If you have been wondering about text loans, you might want to look into these options, but make sure you know what you are signing up for first.Text Loans are a form of cellular financing commonly offered in small amounts and at a high APR.The Amount you pay back can be as high as 994%.What You Need to Know About Sms Lån?: eAskmeAPR for text loans can be as high as 994%:APR, or annual percentage