Canceling a seasonal business’ commercial Auto Insurance Policy when the work season is over may seem like a logical and wise decision to reduce a business’ overhead. After all, why should chimney sweeps, snow plowers, and holiday retailers pay Auto Insurance premiums during the offseason, when their businesses are closed? Canceling a seasonal business’ auto insurance policy can end up costing a business more than it saves on premiums, though. If you run a seasonal business in Vermont that shuts down for the summer, here’s why you shouldn’t cancel your business’ auto policy -- and what to do instead.