If you have not yet claimed Social Security or have done so in the last 12 months (you can still change your selection), here are 10 top sources to get the information you need. These are sources that will help you get the largest possible check.
Most people are totally in the dark that there are 12 ways to file for Social Security and you will not get good advice from the Social Security Administration. Make the wrong choice and you get a smaller monthly check, for life!
Here are 10 sources that will help you determine how to file for your largest Social Security benefit.
Consult an Expert
If you want to be told what to do by an expert, there are some sites that list advisors who are knowledgeable. Do not assume that your existing financial advisor knows the intricacies of SS. Most do not. Those who want to offer this expertise to their clients have taken specialized training.
These advisors have been through the training provided by the National Social Security Association, a for-profit company which trains advisors to be knowledgeable about SS choices
These advisors have been through the training from the Corporation for Social Security Claiming Strategies, a for-profit training company.
These advisors have completed the Retirement Income Certified Planner course given by the American College, a non-profit college primarily serving insurance professionals.
These are advisors who use Social Security Timing software for calculating the optimal SS choice.
These services provide a plan on how to maximize your SS benefit either online, over the phone or combination of both.
http://www.socialsecuritysolutions.com/getyoursolution.php (also has an option to get help from an advisor)
Some of the online software is free to use but please be cautious. My advice is to use the free tools and then pay for one of the online analyses (less than $50) or consult with a trained advisor. If you have 2 or 3 sources giving you the same advice, there’s comfort in that.
The post Top Ten Sources on How to Get the Biggest Social Security Check appeared first on Retirement Income Blog.