Iron Man, Captain America, Black Panther, Thor, Spider-Man… You’ve met the Masters of the Universe, you’ve sat glued to their movies, you’ve scoured the comics, you’ve learnt their back story and looked for clues as to what really motivates them. You may even have dressed like them from time to time.
Now it’s time to meet the latest superhero:
Guarantor: An Unlikely Hero
Sometimes male, sometimes female, Guarantor is a shape-shifter, a character of many faces, a respectable person of good credit who lives in the shadows, his or her superpowers untapped, until somebody close makes the call.
OK, enough of this. Let’s cut to the chase. Guarantor is not the next Avenger. It’s the name financial institutions give to people who guarantee the repayment of another person’s loan. I know… why would anyone do that, right? You take on all the risk for no financial gain. But that’s the very nature of a Guarantor: selfless, generous, trusting.
So you need a few grand to get you out of a hole. You go to the bank and they tell you your credit rating ain’t up to scratch. You can’t have the money unless you can get somebody more financially reliable to back you up. That way, if you default on the loan, your Guarantor will cough up and everything will be settled. Get it?
OK, so who’s your Guarantor going to be? Most people turn to their parents, or maybe a wealthy aunt or uncle, or a family friend who’s done rather well in the underwear business. But anyone can be a Guarantor: a friend, a work colleague, a Master of the Universe. As long as they’re over 18 and have a good credit score, they could be your saviour.
The only question is, do they trust you?
Will the real Guarantor please stand up?
So you’ve decided to aim high and asked a comic book superhero to be your guarantor. Who would you choose? Why would you choose them?
- Who’s most likely to pass the credit test?
- Who’s got the right character?
- Who’s most likely to want to help you out?
Which Superhero would make the Best Guarantor?
We picked seven of the most popular superheroes.
We spoke to the people who know them best – writers, artists and superfans. Their knowledge of Superhero personalities and back stories has allowed us to score them on various guarantor criteria.
Is your favourite superhero winning this contest? If not then you can change things by voting now!
Jump to Leader-board & Vote
Superheroes as Guarantors
To jump to your favourite superhero click on their image. Each has an industry-respected character witness who explains why their superhero would be the best guarantor. Do you agree?
The post Which Comic Book Superhero Would Make the Best Guarantor for a Loan? appeared first on Solution Loans.