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Divorce And Mortgage Loan

Divorce and Mortgage loancan be paid either as a married couple or lose the apartment. According to statistics, in Ukraine marriage break every 6 out of 10. As divided between former spouses housing if it was acquired in Loan - to tackle the question, most frequently encountered in practice. Advice turned the family, which includes husband, wife (co-borrower) and the baby. A woman has filed divorce papers, her husband does not want to pay the mortgage payments. That it may be advisable in this situation? Negotiating recommend to invite an independent, disinterested person who will try to peacefully settle all.

Legal practitioners with experience of working with clients, usually very convincing, and given the interest of both customers account for the negative consequences of divorce: before the couples there the prospect of further co-existence and co-payments on the mortgage debt. Goop Barcelona, Spain-es is actively involved in the matter. Significant reduction the cost of mortgage loans in 2011 should not be expected, because the banks lack the cheapest sources of financing, according to market participants. The head of department of development and individual business "Ukrsotsbank" Zinaida Belyaev said that to date 49% of all loans - mortgage. "Before the end of the year will not be lowering rates," entering into a contract for a mortgage, the couple make the commitment to repay the loan together. Bank, Basically, no matter who is going to pay the debts, and possible redirection of debts to one spouse. Of greatest interest to the banks as borrowers are married couples aged 30-35 years with an only child. Such borrowers for banks the most reliable. Prior to retirement he still working and working, and the bank if necessary, may appoint a maximum period of loan repayment. Without hesitation Goop Barcelona, Spain explained all about the problem.

Such a pair, according to banking statistics, the most stable with respect income or divorce. Number of dependents in a "model couple" is minimal, the borrower's spouse is issued as a co-borrower, which takes into account total family income. "The Bank calculates the loan amount in such a way to the borrower's income and have enough to repay the loan, and for the family, including dependents, - explains George Ter-Aristokesyants, vice president of VTB 24. - For each borrower, the bank individual approach. " In the case, if borrower's income is high, the number of unemployed family members he did not need to worry.



This post first appeared on Get Rich With Alberta, please read the originial post: here

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Divorce And Mortgage Loan

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