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Unlock More Travel Getaways With Free Flights And Affordable Insurance Coverage


Unlock More Travel Getaways With These Air Miles Credit Cards and Travel Insurance Plans
The month of February is the season for love, so we’ve listed some of the best air Miles credit cards that will get you to where you want to go – faster and in style.

Planning to Travel more with your partner this year? Or perhaps you already have several bucket list destinations in mind. The month of February is the season for love, so we’ve listed some of the best air miles credit cards that will get you to where you want to go – faster and in style.

Unlock Love with SingSaver’s Whole Month of Giveaways!

Planning your next getaway already? Why not fund your trip with S$500 in Scoot vouchers, and film all your holiday highlights on a brand new GoPro Hero 7 worth S$595?

Unlock Love with SingSaver Valentine's Day Giveaway 2019

UNLOCK MORE TRAVEL WITH AIR MILES CREDIT CARDS

Credit Card Benefit Travel Privileges Welcome Gift
Standard Chartered Visa Infinite 35,000 welcome miles and 6x complimentary lounge access 1.4 miles per dollar (local)

3 miles per dollar (overseas)

$100 for new customers, $50 for existing
Citi PremierMiles Visa Card 30,000 welcome miles and 2x complimentary lounge pass 10 Citi Miles per $1 on online travel bookings, Citi Miles never expire, 1-year annual fee waiver $200 for new customers, $30 for existing
American Express KrisFlyer Ascend 49,900 welcome miles and 4x complimentary lounge pass Accelerated upgrade to KrisFlyer Elite Gold, up to $1 million in travel insurance coverage Complimentary Hilton hotel night stay + $20 CapitaVouchers with MyInfo application

1. Standard Chartered Visa Infinite Credit Card

With a hefty $588.50 annual fee and 35,000 sign-up bonus miles upon sign-up, this card packs a pretty punch.  

To qualify for the welcome gift of 35,000 miles, you’ll have to pay the annual fee of S$588.50. Instead of dismissing this outright, consider this: paying the annual fee means you’re paying S$0.017 for one mile, lower than the 2 cents per mile that’s the industry average.

With 1.4 miles per local dollar spend and 3 miles per overseas dollar spend, you’ll be accumulating miles at a rate that’s way above the average air miles credit card.

Cardmembers also enjoy six complimentary visits to any Priority Pass airport lounge around the world per year. There is also complimentary travel insurance coverage of up to S$1,000,000 when you charge the whole trip to your card.

In addition to air miles, cardholders also get to enjoy dining privileges such as 1-for-1 offers at selected restaurants with The Good Life.

Get up to 15% cashback on Grab rides in Singapore and overseas. Valid till 31 March 2019.

But do take note that a minimum of S$2,000 charge must be made for higher miles earning, otherwise you will only earn 1 mile per local or overseas dollar spend.

Also, you will be given rewards points instead of outright miles, which you need to redeem for miles at a conversion fee of S$25 per block of 2,500 rewards points.

SingSaver Exclusive: For new customers, get an additional S$100 cash when your card is activated! Existing customers get S$50 cash.

Qualifying Criteria and Card Fees

Minimum Annual Income Miles Per Dollar Annual Fee Additional Perks
Singaporeans/PR: S$150,000

Foreigners: S$150,000

3 miles per S$1 spent overseas and 1.4 miles per S$1 spent locally, conditional on min. spend of S$2,000 per month.

Otherwise, 1 mile per S$1 spend if min. spend is not met.

S$588.50

(receive 35,000 welcome miles with payment of annual fee)

6 complimentary access passes to airport lounges each year

Apply Now

2. Citi PremierMiles Visa Card

The Citi PremierMiles Visa Card is an air miles credit card that’s a steady workhorse when it comes to racking up miles. It’s slow and steady in terms of miles per dollar earn rates (1.2 miles per dollar for local spend, 2.4 mpd for foreign spend). Arguably, the best part of Citi PremierMiles Visa Card is that their Citi Miles never expire.

Apart from the 1.2 mpd local earn rate, the card also comes with a welcome bonus miles offer of 30,000 Citi Miles. But to qualify, you’ll need to spend S$7,500 within the first 3 months AND pay the annual fee of S$192.60. This makes the Citi PremierMiles Card a good card to pick up if your strategy is to quickly chalk up miles for your next holiday.

1 Citi Mile = 1 Mile with KrisFlyer, Asia Miles, Royal Orchid Plus, and many other Frequent Flyer Programs (FFP), but do take note that a S$25 administration fee will be charged for each FFP redemption. This means that the welcome bonus of 30,000 Citi Miles is equivalent to an economy class return ticket to Hong Kong or Taiwan.

Other card benefits:

  • 2 x complimentary access to over 600 airport VIP lounges a year
  • Complimentary travel insurance (up to S$1,000,000) and medical assistance programme (up to S$40,000) by charging tickets to the Citi PremierMiles Card
  • Citi Miles have no expiry date
  • Earn up to 10 mpd when booking hotels through travel site Kaligo

SingSaver Exclusive: For new customers, apply by 28 Feb 2019 and get S$200 in NTUC Fairprice vouchers, Takashimaya vouchers, or Grab promo codes upon approval. Existing customers enjoy S$30 vouchers upon approval.

Qualifying Criteria and Card Fees

Minimum Annual Income Miles Per Dollar Annual Fee Additional Perks
Singaporeans/PR: S$30,000

Foreigners: S$42,000

2 Citi Miles per S$1 overseas spend in foreign currency and 1.2 Citi Miles per S$1 local spend. S$192.60
(10,000 Citi Miles with annual fee payment)
2 complimentary access passes to over 600 VIP airport lounges each year

Citi PremierMiles Visa Card

Apply Now

3. American Express KrisFlyer Ascend Credit Card

This is the card that keeps on giving. The American Express KrisFlyer Ascend Credit Card has an excellent tiered structure that gives you more rewards with every additional spend.

Here’s how you can earn up to 49,400 KrisFlyer miles within your first 6 months of approval (that’s almost 1 round-trip Economy Saver Award Ticket from Singapore to Tokyo):

  1. Receive 5,000 welcome miles upon your first spend
  2. Spend S$6,000 within the 1st to 3rd month and receive 15,000 miles + 7,200 miles at 1.2 earn rate
  3. Spend an additional S$6,000 within the 4th to 6th month and receive another 15,000 miles + 7,200 miles at 1.2 earn rate

If you’re a regular Grab rider, you’ll be happy to know that the American Express KrisFlyer Ascend Credit Card offers an upsized rate of 3.2 KrisFlyer miles for every S$1 spent on Grab rides, up to S$200 per calender month.

Love duty-free shopping? Earn 2 KrisFlyer miles per S$1 spend on purchases made on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop (in-flight and online), with no cap.

Cardholders also receive 4 complimentary access passes per year to any SATS Premier Lounge in Singapore, or any Plaza Premium Lounge around the world, and get to enjoy a 1-night complimentary stay at one of 110 Hilton Properties in Asia Pacific.

Appy via MyInfo and receive an additional S$20 CapitaVoucher (T&Cs Apply).

Qualifying Criteria and Card Fees

Minimum Annual Income Miles Per Dollar Annual Fee Additional Perks
Singaporeans/PR: S$50,000

Foreigners: S$60,000

1.2 KrisFlyer miles per S$1 spend.

2 KrisFlyer miles per S$1 spend in foreign currency in June and December.

S$337.05 4 complimentary access passes each year to any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world.

Complimentary 1-night stay each year at a Hilton Property in Asia Pacific and complimentary upgrade to Hilton Honors Silver membership tier.

Apply Now

And don’t forget the travel insurance!

Spend less energy worrying about flight delays and lost luggage, and pay more attention yo simply enjoying precious time spent with your loved ones; it’s simply better to travel with ease of mind when you’ve covered your holiday with travel insurance.

UNLOCK MORE TRAVEL WITH TRAVEL INSURANCE PLANS

Provider Best For Highlights
FWD Budget Conscious Couples Low policy prices starting from S$9
HL Assurance Deal-Seeking Couples Up to 65% off with discounts and promo codes
MSIG Adventurous Couples Most comprehensive coverage, including haze and weather-related covers

1. FWD: Cheapest Single Trip Travel Insurance Plan

With prices starting as low as $9, FWD’s basic travel insurance plan is perfect for the price-conscious traveller. If you’re in relatively good health (no pre-existing medical condition), travelling light on a short trip, and are looking for the lowest price deals, then FWD is the one to beat.

Here are the highlights of FWD’s cheapest single trip plans. Be sure to use promo code TRAVEL20 to get an even further 20% discount off your travel insurance purchase!

Pros:

  • Full Terrorism Cover
  • Unlimited emergency medical evacuation cover
  • Cashless Medical Claim

Cons:

  • No benefit claimable for losses of customer loyalty points used to pay for any part of Your Trip
  • No Pre-existing conditions cover
  • Participation in sports activities as a professional or financial reward

FWD Insurance

Apply Now

2. HL Assurance: Best Discount Deals

In addition to great seasonal promotions, HL Assurance also offers perks such as hotel booking vouchers and car rental discounts when you purchase travel insurance from them. Be sure to check our page for HL Assurance promo codes to enjoy even greater savings when you buy your travel insurance through SingSaver!

Pros:

  • Unlimited emergency medical evacuation (across all Plans)
  • Unlimited repatriation of mortal remains (across all Plans)
  • Loss of home content due to burglary

Cons:

  • Exclusions on a variety of adventurous activities
  • No benefit payable for preexisting conditions
  • No coverage for acts of terrorism

HL Assurance

Apply Now

3. MSIG: Most Comprehensive Coverage

If you have exciting travel plans and have painstakingly planned your holiday, you will want to travel with peace of mind. We recommend MSIG Plans for their high baggage delay benefit (S$150-S$250 for every 6 hours of delay, depending on plan type), emergency medical evacuation/repatriation, Terrorism Cover, and high personal accident coverage of up to S$1 million!

MSIG Elite and Premier Plans also offer benefits like Adventurous Activities Cover, Golfer’s Cover, Unused Entertainment Ticket, Domestic Pet Care, Rental Vehicle Excess, Returning a Rental Vehicle, and Home Contents cover to suit all travellers needs.

Buy your travel insurance plans by 31 March 2019 and enjoy 50% off Single Trip plans!

Pros:

  • Pre-existing Medical Condition Cover available (under TravelEasy Pre-Ex Plans)
  • Public Transport Double Cover, Adventurous Activities Benefit (for Elite and Premier Plans)
  • Wedding Clothing and Accessories, Fraudulent Use of Credit Card, Credit Card Benefit Outstanding Balance (for Elite and Premier Plans)

Cons:

  • No benefit claimable for losses of customer loyalty points used to pay for any part of Your Trip
  • Standard Plan (TravelEasy) does not cover certain sub-category of benefits; please refer to the policy document
  • Adventurous Activities/Golfer’s Cover is not covered under Standard Plan

MSIG Insurance

Apply Now

What to read next:

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Unlock More Free Date Nights With These Best Credit Cards for Dining
Best Cashback Credit Cards in Singapore 2019
The Best Shopping Credit Cards in Singapore 2019
Best Credit Cards for Paying Utility Bills in Singapore 2019

The post Unlock More Travel Getaways With Free Flights And Affordable Insurance Coverage appeared first on Financial News and Advice in Singapore.



This post first appeared on Singsaver.com.sg News, please read the originial post: here

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