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Monthly Savings & Expenses July 2016




Monthly Expenses July 2016

Necessity

House ($296.75) -  Groceries shopping and other household items make up this list.




Food & Eating Out ($641.30 - $71.04 = $570.26) - Daily meals and the weekends eating out. 30% of eating out is allocated as baby expenses.    

Transport & Taxi ($144.30) - Monthly EZ Reload top up of $40 and a few taxi trips. 


Communication ($42.00) - My M1 bill that is still on the 3G plan with 12 GB of data. Yay!


Baby ($524.95 + $71.04= $595.99) - The usual expense for Chloe including packet milk, allowance, tidbits etc. 



ItemAmt
Insurance100
Packet milk x410
Allowance200
Sleepwear 21
Packet milk 3x 1L4.95
Ingredients for baby porridge150
Zoomoov10
Amazonia 29
Total  $524.95


Financial Freedom

Everything Savings Account ($200.00) - This goes directly to the 'DO NOT TOUCH' account.

Long Term Savings

Nikko AM Singapore STI ETF ($100.00) - This one's for the long term but automation is the key. 



Play



Play ($118.73) - Cycling trip to east coast with wife and daughter, small ROM celebration at Jack's place. How long ago was 7/7/2007? Time really flies...


Gifts

Gifts ($180.20) - Clothes for my nephew, farewell lunch for colleague Ah Boon, Birthday celebration for best friend, my brother's birthday as well.

Total Expenses for July 2016$1,998.23

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Monthly Savings July 2016






52 Weeks Increasing Money Challenge
$106 - Automation works like a charm! 4 weeks of $26.50! Yeah! There are many ways to save money, but i like this the most!

Dividends
$5.66 - This is one segment i am excited about. My very first dividend payout after starting the monthly auto deduction of $100 under POSB regular savings plan for the Nikko ETF just about 3 months ago!













Carousell
$0.00 - No sale this month...

Bank Balance Transfer
$1.99 - All the balance balance goes to this balance. In you go!

Financial Freedom Jar
$200.00 - For da future!


Total Saved for July 2016: $313.65
Total Saved Since Jan 2016: $2,655.78

Check out how i did in previous months here!

If you have other ways to save money, do let me know. Thanks. :)




This post first appeared on Agedashi23cents, please read the originial post: here

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Monthly Savings & Expenses July 2016

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