Flooding can cause unimaginable Damage to your home. In a matter of hours, a lifetime of possessions and memories are often washed away. When the Flood water recedes, and it is time to begin cleaning up, many homeowners are at a loss of the best way to recover. They have many questions which they need answered. Five of the most common questions are:
Will my insurance pay for the damages?
The quickest, correct answer to this question is, it depends. Most people are aware the majority of homeowner's insurance policies do not cover Flood Damage. An additional flood insurance policy is typically required if you want to be covered in the event of a flood. Depending on situation, FEMA may cover some of the costs associated with flooding.
It is important to note that the definition of “flood damage” is only damages which are caused by rising water, or water which on the ground before causing the damage. Damages caused by broken interior pipes or other in-home plumbing problems is not covered by flood insurance policies.
Is it safe to remain in my home?
Each situation is different, but there is a high chance that it is unhealthy for you and your family to remain in your home after a flood. Not only is there a good chance the stagnant water in your home is contaminated with a bacteria, but flooding can damage a building's structure, causing it to become unstable. It is essential to have your home inspected by a certified building inspector before staying in the home.
Who can help me to recover from a flood?
After experiencing a flood, finding assistance to help put your life back in order is a top priority. Contacting a flood remediation company is the best way to start the process of returning to normalcy.
Can't I save money by doing the work myself?
Flood remediation companies are experts at helping homeowners recover after a flood damage. Even if you are a DIY expert, repairing flood damage is challenging. Without the experience and proper equipment, trying to take care of flood damage yourself may cause larger, and more expensive, problems in the future. A qualified flood remediation company can handle everything from eliminating excess water to restoring power and water to your home.
What should I look for in a qualified flood remediation service?
In a word, experience. Be sure to ask any potential company about their past work providing flood remediation services. Ask for references, and check them. Most importantly, make sure you feel comfortable with the contractors who will be in charge of the repairs to your home.
No one is ready for a flood, but knowing what to do after one has damaged your home means you are one step closer to getting back to your life back to normal if it ever happens to you.
If you are in need of flood damage clean up or flood damage restoration contact ServiceMaster by Hedden today.
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