If you are one of many millions of people with bad Credit, don’t feel alone. Bad credit happens for as many reasons as there are people. Some of the most common reasons for a low credit score are:
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Loss of a job
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Divorce
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Financial strain from being too many debt obligations (i.e. – bill-juggling)
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Death of the breadwinner
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Bankruptcy
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Financial irresponsibility (simply meant “not paying your bills”)
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Identity theft
But you may not have known is that bad credit can happen to you by mistake! Yes, mistake! It’s estimated that at least 93% all personal credit reports in the United States contain at least one error. While this statistic is enough to give anyone reason for pause, it should trigger two very serious questions in your mind:
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Are an errors costing me the opportunity to get access to credit?
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Are errors causing me to pay more for everyday goods and services (think: credit card interest, deposits on utilities, mortgage interest rates, insurance, etc.)?
Credit reporting errors can happen in just as many was as one can imagine. Think of how much information gets traded between 300 million plus consumers and each of their creditors, then that information is reported to the credit bureaus. That’s A LOT of information! Just by the sheer numbers and by probability, it’s easy to understand that something, somewhere, somehow will get messed up – and that’s why YOU must take control of your credit reports and the information they report about YOU!
Fixing your credit isn’t a “hard” process. In fact, it’s a very simple process, if you can remember a few key points to keep in the back of your mind throughout the process. One of them is to always do things by paper – yes, this means typed letters and a few trips to the post office, and…
YOU’VE GOT THE UPPER HAND WHEN REPAIRING YOUR CREDIT!
Do yourself a favor and get your copy of Shane O’Brien’s “How to Repair Your Credit – BY YOURSELF!” TODAY! It is available for INSTANT DOWNLOAD!
In addition to sample letters you can use in your credit repair efforts, this e-book will teach you all of the following:
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How to properly order your credit reports from the big three credit reporting agencies/bureaus Equifax, Experian, and TransUnion.
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How to analyze the credit reports you receive in order to spot errors and discrepancies.
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How to properly initiate a dispute of negative/erroneous items with the credit bureaus.
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How to further challenge negative/inaccurate information contained within the dispute results received from the credit bureaus.
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How to INCREASE YOUR CREDIT SCORE 100+ points in 30 to 60 days time.
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Why you should NEVER use a credit repair company – You can do this yourself and your credit report will thank you in the long run!
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How to MAKE MONEY from your credit repair efforts, AND SO MUCH MORE!!!
SIMPLY CLICK ON THE E-BOOK COVER BELOW IN ORDER TO GET YOUR INSTANT DOWNLOAD!
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