PointPay is creating a fundamentally new product that combines three services in a single closed-loop ecosystem: Pointpay Crypto Bank, PointPay Crypto Exchange platform and PointPay Multi-currency Wallet. work so that potential customers could be users of the World Wide Web residing anywhere in the world.
|Hard cap||30,000,000 USD|
|Soft cap||1,000,000 USD|
|Token for sale||500,000,000 PXP|
|Whitepaper||Click Here For View Whitepaper|
|Website||Click Here For Visit ICO Homepage|
Disadvantages of trading crypto ecosystem
Today, an overwhelming number of crypto exchanges provide traders with access only to rate and volume charts for a specific token or coin. Users conduct their own technical analysis based on the data presented on the exchange, make a decision and place an appropriate order. The movement of funds ceases as soon as the system detects a request that satisfies the conditions of the trader’s application for the purchase or sale of cryptofunds. From this moment, the user turns from a trader into a holder. No funds movement anymore. No daily profit from cryptocurrency assets holding.
Solution of “crypto assets depreciation” problem
The PointPay cryptocurrency platform team formulated its proposals on how to solve this problem and outlined 3 consecutive steps. On the one hand, these proposals will allow traders and holders to gain access to the extended user functionality and make the funds aimlessly stored on the crypto wallets work. On the other hand, the project will be given
the opportunity to grow from the traditional, conforming to today’s tough security requirements, the exchange to the cryptocurrency analogue of PayPal, which can rightly be called a crypto bank of the 21st century – PointPay Crypto Bank.
Benefits of pointpay
Research by Deutsche Bank shows that the number of cash payments worldwide is steadily declining, while the 4 percentage of non-cash payments is constantly increasing electronic money is gradually replacing paper money, and no one will be able to stop this process: for example, in the US, as of 2015, only slightly more than 20% of consumer payments were made in cash, and in Sweden, according to 2016 data less than 10%: in this Scandinavian country, the sign ‘’do not accept cash’’ has become normal. But progress does not stand still: payment cards are being replaced 5 by mobile applications installed.
Cryptocredit and cryptodebit cards
Pay with a credit card connected to VISA / MasterCard electronic payment networks and withdraw funds to it in any country of the world. Applications being developed will work in conjunction with debit and credit cards issued. Guaranteed high security and acceptance of cards in almost any ATM in the world. Buy cars by issuing almost instant cryptocredits, which allows, on the one hand, making a contribution to cryptoeconomics, and on the other, improving the financing structure of a cryptobank and increasing crypto flows.
Token holders who have invested significant amounts in PXP receive tangible preferences when working with the system, including an increase in the service speed, a discount on the exchange, transfer and withdrawal of funds, percentage of which increases depending on the number of tokens available to the investor, an increase in the interest rate on cashback and crypto deposits, and even an option to get an instant loan: the amount of loan available to the investor, again, will depend on the size of its investments in the project, increasing in accordance with the number of tokens available.
The PointPay team believes that the investment process should be more democratic and accessible to the vast majority of people who want to increase their funds. Investors who have cryptocurrencies in their asset portfolio do not have the opportunity to trade on world financial markets by investing in conventional asset classes. They are – shares of world famous companies, index funds , ETF-funds, raw materials etc. Therefore, PointPay issues several thousand tokens of a special kind that will correspond to one or another type of
Currently, the legislations of many countries are still formulating provisions regarding the legal status of cryptocurrencies. In this regard, it is especially important for crypto-industry to be within the legal framework – only a complete legislative settlement can attract a significant number of institutional investors to the industry. PointPay plans to issue bank securities, or security notes, for the most popular crypto-assets – such as, for example,
Bitcoin PointPay Security or Ethereum PointPay Security.
Andrey Svyatov CEO of PointPay
Anna Foster COO of PointPay
Ivan Levitskiy CTO of PointPay
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