Get Even More Visitors To Your Blog, Upgrade To A Business Listing >>

Preparing a Car Accident Claim

When a road Accident occurs, the drivers involved must take certain actions. If the accident caused personal injury or property damage, you may only have up to seven days to report the accident to the appropriate bodies. A claims adjuster will be appointed to process your claim and assess the total amount of damage.

But what do you need to do before you head to court? Here are your next steps to getting your legal case settled and focusing on your health. 

Things to Do After a Car Accident

After a car accident, you may feel like you’re at a loss. You may be unsure where to start when it comes to seeking the funds you need for recovery from your accident. Here’s the good news—your lawyer can help you through the most difficult parts of your car accident, preventing any mistakes that could hurt your chances of recovery. 

Here are some of the first steps you may need to take when you’re hurt in a car accident: 

  • Call 911 if anyone has been injured

  • Exchange information with the other driver

  • Ask witnesses about the accident

  • Take pictures of the incident scene

  • Take detailed notes about the accident scene

  • Report the accident to the police

  • Notify your auto insurer

Presentation of a Complaint

Most Insurance contracts require the insured to complete a written statement or “proof of loss”. If you do not submit your claim within the prescribed time frame, your insurer may not be legally bound to honor it. In practice, most insurers should honor any claims made within one year. Here’s what you should do:

  • Complete a “Proof of Loss” within 90 days of the accident

  • Inform the other driver of the claim against them (if applicable)

  • Inform the insurance company of the other driver (if applicable)

  • Review your insurance contract and contractual guarantee amounts if you plan to sue your insurer

If you have purchased collision or all perils coverage, your insurer will compensate you. You must not voluntarily assume any responsibility whatsoever for an accident or settle a claim yourself, except at your own expense.

Worried that your insurance company isn’t willing to work with you? You can contact a Largo car accident attorney for advice and to look out for your interests.

How to Document Your Insurance Claim

First, take pictures with your cell phone and sketch the accident scene. Note the position of the vehicles. Your lawyer has the tools to get detailed pictures and even contact a reconstruction expert if there are any questions about the details of your accident. 

It is important to record all the details of the accident and communicate them to your claims adjuster. That includes the circumstances of the accident, the speed at which your vehicle was traveling, road conditions, and contact and insurance information for drivers, passengers, and witnesses.

Talk to a Car Accident Attorney

You should talk to a car accident attorney after you have been involved in an auto crash or any other type of car accident to help you file a complaint as soon as possible. 

The lawyers at Lopez & Humphries, PA can help, beginning with a free consultation when you call 863-709-8500 or visit our website. Reach out when you’re ready to prepare for a car accident claim. 



This post first appeared on Help Lawyer, please read the originial post: here

Share the post

Preparing a Car Accident Claim

×

Subscribe to Help Lawyer

Get updates delivered right to your inbox!

Thank you for your subscription

×