The mortgage industry has always been tumultuous. Dramatic cycles with extreme highs and catastrophic lows has plagued the industry since its inception, and the last six years has been no ex… Read More
If you’re a licensed mortgage loan originator you probably know that you are required to complete a minimum of eight hours Continued Education each year. What you likely don&rsqu&hell…Read More
Stand Alone Uniform State Test- Time is running out! The 25 question Stand Alone Uniform State Test is about to expire. As of April 1, 2014 the temporary, shorter stand alone test will no lo… Read More
The Home Ownership and Equity Protection Act (HOEPA) was originally created in 1994 as an amendment to the TILA, to protect home owners from potentially abusive lending practices in the home… Read More
Mortgage Disclosure Improvement Act is a newer law that was created in part due to the mortgage crisis that occurred in 2008. This law was passed by the Federal Reserve Board inJuly 2008 and… Read More
The federal government has many laws in place to prevent American’s from being illegally discriminated against. Among them are the Civil Rights Act, Community Reinvestment Act, H… Read More
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