Hannah goes out of her way to save or “pinch-pennies” and invests her money very conservatively. She is very prepared in case of an emergency or financial loss but still feels guilty when she spends Money. She doesn’t view money as something to be used for enjoyment but rather for protection and security. She sticks to a strict budget and financial plan but money still worries her and feels like a burden. While her saving and financial acumen are commendable, we want to make sure she’s not failing to enjoy life and skimping out on important fulfilling spending.

Hannahs are more common than you might think. You probably have a bit of Hannah in your Money Persona if there is a theme of guilt in your money life, especially around spending. It’s interesting to do some detective work and explore where this money persona came from. Do your parents have Hannah tendencies? Or maybe the complete opposite? Have you seen someone else in a situation where they were not financially secure?  What impact did that have? Do a bit of digging!

While Hannahs already try to save as much as possible, setting up a realistic happiness allocation (or budget) can be extremely liberating because it will show that there is space for some “fun” spending even while she’s on track for her short and long-term savings goals.

Another great exercise for a Hannah? Take time each week to enjoy something completely not productive just for you. To get in the hang of it, first, we can practice treating ourselves with something free or inexpensive. Once we get good at that, we can add the money layer back in. It sounds so simple but for many, it’s a much more difficult to relish in a treat than you may expect!

We tend to be a mix of all four money personas but you can find out which one is dominant for you by taking this money persona quiz. You’ll also get some tips customized for your specific money persona! I can’t wait to hear what you think.

Share the money persona quiz to take on day #9 of the 30 day #MoneyCleanseChallenge. It’s a win-win. You’ll improve your financial wellness and raise money for financial literacy!

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