Instant Tax Refund: Pros and Cons. Is an Instant Tax Refund worth it? Find out our opinion. We have had this question many times. Where can I get an “Instant Tax Refund?” or Is an Instant Tax Refund worth it? Here is our pros and cons. To answer this question, first we must explain exactly what an Instant Tax Refund is. An Instant Tax Refund is basically a loan from your tax preparation company. It typically comes with a rather large fee usually percentage based. Instant Tax Refund Pros: Instant Money. You get money back usually the day you file

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