2019-09-03 10:17
Review
Nifty Total Return Index (Nifty including dividends) earned ~2.5% Year to date 2019 and ~9% CAGR in the last 3 years. Nifty continues to remain steady thanks to a handful of stocks ma… Read More
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Principles Of Value Investing Blog
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Investing in stocks is the best way to create wealth. Many of us would have taken chances based on tips, recommendations, advisors, business channels etc.
Like everything else in life, stock investing too is governed by certain fundamental principles. Every investor can easily learn and apply these principles and create personal wealth, by following these fundamental principles of Investing.
2019-08-30 06:14
Currently, we are experiencing a correction in the stock market which is a normal part and a temporary phenomenon in a business cycle. But the cacophony of slowdown and pessimism leads to so… Read More
2019-08-20 12:43
What is the NBFC Problem? What is the government doing to contain the issues? Is Auto Slowdown very severe? Why has equity not delivered good returns yet?Here’s a list of questions th… Read More
2019-08-12 07:11
We do not believe every crisis leads to a 2008 kind of crash. Equity is volatile and still generates the highest returns versus other asset classes.
This article covers the following:
Review… Read More
2019-08-01 07:30
‘Compound Interest is the 8th wonder of the world. He, who understands it, earns it; he, who doesn’t pays it!’ – Albert Einstein
Successful investing means growi… Read More
2019-07-09 04:46
In our special research report Explosive returns Portfolio 2.0 – Stocks to own under Modi 2.0 we had written that many analysts who are speculating big bang reforms are up for disappoi… Read More
2019-07-09 04:35
Review
Nifty Total Return Index (Nifty including dividends) earned 9.4% Year to date 2019 and ~14% CAGR in last 3 years. Nifty continues its ascend with handful of stocks making all time hig… Read More
2019-06-18 12:08
Large cap funds invest in the top 100 companies based on market capitalization. These companies are more stable and they can handle economic slowdown better than mid and smaller size compan… Read More
2019-06-07 05:14
The simple and straight-forward answer to this question is No, Omega is not expensive. Compared to other options Omega is very reasonably price and substantially lower.
But is it not expensi… Read More
2019-06-06 13:08
We invest to grow our savings to meet our financial needs and goals of the future. And some invest to create wealth; which is a goal in itself. Whatever the motivation, what we w… Read More
2019-06-06 13:06
We want our saving, our surplus money to grow into wealth so that it can fund our future financial needs and goals and more. So how does money grow? Does it follow a formula? Yes, actually i… Read More
2019-06-06 11:46
We have all heard the story of the race between the Hare and the Tortoise. And as children we are disappointed that the Hare loses the race. It’s unbelievable how the fast, alert… Read More
2019-06-04 09:51
Review
Nifty Total Return Index (Nifty including dividends) earned 10% Year to date 2019 and ~15% CAGR in last 3 years. FIIs under-own Emerging Market Equity due to poor performance of Emerg… Read More
2019-05-24 10:42
We have said in our last blog that SIP works when you have less than 40,000 monthly saving but you need to do in it right way to benefit from it. There are 4 things you need to get right. We… Read More
2019-05-22 06:50
If you have concluded that SIP is the safe and will always give your very good returns then you are mistaken. Firstly you need to know if Systematic Investment Plan (SIP) is right for you an… Read More
2019-05-20 12:30
What Are Multicap Funds?
Multi-cap funds invest in stocks across Large, Mid & Small market cap. This flexibility to switch between sectors and stocks belonging to any market capitalisati… Read More
2019-05-10 12:47
Look at your Mutual Fund Portfolio and think how you came about having this particular composition. Did you, like most people pick up a top performing fund every time you decided to invest o… Read More
2019-05-07 12:46
Review
Nifty Total Return Index (Nifty including dividends) earned 8.5% Year to date 2019 and ~16% CAGR in last 3 years. FIIs under-own Emerging Market Equity due to poor performance of Emer… Read More
2019-04-04 08:52
Review
Nifty Total Return Index (Nifty including dividends) earned 8% Year to date 2019 and ~17% CAGR in last 3 years. March saw very high FII buying due to increased fears of recession in U… Read More
2019-03-27 12:36
Dividends are nothing but your own money being returned to you. The fund’s NAV will fall immediately after announcing dividend, by an amount equal to dividend per unit.
Dividend option… Read More
2019-03-06 06:02
What is Nifty@MRP?
As investors, we constantly track the Nifty movements. To make investing more profitable and not a game of mere chance, we need a solution, a solution which could help us… Read More
2019-03-06 04:13
Review
Nifty Total Return Index (Nifty including dividends) earned 0% Year to date 2019 and ~15% CAGR in last 3 years. Although Nifty value is at same level as 16 months ago, less than 15% s… Read More
2019-02-25 11:44
Passive investing is picking up pace in developing markets. Passive funds follow a strategy of tracking a particular index performance or a factor like quality, value, etc. In developed mark… Read More
2019-02-04 12:26
Review
Nifty Total Return Index (TRI) (including dividends) was flat for Jan’19. IT and energy performed well and Media and Auto went south in last month.
Although Nifty TRI ended flat… Read More
2019-02-04 12:25
Since this was an interim Budget we must not assume all the announcements to materialize in exact form.
This budget, also labelled as election campaign, was to woo vote bank and reduce stres… Read More
2019-01-25 10:56
There are only handful of fund managers who have beaten an index for more than 10 years, in India and abroad. There are so many investment management courses and books to teach us how to get… Read More
2019-01-25 10:07
As year-end approaches, newspaper and media compare returns of every asset like Equity, fixed deposits and gold. What purpose does this comparison serve?
People invest for meeting financial… Read More
2019-01-03 11:48
Review
Nifty Total Return Index (Nifty including dividends) earned 5.6% for 2018 and 12.3% CAGR in last 3 years. Although Nifty ended with gains, there were less than 15% stocks listed on NS… Read More
2018-12-24 10:28
It’s that time of the year when every salaried class individual starts looking for tax saving alternatives. Mutual Fund ELSS scheme is one of these options and the best one available a… Read More
2018-12-18 07:16
If you ever asked “when is a good time to invest in a specific fund”, you are likely to get one of two following answers and some very dirty looks:
“Yesterday”. Meani… Read More
2018-12-03 11:07
Since childhood we have heard and internalized this saying, “No risk, No gain”. We have learnt that Fixed Deposits in State Bank of India is the safest. And without doubt i… Read More
2018-11-20 05:58
Since childhood we are told, there is right time for everything in life. Right time to get education, right time to get married, right time to buy a house, but is there a right time to inves… Read More
2018-11-16 09:24
When Charlie Munger and I buy stocks – which we think of as small portions of businesses – our analysis is very similar to that which we use in buying entire businesses. &nd&hell…Read More
2018-11-15 11:16
Ravi, 34, plans to quit his job and start his own business
Ravi, 34, has worked as a consultant for almost 10 years now, while his wife, Rohini, works in a bank. They have a 5 year old son R… Read More
2018-11-14 07:04
MoneyWorks4me ‘Implied Investor Returns’ show that investor returns are lower than mutual fund returns over long time periods. One would ask how can investor returns be any diffe… Read More
2018-11-08 13:09
The efficient market hypothesis (EMH) was developed by Eugene Fama who argued that stocks always trade at their fair value, making it impossible for investors to either purchase undervalued… Read More
2018-11-08 11:26
There are roughly 350 Equity Mutual Funds in the market. Selecting the right ones can be pretty complicated. The current method for selecting a fund based on the highest past returns is popu… Read More
2018-11-06 06:52
In the last blog we told you about the smart decisions you need to take to meet your financial goals even if you don’t have clarity of your specific goals. In this blog we look at a si… Read More
2018-11-06 06:46
The most important thing, of course, is to choose the right goals, goals that continue to be important to you as time passes. However, how to set your goals is not the purpose of this blog… Read More
2018-11-06 06:31
Shikhar is a 24 year old young guy who has just completed his studies and has recently entered the corporate world. He lives with his parents, thus has no rent expense, his education was fun… Read More
2018-10-13 06:59
Most people don’t know what they want in their life, want to own, to achieve, to do, to become before they die, kick the bucket. In short they don’t have a Bucket List. I just lo… Read More
2018-10-13 06:54
What returns do you expect from your equity investment?
We ask this question to retail investors & here’s how many of the conversations happen:
Advisor: What returns are you… Read More
2018-10-13 05:59
Use your monthly and lumpsum Investable Surplus to meet both your short-term commitments and your long-term goals. There are two main questions to be answered correctly to ens… Read More
2018-10-10 09:43
Avoid Mutual Funds with Hidden Costs and increase the chances of earning index-beating returns.
We all are quite familiar about mutual fund expense ratio and we rightly desire that it… Read More
2018-10-05 06:09
Keep a long term horizon: This is probably the first thing we talk before going on to discussing stocks and portfolio management. Why so?
Correction in 2018 is the exact reason why advi… Read More
2018-09-26 07:02
Every one of us would agree that wealth creators stocks always have been one of the finest businesses. A good business is one that earns a high Return on Capital. This earning power comes fr… Read More
2018-09-20 07:18
Markets have once again started correcting. This time it appears that correction is happening at much faster rate. This could be because there are real concerns on marco-economics side.
Risi… Read More
2018-08-30 12:02
Worldwide, there is a lot of hue and cry over high expense ratio that investment management firms charge for generating better than market return. Globally, funds are moving out of active st… Read More
2018-08-20 05:07
What is a Model Portfolio?
It is a portfolio of stocks, with each stock in different proportion, managed by a fund manager based on his conviction/risk reward.
Whenever an investor adds fund… Read More
2018-08-07 06:34
Whenever we speak to our clients, they have a very different perception about investing. They think that investing is all about number crunching and forecasting the future. While this does f… Read More
2018-07-31 04:13
There are roughly 350 Equity Mutual Funds in the market. Selecting the right ones can be pretty complicated. Since we cannot handle complicated stuff, we resort to simpler measures even if t… Read More
2018-07-25 09:02
Issue Open:Jul 25, 2018 – Jul 27, 2018Issue Type: Book Built Issue IPOIssue Size: 25,457,555 Equity Shares of Rs 5 aggregating up to Rs 2,800.33 CrFace Value: Rs 5 Per Equity ShareIssu… Read More
2018-07-19 07:21
The moment you became an NRI you had to figure out how to manage your money given your changed status. And you certainly want to invest in the opportunities available in the Indian m… Read More
2018-07-19 07:00
In the previous post we saw which bank accounts you need to open and why. Once you have done this you are all set to invest in mutual funds as an NRI.
In this article we take a brief lo… Read More
2018-07-19 06:58
In the previous blog we saw how NRI’s can invest in Indian Mutual Funds. Here is a quick guide on the steps NRI’s need to follow for investing in stocks directly.
Step 1: Open an… Read More
2018-07-13 06:49
Time seems to fly by when we talk to people we are attracted to, or when we like doing something. And it also seems to slow down when we do something we find boring.
In investing as well, so… Read More
2018-07-10 11:48
Do you have answers to these 5 How-do-you questions? If you don’t, it is not too late, get it right with MoneyWorks4me
1) How do you know what is the right asset allocation for y… Read More
2018-07-09 11:05
This is the fifth post in our series: What football can teach you on Stock Investing? There are four player-positions in football-Forwards, Mid-fielders, Defenders and Go… Read More
2018-07-06 12:37
This is the fourth post in our series: What football can teach you on Stock Investing? There are four player-positions in football-Forwards, Mid-fielders, Defenders and Goalkeeper. We can dr… Read More
2018-07-04 10:34
Most successful strategy in equity investing is buying good companies at cheap prices. This philosophy is called as Value Investing. However, cheap prices do not come without temporary negat… Read More
2018-07-02 14:11
This is the third post in our series: What football can teach you on Stock Investing? There are four player-positions in football-Forwards, Mid-fielders, Defenders and Goalkeeper. We can dra… Read More
2018-07-02 04:53
This is the second post in our series: What football can teach you on Stock Investing? There are four player-positions in football-Forwards, Midfielders, Defenders and Goalkeeper. We can dra… Read More
2018-06-29 07:08
Since the beginning, MoneyWorks4me investing strategy is buying good stocks when they are available at discount to their fair value (MRP). Usually we got the desired margin of safety when go… Read More
2018-06-28 13:22
There are roughly 350 Equity Mutual Funds in the market. Selecting the right ones can be pretty complicated. Since we cannot handle complicated stuff, we resort to simpler measures even if t… Read More
2018-06-27 06:56
FIFA World Cup Football is back. Every four years, 32 teams compete for the title over a period of a month. This time Russia is hosting the World Cup and luckily we will get to watch it at c… Read More
2018-06-18 09:28
Few years ago, Howard Marks’ son advised him to invest in Ford because they were coming out with great new products. Howard Marks replied, “Who doesn’t know that!… Read More
2018-06-08 05:38
There are roughly 350 Equity Mutual Funds in the market. Selecting the right ones can be pretty complicated. Since we cannot handle complicated stuff, we resort to simpler measures even if t… Read More
2018-06-08 05:13
There was a time when the best things in life were free-love and fresh air. No longer; everything in this world comes at a cost. Mutual Funds also come at a cost. But since we don’t pa… Read More
2018-05-24 12:10
‘Mutual Fund Sahi Hai’ campaign has been very successful in attracting people to buy Mutual Funds. However, it can mislead people into thinking that it is safe, that there are ac… Read More
2018-05-24 12:10
…the Terms every MF Investor should understand?
Buying a Mutual Funds (MF) has become very easy, however, investing in them is not that easy. Investors wanting to understand what they… Read More
2018-05-24 12:08
In the earlier article, you read about the different types of Equity and Solution-Oriented MFs. In this one, we will discuss about the different types of Debt and Balanced Mutual Funds.
Debt… Read More
2018-05-24 12:07
What triggered the new categorization and rationalization of Mutual Fund Schemes?
In October 2017, SEBI issued the rules for categorization and rationalization of Mutual Fund Schemes (MFS)… Read More
2018-05-24 06:35
What is Nifty@MRP?
As investors, we constantly track the Nifty movements. To make investing more profitable and not a game of mere chance, we need a solution, a solution which could help us… Read More
2018-05-21 11:39
“Show me how MoneyWorks4me has performed in the past!” This is very important question and the answer to it will help you decide, whether you should go ahead and subscribe o… Read More
2018-05-21 07:40
You invest to meet your financial goals; earning high returns helps you reach there faster. But, you need to remember that your goal is the ‘dog’, and high returns the ‘tai… Read More
2018-05-21 06:43
We all suffer the Buyer’s Remorse…
After you buy, if the prices go down, you wish you had waited; and if the prices go up, you wish you had bought more. The same thing happens w… Read More
2018-05-21 05:56
Since, no one can time the market, knowing when to sell is one of the toughest decisions. It gets even more complicated by our emotions. If your stock price is up greed and/or ego usua… Read More
2018-05-17 13:29
Choosing a right Mutual Fund can be a tricky affair. With an array of products being offered in the market by different fund houses, it may be confusing for you while choosing or avoiding a… Read More
2018-05-15 09:04
Equity markets are cyclical, we guess no one disagrees. Why is that so? If cyclicality causes heartburns, why investors and businessmen don’t make an effort to make it smooth?
Equity m… Read More
2018-05-15 07:14
A lot of people ask how is MoneyWorks4me Portfolio Advisory different than other players. And the unstated question is how do I know if it is right for me? To be able to appreciate the diffe… Read More
2018-05-11 07:21
The Rule No. 1 of Investing is, ‘Never lose money.’ And, the Rule No. 2 is, ‘Never forget rule No. 1’—Warren Buffett
Your Stocks portfolio can have 7 types of r… Read More
2018-05-11 07:21
The Rule No. 1 of Investing is, ‘Never lose money.’ And, the Rule No. 2 is, ‘Never forget rule No. 1.’—Warren Buffett
Your Stocks portfolio can have 7 types of… Read More
2018-05-11 07:21
Your portfolio-size will be adequate, if the returns from that portfolio are able to support your goals.
Goals include things that you need or wish to provide e.g. higher education… Read More
2018-05-11 07:20
Risk Willingness/Tolerance and Risk Ability
Investments should be made logically, with an attempt to minimise risk while meeting your long term financial goals. Whenever there is… Read More
2018-05-11 07:20
Risk Ability or the answer to ‘Can I afford to take risks?’, is the capacity to bear risk or sustain losses without a significant impact on your lifestyle.
A… Read More
2018-03-30 13:45
Investing in Mutual Funds (MF) is very easy, however, for an investor wanting to understand ‘What an MF investment entails may be a daunting task. E.g. even if you do finalize on a par… Read More
2018-03-30 13:45
The concern for most investors is, ‘How do I know which instruments is best for me?’ Hence, for many investors, Mutual Funds mark the entry-point in to the stock market. For… Read More
2018-03-30 13:41
The Rule No. 1 of Investing is, ‘Never lose money.’ And, the Rule No. 2 is, ‘Never forget rule No. 1’—Warren Buffett
Your Stocks portfolio can have 7 types of r… Read More
2018-03-30 13:40
The Rule No. 1 of Investing is, ‘Never lose money.’ And, the Rule No. 2 is, ‘Never forget rule No. 1.’—Warren Buffett
Your Stocks portfolio can have 7 types of… Read More
2018-03-30 13:39
Your portfolio-size will be adequate, if the returns from that portfolio are able to support your goals. Goals include things that you need or wish to provide e.g. higher education for child… Read More
2018-03-16 07:37
IPO Details:
Issue size: Rs.4,113 Cr – 4198 Cr
No. of shares: 34,107,525 Equity Shares
Price band: Rs. 1,215 – 1,240
Bid Lot: 12 Shares and in multiple
Re… Read More
2018-03-16 07:35
IPO Details:
Issue Size – Rs 4,473 Cr
Price band: Rs 370 – Rs 375
IPO size: Rs 4,413 Cr – Rs 4,473 Cr
Subscription dates: 15 -19 March
Post-IPO valuation: Rs 44,1… Read More
2018-03-06 06:58
In the short term, valuation probably may not hold true because markets are driven more by sentiments. Cheap stocks may get cheaper, and expensive stocks may get more expensive. But, it has… Read More
2018-02-28 04:13
1. “In our search for new stand-alone businesses, the key qualities we seek are durable competitive strengths; able and high-grade management; good returns on the net tangible assets r… Read More
2018-01-04 06:53
Nowadays, when you open a newspaper or switch-on a news channel, you hear three themes quite often & loud—Bitcoin, Small-cap and Growth-stocks. All of them are making headlines bec… Read More
2017-11-17 10:58
Moody’s upgraded India’s sovereign rating to Baa2 from Baa3 with Stable Outlook.
What do ratings mean?
Credit Rating reflects financial strength of a country when it raises money… Read More
2017-11-07 05:10
Issue Date: Nov 7, 2017 – Nov 9, 2017
Face Value: Rs 10 Per Equity Share
Issue Type: Book Built Issue IPO
Issue Size: (Rs Crore) 8245-8695
Price Band: Rs 275 – Rs 290 per equity… Read More
2017-10-24 06:19
What is Nifty@MRP?
As investors, we constantly track the Nifty movements. To make investing more profitable and not a game of mere chance, we need a solution, a solution which could help us… Read More
2017-10-16 09:54
Across years, we have observed that investor’s behaviour changes as per the market sentiment. They turn risk averse when markets are going through a rough patch. On the contrary, they… Read More
2017-10-12 09:50
Issue Open: Oct 11, 2017 – Oct 13, 2017Issue Type: Book Built Issue IPOIssue Size: 124,700,000 Equity Shares of Rs 5 aggregating up to Rs 11,372.64 CrFace Value: Rs 5 Per Equity S… Read More
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