According to recent research by the Chartered Institute of Insurers (CII), 9% of their 4,000 respondents had purchased Travel Insurance but not cover for winter sports, 10% were unsure if they had cover for winter activities and a further 9% had not purchased insurance for their most recent trip. Unfortunately this is a growing trend amongst consumers, which leaves them to potentially astronomical bills if they face a holiday disaster.
These statistics were backed up in a recent survey by Aviva, which found that, although the majority of parents surveyed would consider taking their family on a ski trip, only 55% would consider purchasing Travel insurance to cover the trip. Furthermore, 47% of parents admitted to not checking if a policy covered winter sports before purchasing, despite over half of respondents admitting that either they or a member of their family had suffered an accident or near miss on the slopes.
These worrying statistics are made even more concerning based on further findings from the CII, which showed a growing trend of UK skiers and snowboarders travelling to worldwide resorts such as Aspen in Colorado, Girdwood in Alaska, and Red Mountain in Canada. The difference in medical costs between Europe and the US or Canadia is staggering, and could be the difference between a small dent in your holiday budget or your entire savings spent – if you don’t have adequate travel insurance to protect you.
When planning any trip, you must ensure you have travel insurance to protect against any unexpected holiday disasters, from medical emergencies to cancellation or lost possessions. If you’re planning a more specialist holiday, for example a cruise or winter sports trip, it is vital that you purchase a specialist policy or extension to ensure you are covered throughout every part of your trip. Visit Holidaysafe.co.uk for more information on award winning travel insurance.