vaccinated against typhoid and was 100% that i cant get it if i had a jab. So, after three days of delirium in my nice room on Zanzibar i got better although weak but strong enough to fly home and get further medical examination at home.

Even though you were vaccinated, you are not fully protected.

Last September, I planned accordingly with my unfortunate typhoid experience and arrived to Africa with a big pack of all sorts of antibiotics, just in case. Soon after i arrived I started to feel nausea, problems with stomach, feeling fatigued. Many locals told me not to worry its just a change of food diet probably and attitude change, I was in Arusha.  I didn’t want to panic, so i just accepted the advice and hoped for problems to go away. But they didnt. Then there were a couple days I would feel better and again days I would get worse, chills, temperature, blurred vision,… the list of symptoms was endless.

Finally I decided to see a doctor. Got tested for Malaria and Typhoid. Both test were negative and doctor sent me home with words: Maybe tomorrow you will feel better. Dont worry. OK, doctor should know. Days and weeks passed by. In the mean time i had also some other problems with abscess on my gland so i had this little operation. had to take 4 different antibiotics 2 weeks every four hours. My immune system couldn’t bare that, i felt so tired and still sick. To skip my lab visits every two days as they couldn’t find whats wrong with me,  i pushed the doctor  again to make all possible tests as i was pretty certain something is really wrong with me. Finally after  two months they found several parasites in my body.


I was shocked! I have never had a parasite in my whole life. Besides I am known as obsessed with cleanliness person! And relieved at the same time to finally know the reason for my awful wellbeing and jaundice. In addition he also assumed i had Malaria, but is not yet visible in blood tests. For better medical examination I was told to go to Nairobi. yeah right. I spent about 400 EUR for taxis, lab tests, medications and now should i spend more money on going to Nairobi. It was cheaper to fly back home and get a decent western medical attention. I admit. I got scared. Although doctors were really kind in their African way, medical resources are basic at least in Arusha. So I was happy to fly back and continue my treatment in hospital for Infectious disease.

I had Antaamoeba Hystolica and Fasciola Hepatica

Am I spoiled? Probably. I am used to small Ljubljana where medical help is within few minutes away, we have ER, etc…  But once you feel so weak and shitty as I did, I got scared for my health. I dont regret returning home where I was able to recover and after four months I am happy to have my weight back ( had 48 kilos on my arrival home) be healthy and feeling well.

Travel Insurance Saved Me

Luckily I am no slob when it comes to Travel Insurance and all the costs i had with hospital and lab bills including my flight ticket refund back home was covered by World Nomads insurance. Total cost of my treatment and plane ticket back home summed up in 600 Euros. A year before I  bought a local Slovenian travel insurance and they didn’t refund me to full cost as their excuse was i provided hand written medical bills with stamp. Well, it was impossible to explain them that Africa is Africa and one cant get printed bill everywhere. In my opinion such excuses are only a way for insurance companies to save when its time to give back to insured clients. While  World Nomads didn’t complicate with  anything.

PS: Dont want to sound paranoid but my advice is:

Get Travel Insurance by  World Nomads


Make yourself a favour and test your self in a country of travel. Local tests are much quicker than those at home. Slovenian test took almost a month to deliver results. In Africa you get results in 45 minutes!

The post How Travel Insurance Saved Me Money appeared first on Travelling Corner.

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How Travel Insurance Saved Me Money


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