UTR has 16 unique no. of RTGS /NEFT denotes in form of :
First 4 digits for Bank : PUNB ( Bank Code)
Next 1 digit for Server : N or H [(System Identifier) ; "N" stand for
transactions generated in RTGS/NEFT
interface/application and "H" stand for
transactions generated in Bank's host
system
Next 2 digit for year : 16 ( for last two digit of year 2016)
Next 3 digit for Julian Date : 362 (for 27 December)
Next 6 digit : Unique Reference Number
for example -
PUNB-H-16-362-XXXXXX for 27.12.2016 dated transaction.
If you have made any RTGS/NEFT transaction to recipient then don't forget to mention UTR No. to make it enable to track.
This post first appeared on Save Tax Save Money With Life Health Insurance, please read the originial post: here
