2023-03-17 18:44
When I was working on reporting my net worth to you the other day, I was surprised to see that it was about $3.3 million! I immediately knew I shouldn't get too excited, though. It wasn't th… Read More
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My Open Wallet: A Personal Finance Blog About Mone Blog
myopenwallet.blogspot.com
An anonymous New Yorker tells the world how much money she earns, spends, and saves.
2023-03-15 13:00
In a previous post, I gave a run-down on all my 2022 expenses, in the form of a total for Sweetie and me. It's a more accurate way to do it, otherwise it might look like my food budget was s… Read More
2023-03-10 20:14
The commenters have been clamoring! I know I've been delinquent, I keep meaning to post here more often and for some reason always put it off. But yes, I'm still alive and still earning and… Read More
2022-01-02 21:13
What a year... as I write this, I'm on the mend from my own mild case of COVID, having been finally been hit by Omicron despite being vaccinated and boosted. (I got it from extended indoor… Read More
2021-01-06 16:30
I was going through a notebook that I've been keeping for the past couple of years that has a page in it where I jotted notes about things to write blog posts about. Obviously there is… Read More
2020-12-31 16:07
I have been so checked out on blogging and hadn't even seen the comments on my last post until just now. It is good to hear updates from longtime readers-- some sad news, unfortunately… Read More
2020-09-21 13:00
It has been another good long time since I’ve posted… and what a strange time it’s been! I feel like the world has totally changed. COVID-19, baby!First of all, I am very… Read More
2020-01-27 23:38
Clothing is one of the areas where my spending has really decreased since I stopped working. I used to work in an environment that was relatively casual by corporate standards, but I still h… Read More
2020-01-16 23:29
It's been almost a year... yikes. Where to begin?I actually don't have any major news. I'm still kind of adjusting to my "new" life. That has involved some higher than usual expenses as we d… Read More
2019-02-25 23:42
I was recently in the city to have lunch with some friends, and I think it may have been the first time I ever went to a credit-card-only restaurant. There was some confusion as we tried to… Read More
2019-02-19 01:57
That seems to be about the frequency I'm posting with lately! I really appreciate the comments from longtime readers and am glad to know you are still checking in! And it is good to hear fro… Read More
2018-11-26 14:00
I should be proud of my financial situation, right? I've worked hard, saved and invested, and reaped the benefits. But one thing I left out of my post the other day about some of my friends… Read More
2018-11-19 13:30
Back in my Palm Pilot days, I was such a junkie for the newest and latest device, it became a pretty significant part of my spending, even if I did lessen the blow by selling unwanted device… Read More
2018-11-13 19:46
I continue to enjoy my leisure as a "retiree." I'm healthy, I feel relaxed, I go to the gym a lot, I read a lot of books. I continue to feel incredibly lucky, especially when I hear about ot… Read More
2018-07-20 20:22
So here’s an interesting development: I just found out I qualify for Medicaid, at least for the moment.Now before you jump all over me saying I’m a greedy conniving cheat who sho… Read More
2018-03-07 20:36
A commenter on the previous post asked if I'd share the calculations that made me feel confident about retiring early. I'll give you a simplified version!There are a few different ways that… Read More
2018-02-09 23:34
I'm not just talking about the stock market these last few days-- I'm talking about the last few months of my life.You would think I'd have spent more time blogging lately, given that I quit… Read More
2017-11-13 14:00
Consider this a sequel to my last post, in which a woman's family money seemed to be funding some luxuries for an otherwise frugal couple.This time, the story is about a childhood friend of… Read More
2017-11-08 17:06
It's been a while since I wrote about other people's money! I've been jotting down some notes over the last year or more about various situations I've encountered with friends or family whos… Read More
2017-10-10 14:02
I’ve got a few weeks of retirement/vacation/unemployment under my belt now… and I’m still not sure what to call it! But I have already made a few discoveries about m… Read More
2017-09-08 14:44
In my last few posts, I was working my way towards a big life change... and now I've taken the next big step. I quit my job! It was both a big step and strangely anti-climactic, since I hadn… Read More
2017-06-12 13:00
Another important point brought up by a commenter on a recent post— how am I going to get health insurance if I leave my job? The short answer is that I’m going to pay through th… Read More
2017-06-07 21:04
Several commenters have asked if I could move out of NYC and work remotely at my current job. I have definitely thought about this option. Unfortunately, in my current position, it would be… Read More
2017-05-30 16:53
This is always the key question in thinking about retirement. How do I want to live, where do I want to live, what will I be doing, and what's it all going to cost?I'm still grinding away at… Read More
2017-05-08 13:00
On the last post, bethh commented:"I'm curious how you decided to set whatever goal it is that you have for retirement - is it salary times x, or spending times 30 years, or what? I feel pre… Read More
2017-01-08 00:30
A few notes as I do my year-end accounting for 2016. The first thing I dug into was the trusts I manage for my mom. Their return was about 9% last year and I was about to pay Mom about… Read More
2016-08-23 13:00
I never recapped last year's income and expenses, so here's a very simplified version:Salary and bonus and 401k match $144,061 Investment income and interest $42,515 Gift rec'd $100 Blog… Read More
2016-08-14 23:14
Might be my longest ever lapse in blogging! Plenty to catch up on but I will check in with a couple of positive bits of news. My net worth is still over $1 million, and I don't think ha… Read More
2016-03-19 18:53
I haven't written much about my mom over the last 5 years or so since my Dad died. To make a long story short, it's been too painful and stressful to even think too much about her finances… Read More
2016-03-19 18:53
Seriously, I can't remember my salary! I was thinking about it just now and I know it is over $100k, but I don't remember how much. At one point it was $102k, but is it now more? $106k? $110… Read More
2016-03-19 18:53
My, it's been a while, but I have been a busy girl and have lots to tell. I haven't wrapped up all my final numbers yet but I will give you a spoiler: my net worth is now over $900,000. I am… Read More
2016-03-19 18:53
Interesting article on the Atlantic's website. Has Being a Young Adult Always Been a Financial Nightmare? Scary charts! The one below kind of made me glad I'm getting old! I shudder to thin… Read More
2016-01-25 14:00
Given the title of this blog, you’d think I’d write more often about my actual wallet. I’ve been using the same one for most if not all of the time I’ve been writing… Read More
2016-01-12 17:20
So, how crazy is it that the Powerball jackpot is $1.3 billion? Sometimes it seems like all anyone is talking about, though David Bowie's unfortunate death has managed to change the subject… Read More
2015-11-04 18:42
I was thinking about how I started learning to save money when I was a kid. At some point, my parents opened a savings account in my name, and I had a nice little bank book. No ATMs back the… Read More
2015-10-05 13:00
For a long time, my cell phone bill hasn't been a major part of my personal finance decision making. I've had an iPhone 4S for almost 4 years, on the minimum AT&T phone/data plan, with m… Read More
2015-08-26 13:00
Normally I'm a very hands-off investor. I go for long periods without paying much attention while my various holdings drift up and down in value-- hopefully, mostly up! But in the last year… Read More
2015-08-24 13:00
Ok, so we left off with the big package of legal documents arriving for me to sign. First, there was the irrevocable trust document. This spelled out that my mother was putting $350,000 in t… Read More
2015-07-20 13:00
This past week, I've had to learn a few things about trusts. I'm now officially a trustee!The whole trust issue first came up after my dad had surgery for brain cancer. We'd managed to get h… Read More
2015-06-15 13:00
When I was waiting to close on my newly-constructed condo, I jokingly called myself "homeless" for a few months because I had to stay with relatives and sublet apartments after moving out of… Read More
2015-04-29 13:00
Fingers crossed that this works out, but as I write this, my mom has accepted an offer for her house. This is exciting and sad and scary. If all goes well, it will keep her from wasting all… Read More
2015-04-21 13:00
What is it about juice that makes it so expensive sometimes?? I've always enjoyed fresh juices and smoothies made with fruits and vegetables, and they seem to be becoming more and more popul… Read More
2015-04-14 21:11
So my last post was about how tax time is usually a happy time of year... this goes hand in hand with bonus time, which is also usually a happy time of year. This year was a bit of an except… Read More
2015-02-16 14:00
Tax time is usually a happy time of year for me. The last few years, I've tended to get refunds. I know it's all a psychological game, because a big refund really means you were overpaying a… Read More
2015-02-11 14:00
I found a very nice broker and we were immediately in agreement about the listing price for my apartment. It was more than what I'd agreed to with my friends, and left me some room to negoti… Read More
2015-02-09 14:00
I realized I never wrote in much detail about selling my apartment, and it's now been over a year since that happened!As a refresher, I had owned the apartment for a couple of years when I m… Read More
2015-02-02 14:00
Great article in the New York Times: Why You Should Tell Your Children How Much You Make, by Ron Lieber." When Scott Parker wanted his six offspring to know more about the value of money, he… Read More
2014-09-27 19:41
I went to Home Depot the other day to buy a plant as a gift for someone. I figured I could find something inexpensive but cheerful there. But I have been very leery of Home Depot since heari… Read More
2014-09-03 16:15
Finally, Quicken has released an update for Mac users! This is meant to be a full version to replace Quicken for Mac 2007, with more functionality than Quicken Essentials for Mac. Unfortunat… Read More
2014-07-10 01:53
Travel is just designed to piss people off nowadays. They charge you for food. They charge you for baggage. They charge you for extra legroom. And now they are stooping to a new low: they ch… Read More
2014-07-04 22:27
Today is the day-- a cold and wet and dreary July 4th, when I should be celebrating the birth of our nation by sunning myself and eating hot dogs but am instead huddled indoors catching up o… Read More
2014-06-18 18:02
For the last few months, I have had a very pleasant problem: approximately $150,000 in cash sitting in my savings account. Most of this is from the proceeds of selling my condo, plus a littl… Read More
2014-06-13 15:21
At a family party recently, one of my aunts took me aside to say she had something very important to give to my sister and me. This was the aunt for was the executor of Great Aunt Minnie's e… Read More
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