Best Ways To Save Money As A Stay At Home Mom
Spend less on the things you do most as a SAHM!Being a stay at home mom is very rewarding but living off of one income can be a challenge. No doubt you and your family are making sacrifices that are worth it. Despite all of that, do you struggle to find ways to save money as a stay at home mom? Whether it’s figuring out how to set a grocery budget but still eating healthy in finding ways to provide experiences for your kids without breaking the bank, I have you covered! With a little creativity, you can find ways to live frugally without feeling like you are cheapening your quality of life. Below I’ll share with you the best money saving ideas for stay at home moms.
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Money-Saving Ideas For GroceriesFood is a huge part of a stay at home mom’s life. From buying to cooking we are constantly prepping snacks and meals for our hangry crew. It seems like organic food is expensive and the only coupons out there are for processed food. How do you save money on groceries and still eat healthily? Here are some ideas!
Keep A Budget and Use a ListSet an amount on how much you will spend so you have money to use in other areas. Eating is important but you also need to make sure there is enough to pay for other costs of living. To figure out your budget try the following:
- Look at your bank account to see what spent in the last month. Was that too much or too little?
- Cut out or reduce unnecessary food purchases like eating out or getting take-out.
- Set a new amount that is realistic to keep your family fed but isn’t over the top.
- Divide your monthly amount into 4 so you know how much you can spend weekly.
Plan MealsThis is a huge way to save money on groceries! Plan your meals for the week and only buy what you need for those meals. That way you aren’t spending money on food you won’t eat. Meal planning may feel like one more thing you need to do. It’s not that hard, and once you get the hang of things it won’t take that long. To make it easy and get started do the following:
- Keep your pantry and fridge well stocked with the basics like flour, sugar, salt, cooking oil, butter, etc.
- Meatless Monday
- Taco Tuesday
- Winning Wednesday (favorite meal)
- Pasta Thursday
- Leftover/pizza Friday
- Mom’s night off Saturday (easy to prep food)
- Souper Sunday
Shop OnlineTime saver and life saver right here! Have you ever gone to the grocery store and been surprised at how much you ended up spending? It can be hard to keep track of spending as you juggle your list, the cart, keeping kids in check, and fighting crowds. Feels awful going over budget though. You didn’t mean to but it happened. When I shop online I can see the total in my cart before I check-out. If I go over budget I simply remove items that are not essential or are extra add-ons. This is where I save money! Also, I save time and stress because I don’t have to deal with crowds or fussy children! I also save money on groceries by picking up my order rather than having them delivered. There usually is an extra cost having food dropped off on your front step. But of course, if you don’t have time to leave the house, having your grocery delivered by Amazing Grocery Delivery apps like Shipt, Instacart, Walmart Delivery, and more is always a great alternative! Nothing is more satisfying knowing I stayed within my budget before I checked out!
Shop Sale AdsThis one might take a little extra time but the grocery savings are worth it! Sometimes I like to make my shopping list based on the weekly sale ads. There are two grocery stores that are close to each other and I find I get exactly what I need between the two stores. At home, I go through the ads online and either make my list to shop in person or do online. I also make my meal plan based off of the specials. After I get my groceries I look at what I have in stock and plan accordingly. This method is perfect if you don’t want to plan out meals before making a shopping list.
Start CouponingTo add on, couponing will be your best friend when attempting to save money on groceries! I am an inspiring couponer and I have just begun my couponing journey. If you want tips and hacks to start your journey feel free to subscribe to our mailing list to receive extremely awesome tips and tricks to couponing! In the meantime to get you started on your couponing journey, take note of all your favorite stores, and check the web for digital and or printable coupons. Special: download your favorite store app to save big, as well as join their rewards program so you can start earning from your purchases!
Shop at Dollar TreeDollar Tree is one of my favorite stores ever! Why? You may ask! BECAUSE EVERYTHING IS REAL JUST $1 AT DOLLAR TREE. Do you know how convenient it is to just have to count how many items you have in your cart to know your total? Or go into a store with just $20 and come out with 20 items! You will feel like a millionaire at Dollar Tree. And just because everything is just $1 doesn’t mean there’s not quality stuff in Dollar Tree. You can find almost all the essential household supplies you need at Dollar Tree, plus you can find, things like Kitchen & Dining, Food & Drinks, Floral & Home Decor, Party Supplies (One of my favorites), Toy & Books, Cleaning & Storage, and so much more! You can even order stuff online from Dollar Tree!
Money-Saving Ideas For Kids ActivitiesOne of the first things to cut out of the budget is extracurriculars and outings for kids. Just because you are on one income doesn’t mean you can’t do anything fun. Special activities can be worth the price because many are educational and all offer great memory-making experiences. There are great ways to save money on entertainment. Check out the following money saving ideas!
MembershipsIs there a children’s museum or zoo you love going to? Check out the membership cost and perks. Usually, the cost of a year membership is the same as two family visits. If you know you want to go a lot of times it’s worth the price. Many museum memberships have perks which include free or discounted rates to other venues. This gets you into other places you may not otherwise see!
Library ProgramsCheck out your local library’s event page. Besides storytimes, many libraries offer special events like community concerts, movies, arts and crafts, and educational activities. Kids can also sign up for special clubs that focus on activities like gaming, Legos, cooking, and STEM. Usually during school breaks and summer libraries have special reading programs that offer incentives to read books. In return, kids get coupons to other kid-oriented places.
Parks and RecreationIt seems that sports can be costly. They can be with private club fees. Parks and recreation programs offer money-saving experiences for kids who want to play sports. Check out your local parks and recreation department and you will find discounted prices on swimming lessons, soccer, dance, basketball, t-ball, and much more. Parks and recreation is a great introduction to playing. They are usually run by parent volunteer coaches who have experience playing in a sport. Kids learn great skills and how to work as a team.
Mom Groups/ClubsLooking for ways for some socialization for both you and your kids? Check your local area for mom groups like MOPS or Mom Club. Local community centers, clinics, or churches also offer mom groups. Gatherings can vary from planned play dates, walks, or trips to the park. Other groups meet at one location and kids play together in one room and moms get some adult time in another area. Either way, these organizations are a great way to meet friends and get you out of the house without spending a lot of money.
Money-Saving Ideas For Clothing and SuppliesClothing and other supplies are essential for kids but can be costly. Luckily there are great money-saving ideas for you to try to keep your kids clothed and equipped.
- Shop next year sizes at this year’s end of season clearance: Have a 1-year-old this winter that will be in 2T next winter? Shop the clearance rack for 2T now.
- Facebook Marketplace or other online resale sites: Sell your kids outgrown clothes on one of these sites and use your earnings for new clothes. You can also find great bargains for other clothes on these sites.
- City-wide garage sales: Make a day for money-saving shopping and check out a town’s garage sale days. This is a haven for people to clear their bins and sell kids’ clothes for cheap!
- Clothing swap with friends: Plan a fun morning with your gal friends and hand-me-down clothes. Swap your stuff for their stuff!
Kid SuppliesSoap, medicine, bandaids, school supplies, you know the basics you need to keep your kids going. Here are some money-saving tips for these things.
- Buy bulk: It seems kids go through stuff quickly. Save money and trips to the store by being well-stocked.
- Rebate apps: These types of products are always on apps like Ibotta. Get money back for the things you buy most! It can be used on groceries too!
- Amazon Subscribe and Save: If you are a Prime member I highly recommend Subscribe and Save. You are given a discount when you schedule your delivery. Saves you from having to run out of items too.
Last Thing You Need to Know About Saving Money As a Stay At Home MomAs you just read there are many ways to live well on a budget. Spending less on the things you do most is the best money-saving idea for stay at home moms! With all these lovely hacks and tricks for saving money as a SAHM, it’s time for you to put these tips into play. Don’t let this amazing knowledge go to waste. Sharing is Caring! So, share this blog post with your Family and Friends, and on social media (Facebook, Pinterest, Twitter, Reddit, etc). Though this blog is titled Best Ways to Save Money As a Stay at Home Mom, these tips and tricks can be used by all moms! Don’t forget to leave your tips and tricks on how to save money as a mom below in the comments, as well as, check out the awesome blog post suggestions below to help make your Motherhood Easier!
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