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Blog Posts To Improve Your Personal Finance

This ” Blog Posts To Improve Your Personal Finance ” post describes the posts that detail what my wife and I did to get our personal finance in order. This post contains affiliate links/ads. See disclosure policy.

Effectively managing your own finances takes practice, patience, and dedication. Seriously, it doesn’t happen overnight. If it were done overnight, then, a majority of the people would be debt-free and have a ton of Money sitting in their accounts.

As you try to work on managing your finances, you will face some challenges that will question your belief on how to really make your finances work better. You will ask yourself if what you are doing is right or if whatever money situation you are in will ever be done.

There are so many things that can happen now all the way to the future.

In the past five or six years, I have learned so much about finances, which helped me improve the way I handle my finances. Of course, I also have to give a lot of credit to my wife who was there for me and was there helping me be a more financially literate person that I am today.

My wife and I are now heading to financial independence, which we will attempt to accomplish in 5 years. When I say financial independence what I mean by that is we want to retire in 5 years. I can say that we are on our way to be doing just that.

Related posts:

  • How I Made Over $30,000 In A Year From Blogging
  • 8 Things You Need To Stop Wasting Money On
  • Reduce The Grocery Budget: Feed A Family For $150 A Month

Posts To Improve Your Personal Finance

Here are some of the financial lessons I have shared throughout my blog. I want to share this with you to inspire you to achieve the financial goals you have in life. The roundup will cover posts related to saving money, making money, and things in between.

How To Live Off Well Under $31,000 per Year

If you are looking for ways on how to live frugally or one income, this is the best post in my blog that discusses just that. My wife and I don’t deprive ourselves with what we need. Let’s get that thing out of the way. We live based on what we need and not based on what we want.

This post will show you how you can live a frugal life even when you don’t spend a lot of money. For example, we spend around $250 in grocery and our foods include shrimp, fish, meat, and all other stuff that people consider expensive.

If you think you have done the bare minimum to keep your living expenses as low as possible, I highly recommend checking this post out as this may provide you additional tips and tricks to help you squeeze a little bit more savings.

Read: 17 Frugal Money Saving Tips That Saved Me A Lot of Money

How To Start A Blog

You may wonder why this post is here. It is included here because blogging has changed our family’s life for good.

Blogging has allowed us to save money more than we could ever imagine. Last year, I was a new blogger but I made over $34K working an hour or two only on my blog everyday. I didn’t expect that blogging would be this financially rewarding.

I initially went into blogging because I wanted to share my thoughts and experiences on Personal Finance. Little did I know that it was going to be a money-making machine for our family.

Last year, I took a chance at blogging. I paid a little under $100 and went my way to creating a blog. Everything changed for the better from the day I started blogging. I project that my income will grow further this year and my reader base will grow as well.

If you want to create your blog, you can start it for just $3.95/month. You will get a FREE domain and a great customer service.

Not sure if blogging is for you or don’t know where to start? My tutorial will help you establish a blog in 15 minutes or less. You can also sign up for a FREE Blogging course, which is valued over $400 and also gives you access to an EXCLUSIVE Facebook group dedicated to supporting bloggers and help them grow their blog traffic and income. Again, access to these course and group is FREE.

Read: Best Tips Before You Invest

Best Personal Finance Tips I Have Ever Received

In this post, I laid out the lessons I learned in life and from my mentor about finances. A lot of people have asked me what my secrets are in attaining a well-balanced financial life. This post has the answers.

We can learn a financial tip or two from other people. If you have this kind of mindset, I highly suggest you consider reading this post. It has practical financial lessons that are simple enough that anyone can easily understand.

When I created this post, I didn’t just focus on myself. I also focused on other people who want to know what I have to share. My readers are the main reason that I have this blog. Therefore, I made sure that I explained the lessons I learned in a very simple and understandable manner.

Read: 7 Perfect Work From Home Jobs For Parents To Earn Money

25+ Survey Sites To Add $600/Month or More

Sometimes, in order to save more money and manage your personal finance, you need to find additional income-producing opportunities. That’s what my wife and I have been doing in the past couple of years.

We always like to take surveys. Not only do we get to voice out our opinions on products and services, but we also get paid in cash, rewards, points, etc. We spend a few hours a week and we managed to pull in, on average, $200 a month. It may not be a lot for some people but this $200 pays for our bills.

This post describes the survey sites that will help you earn additional money. My wife and I have been able to make extra money out of surveys. While these surveys may take time and will not replace your day job, it’s always better to have additional sources of funds.

Here are some of the surveys that we really love and that help us make additional money on the side. I highly recommend that you apply to as many survey sites as possible. This way, you have more chance of earning more money on the side. Additionally, if one survey site doesn’t work well for you, you have other sites to use.

  • American Consumer Opinion (My wife and I earn around $150-$175/month)
  • MySurvey (Earn 2,000 points as a sign-up bonus and up to $5 per survey…. That’s a big amount for a survey)
  • Survey Savvy (Earn $5 per device per month or up to $180 per year easily)
  • Smart Panel (Earn $5 per device per month plus quarterly loyalty bonus)
  • Toluna Opinions (We’ve earned over $300 worth of prizes and gift cards in just a couple of months)
  • EarningStation ($10 bonus after 5 site signups)
  • Opinion Outpost (My sister earns $50/month)
  • Vindale Research ($2.00 signup bonus. I have earned more than $700)
  • YouGov (Earn 2,000 points as a sign-up bonus)
  • Pinecone Research (Potentially earn at least $3 per survey)
  • Swagbucks (One of my most favorite sites)
  • Survey Club  (Potentially earn at least $50 per survey)

Read: I Made Over $34,000 Last Year As A New Blogger

What To do When You’re Behind On Your Bills?

So, what exactly do you when you are behind on your bills? Do you just not talk to the bill collectors? Do you find a way to pay those bills off?

This post exactly shows you what you need to do in the event your income is not enough to pay off your bills. My wife and I have been in this kind of situation in the past. We were fortunate to pay off our debts and be ahead of our bills for good.

We didn’t do the extraordinary measures to get caught up with our bills. We didn’t seek assistance from debt consolidators or other professionals. Don’t get me wrong. There’s a point that we need to seek help when needed but there are times that we can resolve our problems on our own with simple steps.

A couple of people reached out to me. They asked me what they can do when they are so behind on their bills. I may not be the expert in solving bill-related problems but I know from experience what can be done to be current or ahead of paying their bills.

I just recently signed up for BillShark. BillShark negotiates the bill on your behalf. It only gets paid when you save money. No savings means that you don’t have to pay BillShark anything. My wife and I recently tried BillShark to minimize our phone bill. It saved us $120 for one year.

BillShark gets a cut of 40% of the savings. Please note that if it doesn’t save you anything, then, it does not get paid. As simple as that.

Read: 52- Week Saving Challenge

How We Paid Off $40K Debt and Saved $70K, At The Same Time, In 2.5 Years

This is one of my first posts for The Practical Saver. In this post, I detailed the various ways that my wife and I executed in order to pay off our debt in such a short time period.

When we were paying off our debt, I was the only one working in the family. My wife was a stay-home mom and was the one taking care of our daughter and all of the things that needed to be taken care of in the house.

A lot of people were inspired by our accomplishments and our story. I have gotten a lot of messages or emails from people from different parts of the world telling me how inspiring and how encouraging our story was.

For those who are trying to get out of debt and are trying to save money for their needs and their future, this is the post for you.

Read: Earn Thousands A Year: The Most Comprehensive Survey Sites Lists You May Ever See

5 Clever Ways To Trick Yourself Into Saving

If you are trying to save money but can’t seem to succeed in doing it, then, you may be frustrated and may about to give up. Don’t give up yet. There’s always a solution to the saving problem.

This post details the saving strategies that my wife and I employed when we were young and still adopt up to this date. These saving techniques have truly helped us save thousands of money.

Over the past couple of years, we have managed to create and adopt some saving techniques, some of which helped us save more money and some… well… not so much. We had to keep adopting different techniques because our family’s situation changed a lot of times.

Change is something I know happens all the time. One day your saving strategy really works well for you but the next day it may not work the way you want it to work. This post may or will help you save more money than you anticipate.

Save More Money and Be Richer By 14,000 A Year

This post is based on my response to a reader’s question on how to save more money by doing simple activities.

I created this blog because I want to share the things my wife and I do to all readers who are trying to save more and/or cut down their expenses. The activities I laid out here may (not) be applicable to you.

You will be surprised on how much you can save in a given year with just simple tweaks in your lifestyle and activities. I couldn’t believe that we were able to save at least $14,000 in a year even when I was the only working for our family. A lot of people taught that it was impossible. We proved them wrong. Well, I should say that we proved them that it’s possible.

I like it when people ask me questions about saving. I am not a certified financial planner. But what I do know is in the past couple of years, we’ve been able to save money through what I call saving explorations, trials, or experiments.

If you want to save more money or improve your personal finance situation with the income you already get every month, then, this is the right post for you.

These are the blog posts that may or will help you improve your personal finance situation. These personal finance blog posts are based on my own experiences. Please use the comment section below for your suggestions, comments, and recommendation for any personal finance related matters. 

The post Blog Posts To Improve Your Personal Finance appeared first on The Practical Saver.



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