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Top 10 Cheapest Car Insurance in Washington State you should Consider in 2022

This article will discuss the cheapest car Insurance in Washington State, which one can consider in 2022.

Car insurance helps to protect one’s vehicle against financial losses in the event of an accident or theft, and it is illegal for a motorist to use any car without insurance in Washington.

cheapest car insurance in washington state
Photo credit: NerdWallet

The Cost of an Average Insurance per Month in Washington State

Car insurance is affordable for anyone in Washington; the average insurance rate goes $1,176 per year, 18.71% lower than the national average.

The cost of an average insurance per month is $38.58 for mini coverage while $98 for full coverage. But most time, this insurance is affected by your state and gender, age, marital status, and driving history.

  • According to Your Age

Car insurance costs $6,301 each year for a 16-year-old but just about $999 per year for drivers in their 50s.

  • According to Gender

The cost of insurance is rated differently in the aspect of gender. Males are usually charged $1,133 on an average rate, while for females, it goes for $1,151.

  • According to Marital Status

A positive benefit of marriage is that you get to pay less for insurance coverage. Newly wedded couples tend to save up to $49 per year on auto insurance.

  • According to Driving History

If you have been found wanting due to your behavior on the road, your insurance coverage will certainly be at a higher rate. The more offenses you make on the road, the more your insurance rate.

How to Get Cheap Insurance in Washington

If you really want to get cheaper rates on your insurance in Washington, you can consider these.

  • Maintain a Good Driving History

Your driving history poses a considerable advantage when it comes to earning cheaper fate on your insurance. You need to maintain a perfect status on the road to get a more affordable rate.

  • Compare Different Companies Rate

The insurance prices differ from company to company, so you must research and compare different companies’ rates. This will enable you to pick a suitable and cheaper rate.

  • Maintain a Good Credit Record

Establishing an excellent credit history can help to reduce your cost of insurance. Most insurers use your creditability to give you a rate. To maintain a good credit record, be sure to pay your bills on time.

  • Take Advantage of Low Mileage Discounts

Most companies issue discounts to motorists who drive a lower mile per year. These lower mileage discounts could apply to drivers who carpool to work.

  • Purchase Multiple Coverage from Same Company

Many insurance companies tend to give discounts or reduce the rate of insurance fees for customers who purchase two or more types of insurance. You may also get less cost if you have two or more vehicles registered under a particular company.

The Best Auto Insurance In Washington

Residents in Washington looking to buy an insurance cover for their vehicles can consider the listed insurance companies as they are the best now.

  • State Farm Insurance
  • Geico
  • Progressive
  • State Average
  • Farmers Insurance Group
  • USAA

Top 10 Cheapest Car Insurance in Washington State you Should Consider

Some of the best and Cheapest Car Insurance you should consider using this year in Washington include

  • American Family Insurance

American family insurance focuses on auto insurance, covering property, casualty, and commercial insurance. They have a reasonable rate for their customers and offer an excellent handling process.

  • State Farm

State farm insurance is a large insurance group of companies available throughout the united states. They offer face-to-face interaction when discussing policies as they have their agents in and around the state.


Geico is a privately-owned auto insurance company with its headquarters in Maryland. It’s one of the largest insurance companies that offer good car coverage, and their insurance policies average over $912 per year.

  • USAA Car Insurance

USAA car insurance offers cover for passenger vehicles like cars and pickup trucks. It is a military-based insurance coverage covering military members, both active and retired, and their families.

  • Allstate Corporation

Allstate is an American-owned insurance company founded in 1931 and trusted by Americans for over 80 years. It covers a broad range of protection products such as auto, home, and life.


Pemco insurance is a personal insurance company that is present and only serves residents in Washington and Oregon. They provide auto, renters, and boat coverage for their clients.

  • Progressive Corporation

The progressive corporation is a highly rated American insurance company. It holds the No. 1 spot for commercial auto insurance and gives customers the privilege to personalize their insurance policy.

  • Farmers Insurance Company

Farmers insurance company is a reputable provider of auto insurance. They have more than 21,000 employees who can reach out to any interested client, and they offer many insurance and financial services.

  • Travelers

Travelers insurance is another American-owned insurance company that offers various insurance coverage to those interested in getting an insurance policy or plan.

  • Oregon Mutual Insurance

Oregon Mutual Insurance is an independent insurance company providing coverages for individuals and families in property and casualty.

Car insurance is essential for all motorists in Washington and the world; you should consider getting a policy to be secured upon a loss or unexpected future occurrences.

We hope this article will help strengthen your knowledge of the cheapest car insurance to consider. Kindly drop us a message in our comment section for all your views and opinions.

This post first appeared on Canada Immigration Tips, Visa & Jobs | Delepta, please read the originial post: here

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Top 10 Cheapest Car Insurance in Washington State you should Consider in 2022


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