2019-06-19 07:47
Many older adults are determined to stay in their home for as long as possible. In fact, 90% of individuals over 65 years old want to age in place.
But why?
For older adults, they prefe… Read More
Blog Directory > Finance Blogs > Personal Finance Blogs > Long-Term Care Insurance personal-finance Blog >
Long-term Care Insurance Blog
altcp.org/blog
Tags:
nursing homes
health
facilities
retirement
longterm
resident
conversation
nursing
older adults
policy
The ALTCP.org long-term care insurance blog is committed in providing information, news, tips and advice on managing long term care costs and other issues.
2019-06-13 10:05
Father’s Day is the perfect time to thank your Dad for their hard work, sacrifices, life lessons and everything else that helped you become who you are today. Apart from celebrating Fa… Read More
2019-06-13 10:05
Father’s Day is the perfect time to thank your Dad for their hard work, sacrifices, life lessons and everything else that helped you become who you are today. Apart from celebrating Fa… Read More
2019-06-06 09:13
Many Americans fail to see the significance of long-term care planning that they delay it or worse, forgo it. Based on a long term care poll, around 54% of Americans 40 years old and older r… Read More
2019-05-29 06:47
Growing old is inevitable so are aging issues that need to be addressed, which go beyond the normal changes – getting wrinkles, gray hair and other physical and health changes.
The agi… Read More
2019-05-22 10:20
People buying long-term care insurance are focused on just one issue and that’s whether it’s worth the price. According to a study by the U.S Department of Health and Human Servi… Read More
2019-05-15 13:44
What’s the first thing that comes to your mind when you hear the words “nursing home’?
Is it depressing, boring, sterile or impersonal?
This stereotype stemmed from outdate… Read More
2019-05-15 13:44
What’s the first thing that comes to your mind when you hear the words “nursing home’?
Is it depressing, boring, sterile or impersonal?
This stereotype stemmed from outdate… Read More
2019-05-08 07:54
Short-term rehab can mean different things today for a family. It can be a short-term rehabilitation in a nursing home facility like what everyone hopes for or it can quickly go to an ugly t… Read More
2019-05-01 05:02
Growing old is inevitable. You’ll come to a point that your health starts to decline and you experience physical changes that make it hard for you to do some of your daily living act… Read More
2019-04-24 06:58
Talking to your aging parents about long-term care can be tough. Most seniors shun the idea of talking about their future plans especially their finances. In fact, around 45% of adult childr… Read More
2019-04-10 08:08
Stars were aligned for baby boomers since they were born – between 1946 and 1964.
Boomers got the education they wanted, and they lived and thrived during the economic surge.
But, are… Read More
2019-04-03 08:07
Those who think that they can rely on Medicaid to pay for their long term care needs should think twice before putting all their faith in this government program.
Why?
Americans often misund… Read More
2019-03-27 05:40
Have ready are you for retirement? If you’re a woman, your future seems bright since women are known to more likely prioritize financial planning compared to men.
Despite women being… Read More
2019-03-06 07:37
What’s the first thing that comes to mind when you think of long term care insurance?
Expensive? Nursing home? A policy you won’t need?
People have their own interpretations of a… Read More
2019-02-27 07:11
Baby boomers make up the majority of the U.S population today. They are born between 1946 and 1964 and witnessed a lot of changes throughout their lifetime. But more changes will follow be… Read More
2019-02-20 09:00
Facing high long term care cost is a nightmare everyone wants to avoid, particularly baby boomers. America’s baby boomers have reached its greatest height with 76 million entering thei… Read More
2019-02-06 06:46
Yes, you can get long term care insurance even if you have a pre-existing condition. You don’t need to be 100% healthy to get coverage for long term care. Although you can get favorabl… Read More
2019-01-30 01:07
Tax refund season is definitely on! Have you thought about where you’ll spend your tax refund money?
According to the IRS, around 80% of tax filers get an average refund of $3,000 ever… Read More
2019-01-16 08:31
The long term care insurance industry paid a total of $10.3 billion in claims for 2018 according to AALTCI. By far, this is the largest amount of claims paid by long term care insurance comp… Read More
2019-01-09 09:26
As we start a New Year, it’s the perfect time to think about your financial safety, particularly about owning long term care insurance. 2019 is still young, which gives you an opportun… Read More
2018-12-26 06:53
Aging with dignity is everyone’s dream that seems to be unattainable given the situation right now – rapid aging population, issues surrounding aging like illnesses, lack of plan… Read More
2018-12-19 15:59
Contrary to the popular belief, Medicare doesn’t pay for long term care, such as nursing home, home healthcare and other forms of long term care. In case you’ll need long term ca… Read More
2018-12-12 08:59
Long term care insurance is a wise investment for most Americans today given the scenario that they are getting older – 70% of Americans 65 and up will need long term care and will mos… Read More
2018-12-05 08:11
Still looking for the perfect gift for your elderly parents this holiday season? We, at Association for Long Term Care Planning, will help you explore long term care options that can help yo… Read More
2018-11-28 07:21
Long term care is a prevalent issue that everyone needs to take seriously especially women. There are still many Americans who don’t talk about it despite the fact that a big part of t… Read More
2018-11-21 08:44
Family caregiving can be deeply fulfilling as family members are drawn closer together. However, as time goes by and the demands increases, unpaid family members have to make life-changing s… Read More
2018-11-07 10:06
November is Long Term Care Awareness Month, a month dedicated to educating Americans about the financial and emotional burden that long term care may bring to them or their families.
Our goa… Read More
2018-10-30 09:10
Alzheimer’s Awareness Month is always celebrated every November. It is the perfect time to honor loved ones with this type of cognitive condition and as well as be familiar with the l… Read More
2018-10-24 09:02
Taking care of a loved one with Alzheimer’s disease is daunting, emotionally and financially. The cost of Alzheimer’s care is skyrocketing, in fact, it is projected to surpass $2… Read More
2018-10-17 16:35
There’s a 70% chance that Americans will move to a long-term care facility such as an assisted living facility or nursing home when they turn 65. Despite this report by the U.S Departm… Read More
2018-10-10 08:57
Still looking for the right long term care payment option for you? ALTCP can help you find the perfect coverage by giving you a side-by-side comparison of quotes from top insurers when you s… Read More
2018-10-03 10:49
Let ALTCP help you find the best long term care insurance perfect for your future long term care needs by requesting for quotes now.
Short term care insurance is taking the insurance market… Read More
Roundup: 5 Keys To Facing Longevity And Protecting Your Retirement Savings From Long Term Care Costs
2018-09-28 08:47
Longevity might be a dream come true for some. People envisioned longer life expectancy to be the best time for them to do things they haven’t done while they were working, enjoy leis… Read More
2018-09-19 07:06
Planning for long term care usually starts with the conversation among family members that revolves around designing the policy according to their needs, exploring policy features and findin… Read More
2018-09-11 08:43
Long term care insurance tax deductions are incentives given by the federal government to individuals with qualified policies, which are widely sold today. This is the government’s way… Read More
2018-09-05 08:36
Long term care insurance has been on the market for more than 30 years. Unfortunately, only a few Americans who need coverage have a policy. In fact, according to the 2017 Insurance Baromete… Read More
2018-08-29 07:01
Women struggle to save for retirement. In fact, only 12% of working women are very confident that they will have a comfortable retirement. In case, women are forced into retirement sooner th… Read More
2018-08-22 12:22
Long term care insurance helps in securing your future and protecting your family from the exorbitant cost of nursing homes, assisted living facilities and other forms of long term care. But… Read More
2018-08-15 07:16
Americans 65 and above will require some form of long-term care according to ALTCP ltc statistics. These people who are 65 and above is projected to balloon from 46 million today to over 98… Read More
2018-08-08 10:37
Americans have individual life insurance with a total face value of $12 trillion according to the recent survey of American Life Insurers. However, there are instances wherein policyholders… Read More
2018-08-03 06:25
Life expectancy continues to grow over the years. In America, the average life expectancy is 79 years. Because of this, people turning 65 in today’s society have a 70% chance of ev… Read More
2018-07-25 07:43
Aging and long term care are the immediate problems of Americans that needs to be addressed today.
The American population is living longer, which is both good news and bad news to American… Read More
2018-07-18 09:18
Ltc insurance is the traditional way of paying for long-term care. But due to the increase in premiums and fears that rates will continue to rise, the insurance industry came up with a new p… Read More
2018-07-12 06:16
Baby boomers retiring would face expensive long-term care costs that can wipe out their retirement savings if they don’t plan for these properly.
But are they even doing enough to prep… Read More
2018-06-27 07:56
It’s never too early to plan for retirement given the circumstances today – longevity and expensive health care and long-term care costs. Despite this stark reality, there are st… Read More
2018-06-20 07:19
As Americans continue to live longer, it is more likely that they will need long term care. It involves different types of long term care facilities and services designed to meet your person… Read More
2018-06-20 07:19
Share this Image On Your Site
Please include attribution to altcp.org with this graphic.
As Americans continue to live longer, it is more likely that they will need long-term care. It invo… Read More
2018-06-13 08:07
Father’s Day is only a few days away, and if you’re still looking for unique gifts for 60 year old man, then you’re in for a trove of unique gift ideas for your dad.
Don&rs&hell…Read More
2018-06-06 07:09
Are you still in limbo whether you should buy long term care insurance before age 50?
Better make up your mind now and buy coverage to avoid paying for expensive long term care cost out… Read More
2018-06-06 07:09
Are you still in limbo whether to get long term health care insurance or not?
Better make up your mind now and buy coverage to avoid paying for rising long term care cost out-of-the-pocket… Read More
2018-05-30 06:10
Turning 60 is a major milestone that is worth celebrating and can be considered as a triumph for reaching this far. As you approach turning 60 years old, you think about a lot of things like… Read More
![110 Senior Discounts For People 50 And Up [Ultimate List]](https://cdn.blogarama.com/images/posts_thumbs_site_id/12813/1281297-960235593.w320.jpg "110 Senior Discounts For People 50 And Up [Ultimate List]")
2018-05-23 11:37
Senior discounts make up for the drawbacks of aging and living on a fixed retirement income. Who would have thought that growing old could be an advantage too, right?
Make the most of… Read More
2018-05-16 07:59
Have you considered health care costs as one of the major retirement expenses you should plan for now?
If not, then make sure you’re ready to shell out a considerable chunk of money t… Read More
2018-05-09 08:23
Still looking for amazing last-minute Mother’s day gift ideas? Well, consider your problem solved since we’ve rounded up some of the best Mother’s day gifts. The best par… Read More
2018-05-02 10:57
While most of us avoid talking about our demise and looking into effective estate planning tips, it’s impossible to dodge discussing end-of-life-financial from family members. Nobody k… Read More
2018-04-18 09:07
Tax refund season is definitely on! Have you thought about where you’ll spend your tax refund money?
According to the IRS, around 80% of tax filers get an average refund of $3,000 ever… Read More
2018-04-11 09:44
Insurance policies are one of the most overlooked financial products today.
Why?
People don’t buy insurance because they think they wouldn’t need it, not now or not in the near… Read More
2018-04-04 08:04
Spring is officially here, which means it’s time to do some financial spring cleaning. (Yes, this exists.) Aside from continuing the tradition of overhauling your overflowing pantries… Read More
2018-03-21 09:09
Family caregiving is physically, emotionally and financially draining. Despite all of this, family members persevere and wake up early to do their caregiving duties.
Why?
Simply because th… Read More
2018-03-14 09:08
This retirement for dummies guide will come in very handy during the last 10 years of your career, which is critical in shaping your life after retirement. Your future is in your hands and t… Read More
2018-03-07 07:40
Elder care services can help preserve the quality of life by thwarting mishaps. Growing old is a fact of life, and everyone is subjected to that—even those who have practiced living an… Read More
2018-02-28 08:49
Some people start saving for retirement at 50, which is a tad late than other people. However, it’s better to start saving late than not having any savings for retirement at all.
Th… Read More
2018-02-21 07:54
All of us want to achieve financial freedom but how come only a few people reach the zenith of financial independence?
Just thinking about being financially free is not enough. It should be… Read More
2018-02-14 08:01
Visiting elderly parents living alone during special occasions and holidays is a perfect way to cheer them up, and to prevent isolation and loneliness. This Valentine’s Day, celebrate… Read More
2018-02-08 10:43
In light of the National Senior Independence Month, we asked 15 experts, “What can families do to make sure that their aging loved ones can continue living independently and safely?&rd&hell…Read More
2018-01-31 08:02
Growing old and alone is one of the new aging dilemmas Americans face today. More Americans live alone today due to several reasons. One is the fact that almost half of U.S adults are s… Read More
2018-01-24 10:15
Almost everyone is guilty of committing retirement planning mistakes that would hurt their chances of achieving financial security in retirement. There are myriad of reasons behind these com… Read More
2018-01-17 07:46
Millions of Baby Boomers are reaching retirement age and the cost of long term care is soaring, you would believe that sales of private long term care insurance would be going up as well but… Read More
2018-01-10 09:42
One of the most overlooked factors when planning for retirement is helping elderly parents financially. Most often than not, people are too consumed to meet their goals by saving enough for… Read More
2018-01-03 09:43
Current estimates show that 70% of individuals aging 65 and above will need care. Meanwhile, 40% of people between the ages of 18 and 64 will require care of some sort. Given these figures… Read More
2017-12-28 07:49
Most of us are guilty letting our finances get lost in the shuffle during the holiday season, but we don’t want you to become a statistic, so we came up with easy money saving ideas yo… Read More
2017-12-20 08:45
As a long term care beneficiary, you need to handle your long term care expenses skillfully. The benefits from long term care come at a cost. You have to spend money so you can cope with agi… Read More
2017-12-13 07:11
Asking these retirement questions can help you find out if it is really worth it to buy long term care insurance. You will have to learn first all the facts, pros and cons before you think a… Read More
2017-12-07 07:52
There are still people who are having a hard time understanding long term care. Some people are not even familiar with the different long term care services and settings and how they work… Read More
2017-11-28 09:33
There is still an ongoing debate regarding the answer to this question, “should I buy long term care insurance even if I can afford care?”
Some would claim that they have more… Read More
2017-11-22 08:47
Protecting assets from nursing home costs should be one of the pillars of retirement planning. Sad to say, many Americans have a blind spot for long term care costs. They underestimate the c… Read More
2017-11-16 08:51
Thanksgiving is fast approaching, the best time to take out your list of important questions to ask aging parents. Now, it’s your turn to be on the opposite side of the table and sta… Read More
2017-11-08 08:23
The number one question caregivers always ask is this, “how to get paid for being a family caregiver?”
Caregiving for a family member is done out of love, and there is no moneta… Read More
2017-11-02 09:22
November is Long Term Care Awareness Month, an annual campaign designed to educate Americans about long term care and its long term emotional, physical and financial impact.
Long term c… Read More
2017-10-25 06:54
Money conversations between couples aren’t romantic but these should happen before retirement.
Why?
Couples fight about money and most often than not, one spouse’s spending becom… Read More
2017-10-18 07:49
Are you caring for elderly parents or planning to take on the role? We have you covered by preparing a checklist on how you can properly take care of your elderly parents without jeopardizin… Read More
2017-10-11 07:05
Knowing what to look for in long term care insurance plans and providers can be difficult since its language is not as common or as standardized as it is for many other types of insurance pl… Read More
2017-10-04 06:34
Long term care insurance coverage provides myriad of benefits like funding for home health care, adult day care, nursing home stay and assisted living facility services. It helps cushion the… Read More
2017-09-27 05:22
Most Americans today are concerned about retirement particularly their retirement expenses. But unlike before Americans are more optimistic about retirement based on the New Generations Ahea… Read More
2017-09-20 06:08
Couples who have been together for decades may feel like they already know retirement and long term care planning essentials. After all, it seems like a straightforward task, right? However… Read More
2017-09-13 04:09
Using this long term care planning checklist can help many older Americans face reality:
Knee-deep in long term care expenses that they need to drain their savings and assets just to make u… Read More
2017-09-06 04:59
Long term care insurance vs self-insuring is one of the issues that people consider before retiring. While some individuals choose to buy a traditional long term care insurance policy, some… Read More
2017-08-30 06:04
Are you one of those baby boomers who will eventually become elder orphans? These are people who don’t have spouses, adult children or companion they can rely on assistance, company an… Read More
2017-08-22 23:07
Here’s the one truth we can no longer avoid:
Retirement is fast approaching for the youngest of the baby boomers, and yet many are still far from being ready for it.
Yes, many are at… Read More
![Should I Get Long Term Care Insurance? [Infographic]](https://cdn.blogarama.com/images/posts_thumbs_site_id/12813/1281297-3463488455.w320.jpg "Should I Get Long Term Care Insurance? [Infographic]")
2017-08-09 08:45
The youngest of the baby boomers are just a few short years from turning 65. However, the ongoing changes and the obvious struggles of the ones who retired before them have left the younger… Read More
2017-08-02 08:11
Here’s what you are up against:
Retirement expenses have sky-rocket to levels that are nearly impossible for many Americans to afford without any help. Comfortable retirement now appe… Read More
2017-07-26 08:36
Delayed retirement is increasingly becoming popular among baby boomers, and it is primarily because of two reasons:
Longevity and the lack of retirement savings.
As many of you are aware o… Read More
2017-07-19 08:36
The reality in the United States is this:
Baby boomer retirement is on the verge of a crisis: many are still have no retirement savings, the older ones have run out of money funding their l… Read More
2017-07-12 07:58
Purchasing a long term care insurance policy is a necessity for many baby boomers at this point. However, the one question that remains in their minds: “What do we do about the substan… Read More
2017-07-05 08:32
High health literacy can help baby boomers achieve one of their biggest goals: to thrive while growing older. By being equipped with the necessary information, baby boomers can make strategi… Read More
2017-07-01 02:13
LTC quotes may be the last thing on your mind as you celebrate Fourth of July. After all, this is the time reserved for family and friends. However, as you all prepare for the festivities, w… Read More
2017-06-28 08:29
Long term care insurance rates, policy types and coverage, retirement plans, and Social Security benefits—these are just a few of the aspects that baby boomers must keep in mind as the… Read More
2017-06-21 07:52
Long-term care and retirement planning are two of the biggest challenges that baby boomers must overcome now. Yet, not many know how to navigate the process successfully. As 10,000 ind… Read More
2017-06-14 08:39
Having a comprehensive long-term care plan is necessary for every baby boomer today. If you look at the costs of all the care services in the country, you will find that even the lowest rate… Read More
Subscribe to Long-term Care Insurance
Get updates delivered right to your inbox!