2023-05-19 08:00
Are you wondering “Why Can’t I Get a Loan?” If you’ve been rejected for a loan, you’re not alone. There are various factors that can impact your ability to borr… Read More
Blog Directory > Finance Blogs > Blog | Lending Stream Cash Loans finance Blog >
Blog | Lending Stream Cash Loans Blog
lendingstream.co.uk/blog
Blog on current financial issues, payday lending, important personalities and many more.
2023-05-18 08:00
Living a comfortable lifestyle is essential to having the mental peace and energy to live freely.
That said, living in the UK is not cheap, which raises the question, how much money do yo… Read More
2023-05-17 08:00
As a teenager in the UK aged 18 and over, there are many ways to earn money online.
Their path to a steady income could include starting a small business, offering services to your neighb… Read More
2023-05-16 08:00
Teenagers are at the prime of their lives. They have big dreams and aspirations. However, more often than not, most teenagers need access to finance to make their dreams and goals their real… Read More
2023-05-15 08:00
According to recent reports, 69% of UK residents aren’t aware of their credit scores.
Taking out a loan can offer a range of advantages. For example, it can help –
Improve… Read More
2023-05-14 08:00
Whether you’re travelling to work or for vacation, train fares can quickly add up. Making a dent in your budget. We know that finding cheap train tickets is a major pain point for many… Read More
2023-05-13 08:00
In the UK, the average consumer spends £333.11 a monthly on credit cards. And a staggering £1,174.62 is owed on credit cards by each individual each month.
Paying off credit c… Read More
2023-05-12 21:10
If you’re reading this, chances are you’re eager to know how to retire early with no or little money in the UK.
You want to take control of your finances and prepare for a fut… Read More
2023-05-11 10:32
Are you seeking a practical solution to save £20000 in a year?
If yes, you’re at the right place!
According to stats, 34% of adults have no savings or less than £1000… Read More
2023-05-10 09:33
Are you looking for a way to save an emergency fund?
With the rise in inflation, expenses, job insecurity, and living costs, it’s no surprise that having good emergency savings is e… Read More
2023-05-09 06:30
Lending money to friends and family members can be a tricky affair.
Be a sibling, cousin, family member, or your best friend who needs money, the decision to lend money to them shouldn&rs&hell…Read More
2023-05-08 06:13
There is nothing more exciting and challenging than being a new parent. Along with its endless joys, it can also bring financial stress. One that can burden your budget.
For… Read More
2023-05-07 14:56
Between covering the cost of the festive season and the sharp increase in fuel bills across the winter months, getting on top of your finances can save you big in the long term. Follow the b… Read More
2023-05-06 09:50
In today’s financial climate, budgeting is the best way to manage your money. Now that everything is at your fingertips, including banking, it’s easy to keep track of your money… Read More
2023-05-05 06:59
In today’s digital world, information is available at your fingertips. There are health apps that keep you updated on your exercise routine. There are maps to ensure you are on track t… Read More
2023-05-04 05:57
The 50/30/20 rule is a common budgeting method to manage your finances. It allows you to allocate the spending categories in your personal or household budget. This budgeting strategy … Read More
2023-05-03 06:53
Savings are a crucial part of money management. The earlier you can start to build financial habits, the better. Research shows that 47% of adults aged between 18-24 have little (less than … Read More
2023-04-27 11:32
Have been refused for a loan everywhere in the UK? This is a frustrating situation that many people in the UK face, especially when you need to borrow money urgently.
However, you should… Read More
2023-04-26 09:49
Saving money can be a difficult task, especially when you’ve never saved before. However, with the 52 week money saving challenge, you should be able to save money in a realistic way… Read More
2023-04-24 10:10
If you are living paycheck to paycheck, the 1P savings challenge could help you save money. This simple yet powerful money saving strategy can help you to build up your savings over time, wi… Read More
2023-04-19 13:33
Improving your credit score might seem like a complex and time-consuming process, but it doesn’t have to be. It’ll take some patience but if you make the effort, you’ll be… Read More
2023-04-18 08:56
Personal loans are a popular way for people to fund big expenses or to pay off other debts. They offer a fixed interest rate, so you know how much you’ll have to pay back each month. B… Read More
2023-04-13 09:20
There’s no doubt, London is a vibrant city. It’s overflowing with history, beautiful spaces, all kinds of entertainment, and great places to eat. There really is something for ev… Read More
2023-04-11 07:36
If you’re like most people, you probably spend a lot of money on food and grocery shopping every month. But what if we told you that there are simple ways you can save money on your fo… Read More
2023-04-07 21:36
Water is one of the most essential things that we need in life, yet we take it for granted. So much so that it’s easy to forget that we pay for it. The average water bill was £40… Read More
2023-04-06 08:46
Saving money on a low income can be challenging, but it’s not impossible. With some simple planning you can save money fast on a low income. If you have a low income but want to save m… Read More
2023-04-04 13:36
Do you want to know how to save money each month? Saving money should be included as part of your monthly expenses. It can help you build an emergency fund, pay off debt faster, and begin in… Read More
2023-04-03 14:13
Going on a holiday is a great way to escape the daily grind and relax for a few days. But saving money for that perfect getaway can be challenging. Especially if you’re living pay chec… Read More
2023-02-22 11:38
Experian is a Credit Reference Agency (CRA) that’s been around for over 125 years, operating in 37 countries. There are three main credit reference agencies in the UK, Experian, Equifa… Read More
2023-02-22 11:17
Equifax is a consumer Credit Reference Agency (CRA). They’re one of the top three agencies in the UK alongside Experian and TransUnion. Their head offices are in Atlanta, Georgia in th… Read More
2023-02-22 10:19
Credit Reference Agencies (CRAs) are independent companies that store information about your credit history. When it comes to getting a loan or credit card, lenders will look at your credit… Read More
2023-02-22 09:07
If you’re self-employed, you might know that it can be trickier to get a loan. Lenders can be hesitant to give loans to people who are self-employed because their income isn’t gu… Read More
2023-02-22 08:50
‘Adverse credit’ is a term used to describe someone’s credit history when it is ‘bad’ or ‘very poor’. With adverse credit it can be much harder to t… Read More
2023-01-31 14:27
It’s January. You’ve only just finished putting the tree down. Why on earth are we talking about next Christmas? While Christmas is a joyful time of year for many of us, it can a… Read More
2023-01-31 14:14
When you’re in a bind and need money fast, payday loans can seem like the perfect solution. But they usually come with high interest rates and there are often fees associated with thes… Read More
2023-01-31 14:03
If you’ve ever owed money on a credit card, you know how expensive it can be. With interest rates around 20%, it’s not hard for your debt to spiral out of control. A balance tran… Read More
2023-01-31 13:38
TransUnion is one of the three main Credit Reporting Agencies (CRAs) in the UK. It was founded in 1968 with its headquarters in Chicago, USA. It’s now in over 33 countries. TransUnion… Read More
2022-12-20 10:38
If you have bad credit, you may think it’s going to be difficult to open a bank account, but it’s not. There are bank accounts that you can apply for that are designed for people… Read More
2022-12-20 10:36
Have you got bad credit but want to get a credit card? If so, you’re not the only one. There are lots of people with bad credit, but it doesn’t mean they can’t have a bad c… Read More
2022-12-20 10:34
Your credit score is one of the most important aspects of your financial life. It can affect many things from your ability to get a loan to the interest rate you’re offered on a mortga… Read More
2022-12-20 10:33
Many of us assume that leasing a car with bad credit isn’t an option. But it is! Depending on where you live, driving is a necessity, and the good news is that you don’t need a p… Read More
2022-12-20 10:33
So, you’ve found a great house or flat to rent, but you’re worried about your bad credit affecting your rental application. This can seem like a tricky situation, but it’s… Read More
2022-12-20 10:32
Are you struggling with debt? Or maybe you have bad credit and are looking for ways to become debt free? If so, you might be considering a debt consolidation loan. This can be a good option… Read More
2022-10-07 07:17
With energy prices on the rise, many of us are looking for ways to reduce our electricity bills. Solar panels are a viable way of cutting your electricity bills (although they can… Read More
2022-07-12 13:53
Have you ever wondered how your credit score compares with everyone else’s in the UK? Knowing what the average credit score is can give you an idea of how well you’re doing with… Read More
2022-07-12 13:36
Making home improvements are a great way to increase the value of your property, or make a house your home, but it’s often expensive. When it comes to finding the money to finance your… Read More
2022-07-06 13:47
It’s a question that crosses the mind of many parents – how can I help my teenager manage their money? The teenage years are not always the easiest. But as your children grow int… Read More
2022-07-06 09:53
You may think that it would take months or years to improve your credit score and for some people that may be true. Especially if you’ve made some serious financial mistakes in the pas… Read More
2022-06-14 13:16
Every adult in the UK has a credit score. It’s a reflection on how well you manage your debts, and it helps lenders decide if they should lend to you. A low credit score tells the lend… Read More
2022-06-09 15:08
We all know the importance of saving money, life would be so much easier if we were financially stable. But how do we get there? Well, we could spend less on luxury items and control unneces… Read More
2022-06-05 15:49
The Covid-19 pandemic has affected all businesses over the past couple of years. For some it’s given them a boost in profits, for many it’s been a struggle. As we emerge from it… Read More
2022-06-02 07:18
If you wanted to take out a short term loan, payday loan, bad credit loan or any other type of loan, chances are you’d go online and choose a loan company. But do you know who you&rsqu&hell…Read More
2022-05-30 14:17
You can’t borrow money for free. When you take out a loan, you’ll be expected to pay back the interest on it too. This applies to all types of loans, including short term loans a… Read More
2022-05-26 14:03
Unexpected emergencies tend to creep up on us at the wrong time. They become harder to deal with when we don’t have enough cash to cover what’s needed. At times like these, you m… Read More
2022-05-23 07:42
Running your own small business can be rewarding. But when it comes to finances, it’s often challenging. There’s a lot to keep on top of, including expenses to keep track of invo… Read More
2022-05-19 07:44
You might have heard a lot about what payday loans are and how payday loans can help you access money when you need it. But did you know there are many other benefits as well?
In this gui… Read More
2022-05-16 06:24
Your credit score matters and can make the difference when you’re applying for a loan or for a credit card.
With a good credit score, the chances of your loan or credit card being a… Read More
2022-05-12 06:36
Have you ever dreamed about being financially stable or financially free? Imagine not having to worry about how you’re going to make ends meet. Being financially stable is a great posi… Read More
2022-05-09 07:24
Living life for today is the only way to live right? No, that’s wrong. Spending everything you earn just so you can have what you want today is not the best way to live. Yes, you may h… Read More
2022-05-05 06:22
We’d all love to spend less and save more, but how? Which expenses can you cut back on? You may feel stuck if you can’t think of anything you’d be happy to go without. Whil… Read More
2022-05-02 07:16
With so many scams around, it’s hard to know if a loan company you’re dealing with is real or fake. No one wants to lose their money to scammers or become a victim of fraud. That… Read More
2022-04-28 06:15
Are you thinking of applying for a loan, credit card, or any type of financial contract? If you are, then the company you’re applying with will want to carry out a hard credit check or… Read More
2022-04-25 10:22
Do you know what you spend your money on? You might have a general idea but a lot of us don’t know where all our money goes. You think you can afford to live on your salary but then yo… Read More
2022-04-21 05:00
We’ve all been there. We’ve worked out how much we need each month, and we should have money left over. But we end up running out and not saving anything.
Spending habits can… Read More
2022-04-18 08:17
Are you unsure about what’s involved with a guarantor loan?
If someone can’t take out a loan because of their credit history, a guarantor can help them get one.
The type of… Read More
2022-04-14 08:45
If you borrow money and don’t pay it back, the lender who you borrowed from could take further action. One way they can do this is by registering a County Court Judgement (CCJ) against… Read More
2022-04-11 04:30
Did you set yourself new year’s resolutions for 2022? What about financial goals – did you set yourself any of those? It might not have been something you’ve thought about… Read More
2022-04-07 04:30
Have you thought about paying off your loan early? There’s more than one way of doing it, and you can save money by repaying it early.
Whether it’s a short term loan, a payday lo… Read More
2022-04-04 01:40
For most people, declaring yourself bankrupt is the last resort. If you’ve taken out short term loans, payday loans and other debts that you can’t pay back, you might have n… Read More
2022-03-31 05:25
Your credit score (also known as credit rating) shows your creditworthiness. The higher the score, the better you as a borrower will look to potential lenders.
Your credit score is partly ba… Read More
2022-01-04 14:12
What Is A Soft Credit Check?
A soft credit check, also known as a soft credit search, is an initial look at certain information on your credit report. Soft searches aren’t visible to c… Read More
2021-12-09 05:34
Our brand new TV ad campaign is now in full swing. And if you haven’t spotted it yet, it’s all about how short term loans can sometimes come in handy if you find you’r… Read More
2020-08-07 11:25
According to The Money Charity, the average total debt per household in the UK, including mortgages, was £60,363 at the beginning of 2020. So, it’s fair to say that the majority… Read More
2019-05-09 09:15
The Basics of Open Banking
The banking landscape is changing, and customer data is at the forefront of this evolution. Open banking means you can allow your bank to share your financial dat… Read More
2018-11-23 09:23
Improving your credit score doesn’t happen overnight. The internet is awash with quick fixes, but making a real and sustained difference takes time and a strategic approach.
Whether y… Read More
2018-10-31 12:45
Getting a loan doesn’t have to involve queueing at the bank, trawling through paperwork and passing a week’s worth of financial checks. It could be as easy as tapping an app on y… Read More
2018-10-23 06:25
The UK’s financial regulator is considering capping the level of fees banks can charge for unarranged overdrafts. The FCA has announced new proposals designed to protect millions of pe… Read More
2018-10-01 13:58
If you’re a Wonga UK customer, you may not be sure what to do right now. You may be wondering if it is it worth keeping up with repayments if Wonga is no longer going to be around to c… Read More
2018-08-22 11:57
In today’s gig-driven, project-focused economy, loans have become a part of everyday life. In 2017 alone, £191bn of personal loans were taken out in the UK – an increase of… Read More
2018-07-27 04:24
Human beings are wired to work towards goals. In fact, some research has found that our brains can’t tell the difference between what we have and what we want, which means our goals ha… Read More
2018-07-18 06:59
Credit is a staple and sometimes necessary part of financial life for most people in the UK. And with loan applications on the rise, the number of rejections has also climbed. Being refused… Read More
2018-06-01 13:02
We’ve all seen the TV adverts: ‘improve your credit score’, ‘get a free credit check’, ‘increase your credit rating’. But how many of us really unde… Read More
2018-05-21 11:08
How would you like to save money on household bills and help the environment at the same time? It’s a win-win scenario! We’ve compiled some of our favourite home hacks that not o… Read More
2018-05-16 07:26
The UK payday loans, or Short Term Loan, the industry struggled with a mixed reputation for the first half of this decade. But, since FCA regulations were announced in 2014, short-term loans… Read More
2018-05-09 06:25
It seems to be the general consensus that London is an expensive city – expensive to live there, expensive to go out there (both during the day and night!), and most definitely expensi… Read More
2018-04-30 13:25
With awe-inspiring landscapes and unparalleled scenery, it’s hardly surprising that 2.1 million tourists visited the Scottish Highlands in 2010 (PDF) alone.
Whether you’re l… Read More
2018-01-29 06:49
With payday a distant memory, date night can feel like an expensive luxury. But in the interests of romance, we’ve tried to find some ways to do new things together on a budget. We&rsq&hell…Read More
2018-01-09 12:56
Do you know how much money your household spends every month?
According to the Office for National Statistics (ONS)*, the average UK household spends around £529 a week, which works o… Read More
2017-12-21 09:52
When you’re preparing for Christmas, buying gifts, food, drink, decorations, and maybe sorting out travel arrangements too, the costs can soon mount up. We surveyed people across the U… Read More
2017-12-21 09:50
If you feel that Christmas is too commercialised and it’s all about spending money, you might be surprised to find out that 69% of UK adults value the time spent with family and frien… Read More
2017-12-21 09:48
Have you ever wondered if people actually like the gifts you give them for Christmas? Our new survey shows the gift that most people REALLY want!
A new survey, by Lending Stream, has found… Read More
2017-12-12 14:29
There is nothing more magical than shopping at a UK Christmas market in the run-up to Christmas. With the smell of nutmeg, cinnamon and spice in the air, markets can be a festive and fun way… Read More
2017-12-06 15:08
West London is home to some of the most-visited attractions in the UK, but you don’t need to break the bank to have a great time there. Whether you’re visiting for the day or liv… Read More
2017-11-21 14:41
South London foodies, listen up! Here are 5 cheap, yet satisfying, ways that you can eat out in South London for less than £10. Get ready to dine your way through some of London’… Read More
2017-10-27 14:29
Save those pennies this October and cash in on your creative side with 5 cheap Halloween costume essentials. Whether it’s Halloween, Christmas or a birthday party, fancy dress costumes… Read More
2017-10-26 09:52
Halloween is edging closer and closer and as the nights get darker, we thought that we’d share the 10 most frightfully cheap Halloween events and attractions taking place throughout th… Read More
2017-10-11 14:29
Entertaining the kids over the weekend can be a daunting task, but there are things to do around East London for next to nothing. So here are 5 incredible ways to entertain the kids any week… Read More
2017-10-02 13:29
Experience a true taste of Scotland with our 5 free ways to explore Glasgow.
See spectacular natural beauty at Glasgow’s Botanic Gardens
Located in the heart of Glasgow, next to the R… Read More
2017-09-01 13:27
Generally considered the second largest city in the UK after London, Birmingham has undergone many transformations since it first came to prominence as a medium-sized market town in medieval… Read More
2017-07-10 14:28
Have you heard the term ‘just about managing’ (JAM)? Politicians and the media have used it to talk about people who are ‘just about managing but you worry about the cost o… Read More
Subscribe to Blog | Lending Stream Cash Loans
Get updates delivered right to your inbox!