2020-02-03 05:16
Top SIP Funds Online Income tax deduction under section 80CCDUnder Income Tax, TaxPayers have the benefit of claiming several deductions. Out of the deduction avenues, Section 8… Read More
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2019-12-09 14:46
Top SIP Funds Online The government of India has paved the way for the launch of India's first corporate bond ETF called as Bharat Bond ETF. Edelweiss Mutual Fund will be managing it… Read More
2019-04-29 04:06
Top SIP Funds Online Mirae Asset Focused Fund (MAFF) is a new fund from the stable of Mirae Asset Mutual Fund. It is an open-ended diversified equity scheme which will follow a fo… Read More
2018-12-13 11:54
Are there any best SIPs? SIPs are a medium to invest in mutual funds. Hence, there's nothing like 'best SIPs'; you need to select best or winning mutual fund schemes to invest so… Read More
2018-12-13 03:14
A PPF account can be retained after maturity without making any further deposits. The balance will continue to earn interest till it is closed.Public provident fund or PPF remains one of… Read More
2018-12-12 15:03
Over the last three to five years, an additional development in the actual mode of paying for the SIP investment has improved matters further. Earlier, SIPs meant writing a pile of cheques a… Read More
2018-12-12 03:09
It makes sense to add spouse as co-owner as it helps in enhanced loan eligibility and provides tax benefits to both co-borrowers on interest and principal repayment. Also, succession of… Read More
2018-12-07 11:47
We know how investing is different from just saving. If we put our saved money somewhere where it will grow, then that's investing. However, there are a number of possibilities available whe… Read More
2018-12-04 03:11
The lure of buying diamonds might be in their glitter, but you can even buy diamonds in the electronic form, through the Indian Commodities Exchange (ICEX) Ltd as derivative contracts… Read More
2018-12-03 11:48
HAVE never understood my payslip till date, says Avni Rustagi, a native of Punjab. Avni, 25, moved to Bangalore four years back in the hope of turning her dream into reality. In that order… Read More
2018-12-03 03:19
Non-convertible debentures(NCDs) and fixed deposits issued by companies can turn out to be good investment alternatives given that bank fixed deposits are not offering attractive rates. With… Read More
2018-11-30 11:21
No matter what savers are hoping for, interest rates are going to stay low for years to come. It is time to study the investment alternatives.A few hiccups along the way notwithstanding… Read More
2018-11-30 03:08
An ideal retirement corpus should take care of all your expenses after you stop working. But can you calculate the amount required? It involves taking into account life expectancy, interest… Read More
2018-11-29 13:55
The Public Provident Fund (PPF) and equity-linked saving schemes (ELSS) are popular investment options that both qualify for income tax deductions. A deduction reduces your overall tax l… Read More
2018-11-29 03:08
They are bit more Risky. The risk comes in two forms. One is the likelihood of a fund manager losing money in a certain stock. I think if a fund manager goes wrong, the possibility of signif… Read More
2018-11-28 11:28
Rising interest rates in all eventuality can apply the brakes on a rising stock market. Of late, returns from market indices, especially mid- and small-cap indices have dwindled. "Inte… Read More
2018-11-28 03:09
As citizens of India, our responsibility towards the country does not end with paying taxes. We have to file income tax returns (ITR) every year for which the government allows us four month… Read More
2018-11-27 16:45
Mutual Fund SWPs are better option When your clients are looking to generate regular cash flow from mutual funds, they often find it difficult to decide whether or not they should redeem th… Read More
2018-11-27 11:50
Top SIP Funds Online SBI Focused Equity FundHow has the SBI Focused Equity Fund performed? With a 10-year return of 17.82%, the fund has outperformed both the index (12.43%) and the… Read More
2018-11-27 03:00
Apart from a health insurance policy that pays for hospitalization, critical illness insurance plans are also very popular in the health insurance segment. A critical illness policy co… Read More
2018-11-26 11:30
What are FMPs?As Fixed maturity plans or FMPs are closed-end debt mutual fund schemes, they come with a specific tenure. So investors can invest only at the time of a new fund offering (NFO… Read More
2018-11-23 03:11
Why go for term plan-MF comboThe term plan-mutual funds combination is financially the most efficient. Ulips levy a number of other charges besides the fund management charge (that a mutual… Read More
2018-11-22 11:50
Rising rates is bad news for debt fund investors. When the interest rate starts to move up, the price of existing bonds falls which in turn pushes down the net asset value (NAV) of deb… Read More
2018-11-22 07:40
Indians love travelling. The thought of exploring new places, learning new cultures and tasting local cuisines is both exciting and enthralling. But in that excitement, many of us generally… Read More
2018-11-21 11:41
When investors sit to review their mutual fund schemes, they will notice some of the schemes that they held have merged or their names have changed.1. Why have names of some mutual fund sche… Read More
2018-11-21 03:00
What Bond Yields tell us?The big difference between debt and equity market is that the former is less volatile. However, in the last one month, bond markets have been volatile in response to… Read More
2018-11-20 16:36
There are various types of bonds such as zero-coupon bonds, tax-free bonds, taxable bonds, PSU bonds, 7.75% RBI Bonds. Features vary, therefore, before investing one must know the mini… Read More
2018-11-20 11:50
e-Insurance Account is a platform offered to policyholders to store all their policies in a digital format. This is maintained by an insurance repository which stores it in an electron… Read More
2018-11-20 03:02
The Reserve Bank of India (RBI) had said foreign portfolio investors could buy up to 1 percentage point more in government bonds, but in two stages, in 2018-19. The rise in the limit w… Read More
2018-11-19 11:10
HDFC Bank today launched its Digital Loans against Mutual Funds (LAMF) in partnership with transfer agent CAMS. The bank customers can now pledge mutual fund assets online and get over… Read More
2018-11-19 03:26
Close-ended mutual funds do not have any track record and aren't open to investors post their initial offer periodEver since the Securities and Exchange Board of India (SEBI) announced re-ca… Read More
2018-11-16 11:06
We have assessed 10 tax-saving instruments on eight key parameters—returns, safety, flexibility, liquidity, costs, transparency, ease of investment and taxability of income. Each p… Read More
2018-11-16 03:21
The consistent performance of FMCG mutual fund schemes over various time-frames have revived an old debate: Should regular investors opt for them? FMCG fund category has been consisten… Read More
2018-11-15 11:57
What is an NFO?NFOs are first-time subscription offers for a new scheme. Many funds launch NFOs to complete their product basket. For example, if an AMC does not have a hybrid fund or multi… Read More
2018-11-15 03:15
Banks keep varying their FD rates and that poses a risk to your investment. A rate of 9% is not only the highest rate offered five years ago, but also one of the highest interest rate… Read More
2018-11-14 13:07
Many investors who started investing in equity mutual funds using SIPs in the past year are seeing negative returns due to the correction in the markets. Find out what they should do in that… Read More
2018-11-14 09:37
Classified under large cap funds, ICICI Prudential Bluechip Fund is now mandated to invest predominantly in stocks of top 100 companies by full market capitalization. The fund will m… Read More
2018-11-14 03:17
Following a hike in the repo rate by the Reserve Bank of India (RBI) and expectations of a few more increases in the current financial year, fund managers insist that investors should st… Read More
2018-11-13 11:57
Some people are better investors and financially more secure because they know how to extract more from every rupee. The consequences of right and wrong financial decisions. Investin… Read More
2018-11-13 10:15
Individuals who are disciplined for regular investing and looking for a good long term investment option backed with life cover and do not mind the 5-year lock in period should be investing… Read More
2018-11-13 03:15
Mutual fund schemes need to be tracked with respect to their benchmark and the ability of the management to show its true ability during volatile and choppy periods to evaluate their per… Read More
2018-11-12 11:42
Can you stop your SIP?Yes, that is simple. Just fill in an SIP stoppage form or write a letter and you can stop your SIPs. On the other hand, if your bank account doesn't have enough funds a… Read More
2018-11-12 07:14
A few years ago, our biggest risk was the cash in the wallet. Having being pick pocketed or protecting gold kept in the home were our main concerns. However, today we are living in a dig… Read More
2018-11-12 03:17
Debt Funds Risks Interest rate risks on longer maturity: Bond prices are affected by the interest rate cycles and policy stance of central banks. Higher the average maturity, the more… Read More
2018-11-11 10:29
If you were stumped to read that you will now be paying goods and services tax (GST) on your mutual fund exit load, you are not alone. The frequently asked questions (FAQs) issued by t… Read More
2018-11-11 02:45
Does your fund changes its stock holdings frequently? Does it sell a lot to book profits or buy more on dips? Portfolio turnover reveals these things. It is a number that is disclosed at the… Read More
2018-11-10 12:45
Children's bank accounts help parents create a corpus for their children and teach them basics of money management. Such accounts are called "minor" accounts. A minor is a person who has n… Read More
2018-11-10 10:39
In Intraday Trading, you have to open and close your positions on the very same day. It is essential that you buy and sell the shares on the same day. Intraday has to take place within the t… Read More
2018-11-10 09:12
The fall in interest rates which we have witnessed since April 2014 seems to have taken a pause. And, thanks to rising oil prices and rising inflation, interest rates are on its way up… Read More
2018-11-10 03:07
When stock markets do well, investors want to hitch a ride through various investment products. Everybody wants to get a piece of the action. There was a time, not long ago, when United Link… Read More
2018-11-09 11:42
Compared to buying a mutual fund, investors often make worst decisions when it comes to selling themThe fact that there are so many mutual funds in India and choosing a suitable one is diffi… Read More
2018-11-09 02:57
Forgotten investments are a big issue. A massive amount of money lies in banks, insurance companies and housing finance companies. It is more common amongst the older folks where they sp… Read More
2018-11-07 10:31
Thanks to Section 80C of the Income Tax Act, you don't have to pay tax on ₹1.5 lakh of your salary—you can deduct this amount from your taxable income. But this deduction is… Read More
2018-11-07 02:58
Motilal Oswal Focused 251/3 year return: 9.54 /9.91%Top 10 holdings (%): 62Top 3 holdings: HDFC Bank, Maruti, kotak Mahindra BankTHE FUND manager aims to own compact portfolio… Read More
2018-11-06 11:58
You should have a time horizon of at least 5 to 6 years. All these categories are good. They invest in equity but have a different strategy. Most multi-cap funds will be growth-oriented. The… Read More
2018-11-06 03:05
Bond funds make a lot of sense for investors who are looking for slow but steady growth. They are tax-efficient too compared to the good old fixed deposits for individuals in higher inco… Read More
2018-11-05 10:08
An Employees' Provident Fund (EPF) is managed by the Employees' Provident Fund Organisation (EPFO) under the Employees' Provident Funds and Miscellaneous Provisions Act, 1952.Every establish… Read More
2018-11-05 07:47
The market tide has turned again. News channels are broadcasting 'red'. Yes, the market is bleeding profusely and market experts are comparing the current market fall with the 2008 market cr… Read More
2018-11-05 03:17
Invest MIPs OnlineRetirees looking for regular income in their golden years should opt for these funds which invest a small portion of their corpus in equities and the r… Read More
2018-10-31 03:02
Many people looking for a health insurance policy for their families wonder if they should take a family floater or individual policies for different family members. A family floate… Read More
2018-10-30 11:21
Mutual fund withdrawals are subject to tax depending on the category of the funds you own. Debt funds and equity funds are taxed differently. Systematic Withdrawal Plans (SWP) redemption is… Read More
2018-10-30 07:21
Those lacking financial discipline often fail to increase their SIP amount in sync with their rising income.Step-up SIP, also popularly known as top-up SIP, is an automated facility thr… Read More
2018-10-30 03:08
Canara Robeco Bluechip EquityFund Manager: Shridatta BhandwaldarAs a fund house, Canara Robeco focuses that capture compounding stories which have visibility, sustainability, and longevity o… Read More
2018-10-29 11:44
Here's a list of the seven new hybrid MF categories.Hybrid MF SchemesCategoryScheme CharacteristicsConservative Hybrid FundInvestment in equity & equity related instruments- between 10%… Read More
2018-10-29 09:32
Edelweiss Large cap1/3 year return: 15.6 /10.14%Top 10 holdings (%): 37LOOKING FOR companies with secular growth stories coupled with sharp portfolio management relative to the ben… Read More
2018-10-28 04:24
When it comes to debt investments there seems to be an acute aversion to any sort of volatility among investors. But that need not be the case. In the current market bond yields have see… Read More
2018-10-26 11:19
Ask any finance professional 'should investors diversify their investments?' The answer will be a resounding yes. Diversification is a key risk mitigation strategy. Generally, we view… Read More
2018-10-26 09:09
An equity mutual fund is a mutual fund that invests in stocks. They are a lucrative and interesting investment avenue present in the market today. Over the period of time, we have seen p… Read More
2018-10-26 03:04
You have just got a job but you are clueless as to how to manage your money. You either spend your entire disposable income or let your savings sit on the credit side of your saving acco… Read More
2018-10-25 11:36
Here's a list of all the debt fund MF categoriesDebt MF SchemesCategoryScheme CharacteristicsOvernight FundInvestment in overnight securities having maturity of 1 dayLiquid FundInvestment in… Read More
2018-10-25 08:34
Equity has fresh competition. In volatility that is. Gilts have turned pretty volatile the last few months so much so, that at times, they behave like small-cap stocks! Debt markets have… Read More
2018-10-25 06:06
PNB MetLife, a private life insurer, has gone live with an Artificial Intelligence-powered customer service app 'Khushi', which aims to provide assistance to policyholders for their in… Read More
2018-10-25 03:17
Withdrawals from Sukanya Samriddhi Account Up to 50% of the accumulated corpus can be withdrawn after the girl has completed 18 years of age to meet her education or marriage expe… Read More
2018-10-24 11:22
If markets are in a bull phase, it makes sense to redeem your investmentsSay, you have investments in mutual funds (MFs), and you need money urgently. Do you redeem your investments? HDF… Read More
2018-10-24 09:42
The dividends announced by the source scheme will be transferred to transferee scheme at regular intervals.Search for high returns make individuals consider investment… Read More
2018-10-24 02:59
The minimum annual deposit requirement for Sukanya Samriddhi Yojana accounts has been lowered to Rs 250 from Rs 1,000 earlier. Interest rate on Sukanya Samriddhi account is revised every… Read More
2018-10-23 11:55
Decoding a health insurance policy document can be tough, given the complex list of terms and conditions. Many tend to give the in-depth study of the clauses a miss, only to regret lat… Read More
2018-10-23 09:59
A major financial planning goal that everyone has is saving for their children's education. To put their kids through a good university, parents are now taking on extra work, sacrifici… Read More
2018-10-22 11:07
To claim deduction, the loan should be taken from a bank or a qualified institution for higher education of self, spouse or children or the student for whom the individual is a legal guardia… Read More
2018-10-22 07:50
Health insurance is a necessity in today's times as the cost of treatment and medication is skyrocketing and people are also now more prone to lifestyle illnesses than before. However, there… Read More
2018-10-22 03:03
NRIs have a diverse set of needs. While some aim to get higher returns, others may want to build assets for their family. Let us look at some of the investment options that you can rec… Read More
2018-10-21 19:03
Based on conversations with some of my salaried friends, I gather that most employees believe they don't need to file their income tax return (ITR) if income tax has already been deducted fr… Read More
2018-10-21 14:32
SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Inve… Read More
2018-10-21 02:51
DSP Top 100Fund Manager: Harrish ZaveriZaveri has been a stickler to quality. He hunts for stocks with strong cash flows, high ROE and secular growth. These factors have paid off quite well… Read More
2018-10-20 17:14
Around 20%-30% of mutual fund schemes have seen a change in investment style after the Sebi-mandated recategorisation exercise.Are you wondering why you are getting name change and category… Read More
2018-10-20 13:27
Life insurance doesn't only give you protection benefit but, offers many other advantages also. For instance, some life insurance plans can help you save tax and create wealth. However… Read More
2018-10-20 09:49
BUYBACKSIt is an event when the company purchases its shares from shareholders, usually at a premium to the market price. Companies go for buybacks to consolidate their stake in the enterpri… Read More
2018-10-20 08:13
SIPs are Best Investments as Stock Market s are move up and down. Volatile is your best friend in making Money and creating enormous Wealth, If you have patience and long term Inve… Read More
2018-10-19 17:57
Among the various options that are available to save tax, one of the most promising is equity-linked savings schemes (ELSS).ELSS are diversified equity mutual funds that invest a m… Read More
2018-10-19 07:02
Tax-free bonds & select debt mutual funds see big demand; banks lose `40,000 cr net in a fortnight Falling rates appear to be prompting a shift from traditional bank term de… Read More
2018-10-18 10:27
Mutual Funds have gained huge popularity in recent years as evident from the fact that between 1st April 2016 and 31st March 2018, 2.32 crore folios have been added by mutual funds. The… Read More
2018-10-18 09:30
Using your credit card for regular spends and ensuring timely and full repayment of outstanding dues helps in building a good credit score.Using a credit card is equivalent to taking a loan… Read More
2018-10-18 07:11
Best SIP Funds to Invest Online If you are employed and are in receipt of house rent allowance (HRA) from your employer, you can generally claim an exemption in respect of rental pa… Read More
2018-10-18 03:08
While travelling can be relaxing, it can turn harrowing because of any unforeseen circumstances. Travel insurance can cover against unexpected situations such as medical costs abroad, lo… Read More
2018-10-18 03:08
Should investors invest in Mutual Funds at this point in time?Equity investors should not get panicky during high market volatility and market corrections. It is a normal phenomenon, which u… Read More
2018-10-17 14:59
From February, equity mutual funds have to change their benchmarks to account for dividend payments. Until now, funds used price-based benchmarks alone. TRI or total return indices assume th… Read More
2018-10-17 12:10
Invesco Large Cap FundFund manager: Amit GanatraThe scheme largely focuses on business leaders across sectors. This gives it a large-cap bias. Ganatra selects companies based on their compet… Read More
2018-10-17 08:30
The tax impact is much lower in case of LTCG on debt funds and equity funds. In case of debt funds, there is an indexation benefit available that reduces the taxable gain.Mutual fund tax… Read More
2018-10-17 07:19
Money management is not a one day wonder. Money-rituals is a discipline. Unfortunately, We are living in an era where we end up spending our un-earned money. By the second week of the mo… Read More
2018-10-17 03:06
NPS transaction statement: What you should check Subscribers of the National Pension System (NPS) receive a statement of transactions at the end of each financial year. Here are the det… Read More
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