Holding a Credit card is deemed as a privilege in the Philippines, as it is offered only to the qualified and affordable Filipinos. Yet, there comes a responsibility with the credit cards that spending within the limits and paying the bills on time are essential, for a better credit standing.
With a huge array of promising deals and credit card rewards, it is quite hard to pick the best credit card. Instead of focusing on the rewards and deals on credit cards in the Philippines, the one that goes well with the lifestyle may be worthier. As every credit card in the market is designed to Reward the holders, the credit card holders are entitled to get the rewards, by smartly using it. Although they sound appealing, do not let them override the reason why you need to apply credit card. (As a prospective card holder, discover different types of credit cards, offered by various banks and compare them. Citibank Philippines offers 6 different types of credit cards for its customers and each of them is designed for a particular expenditure goal.
Acquiring points and redeeming them may be tricky at the beginning, but you can acquire the skills in no time. For example, Citi Rewards Card offers 1 point for every P30 spent through the card; and thrice the reward points for shopping or dining or booking Cebu Pacific tickets. These points can be redeemed throughout the country in thousands of shops, restaurants and cinemas.
Points for miles
The trotters, who frequently travel around, require special card that can earn points for their traveling expenses. Definitely, this is an awesome offer for the travelers, who travel around the world for their business, official meetings, vacations and for other reasons. The Citi PremierMiles card earns reward points to redeem them for premier hotel stays, flight ticket discounts, access to free international airport lounge and luxurious Visa Signature Concierge services.
At present, the medical expenses seem to outwit other monthly expenses, especially when there is a family member with an acute health issue. To help them manage their expenses, Citibank Philippines offers Mercury Drug CitiCard, which offers up to 10% discount on Mercury drug purchase and on the medical bills.
Gasoline price discount
With the regular hike in the fuel prices, managing the expenses with a credit card is a wise habit. Despite the hike, Shell Citi Card holders enjoy up to 5% discount on fuel expenses; up to 5% discount on the purchases in North and South Luzon Expressway Toll load; and up to 5% discount for expenses on vehicle repairs, services and accessories, throughout the country.
Premium lifestyle cards offer elite offers, yet only to the premium customers, who retain solid funds in their account and maintain congenial relationship with the bankers. The Citibank Prestige card is the right example for lifestyle cards.
Apart from the above mentioned rewards, Citibank Philippines assures a free Fitbit Charge 2 watch for the customers, who apply credit card online and get it approved.
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