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5 FAQs about Insurance Restoration in Damaged Properties

Insurance Restoration Services by United Renovations Although your property’s Insurance policy is there to help you recover any costs associated with damage resulting from an insured peril, claiming your “rightful” cover is not an easy process, especially if this is your first experience. It is like a business negotiation requiring various intricate steps, from ensuring a fair settlement to the stabilization of your asset. Consequently, it’s common for multifamily property owners seeking to file insurance claims to have many questions regarding the process. To help, we answer five of the FAQs associated with insurance restoration of damaged properties.

1. What should I do at the damaged property?

Take photographs of the site location including the roof, interiors, and even landscape, to ensure you have detailed documentation on the damage, essential when filing an insurance claim. Take note all items labeled as salvageable or “for replace” by the insurer. Discuss with the adjuster, if you disagree with any of their decisions.

2. What steps should I take to get a fair settlement?

Prepare comprehensive documentation on the property before the loss – details on the number of rooms, type of windows, finishes, etc. For contents claims, evaluate and document the value of all goods and property. Get help from government agencies, and case managers, or simply hire an experienced professional offering insurance restoration services, for expert help in navigating the process.

3. What problems are associated with insurance restoration?

The very first challenge that most property owners face is confusion over what all is covered under their Insurance Policy, as comprehending an insurance policy can be a pain. The next challenge is claim delays, lowball estimates, and settlement offers. In addition, property owners often have disputes with insurers over the value of their losses.

4. Any tips on “depreciated” items?

The process of marking items as “depreciated” is entirely subjective, and varies from adjuster to adjuster. What you must ensure is that your adjuster does not apply the same depreciation to all items. The reason is various factors come into play to determine depreciation, including age, condition, and period of useful life left.

5. Is insurance restoration always time-consuming?

Not exactly. How fast you are able to claim your insurance and begin reconstruction depends on your insurer. A few insurance companies, for instance, are faster at handling claims, over the rest. Similarly, if you don’t procrastinate with providing the required documents and filing the claim, the process is more likely to be streamlined.


Although an insurance policy secures your multifamily property investment, ensuring just insurance restoration is never an easy process. That’s where you need seasoned professionals, such as United Renovations, to help. Our team of knowledgeable insurance specialists coordinate directly with your insurance carrier to obtain an appropriate and timely settlement. We begin stabilizing your asset to minimize loss and maintain the safety and value of your property. To learn more about our insurance claims support and restoration services, talk to one of our professionals by filling out our contact form. You can also call us at (972) 432-6922.


This post first appeared on Nationwide Multifamily Renovation Company | United Renovations, please read the originial post: here

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5 FAQs about Insurance Restoration in Damaged Properties


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