Get Even More Visitors To Your Blog, Upgrade To A Business Listing >>

NPS offers No assurance on Returns

Best SIP Funds Online 

Trade unions have opposed the NPS because it does not offer assured returns. In fact, it should not be called a pension scheme because pension is not defined. NPS may be looking good right now because markets have done well. But this could change dramatically if there is a downturn. Some Funds of the NPS have given barely 2% returns in the past one year. If equity markets crash, the returns could be in the negative. What happened in 2008 could get repeated.

If an investor retires in a black swan year, he will have a corpus much smaller than he planned for. What if the bearish phase extends for 5-10 years? Will he be able to survive without his pension just because markets are down? A 25-year-old may be able to wait it out for the markets to bounce back, but a retiree does not have the luxury of time. This is why investors want some kind of assurance in the income during retirement. Unless the NPS offers an assurance of positive returns, investors s ..



SIPs are when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich

For further information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300

OR

You can write to us at

Invest [at] SaveTaxGetRich [dot] Com



This post first appeared on Indian Stock Market Picks, please read the originial post: here

Share the post

NPS offers No assurance on Returns

×

Subscribe to Indian Stock Market Picks

Get updates delivered right to your inbox!

Thank you for your subscription

×